New India Assurance — senior citizen mediclaim policy clarification

Dear sirs

Under senior citizen policy as per clause 9.0 bears co payment for all the claims.
A) sum insured, or
B) 90% of the admissible claim amount
Whichever is less.

Kindly enlighten us that these co-payment is also applicable or not applicable under clause no 2.1.1 where fixed charges is to be paid by the company as per clause.

Your reply in these regards will be highly appreciated.