Reliance Capital Complaints & Reviews

I was checking about my score with cibil and found that i have a loan with reliance capital. I haven't taken any loan form your end till date.

When enquired they informed this as auto loan.in my cibil report it shows as 12 lacs sanctioned and not disburses. I dont understand who is accessing the loan. How are the institution funding.

My pan no - aicpp4783d
Ramesh naidu pushpala
[protected]
[protected]@yahoo.com

Respected sir,


1. With due respect, i, would like to draw your attention towards issue related to applying for personal loan & insurance from reliance capital on 11 july 2019.

2. I had applied online personal loan for rs 2, 00, 000/- from reliance capital and in this regards i was in contact with the following individuals of your department:-

(A) mr vinay mehta (File incharge) on mob...

I received the calls in the name of reliance capital that 3 lac personal against insurance policy with zero percentage interest. I done all the formalities they need advance payment of loan 30000 before approval of loan. i said y? they explain the procedure . I said yes I done my payment after two days .After that randomly i search about loan i come to know about fraud calls . when i received call after two days i said pl z send i card of yours they send I card Monica Dhawan she is transfer officer in account department. when i verify i card its fake Id . after i send sms on that number I come to know thats u r fraud calls. i complaint in reliance capital and also recorded calls I updated in youtube. i send messages to them. after that I not received any calls and sms from that numbers . plz take action on them such fraud calls affect reputation of reliance capital. my money saved bcz of consumer complaints in website. thanks for indian consumer complaint

I received a call from executive of reliance capital(as they introduce themself).They might not be of reliance capital though but they are claiming they are from reliance capital. They are saying that we will provide 0% interest loan to you ranging from 3 lakhs to 30 lakhs. For availing this loan we need to open life insurance policy with paying one year premium. And after disbursement of loan by company the premium needs to be paid for 20 yrs tenure to life insurance policy itself and not to the company. Maturity benefit is taken by company itself.

I think this is fraud offer and they are only concern about opening life insurance policy once policy is opened they will not disburse loan and run away.

Can you please investigate in this matter.So that other people's are not decieved by them.

I have applied a loan with reliance capital when i got a call that i am eligible. I submitted all my documents and i got a approval letter saying that i am eligible for a loan amount of 3lac rupees on 7.75% rate of interest. They said that they are giving loan against an fd and the customer need to pay 1 advance emi that was of 9336 in advance and that would be used as an fd and would be considered as your 1st instalment for the loan. Then again next day they said there are some transfer charges for neft and that would be refundable. As there was such a big name attached of reliance i sent them 14500rs for the same as i was under an impression that it would be refunded in the evening but i never got the loan amount disbursed in my account. I called them to cancel my loan application and got to know that the total amount i have paid will be refunded in 7 working days. Its has been more that 7 days but i have received no refund in mu account and the person i was in touch with is not taking my call. Please see into this matter and get my refund back as soon as possible. I have attached the loan sanction letter and the screen shots of the payment that i have made.

Dear Friend,

Reliance Capital is a chor company chor man paradip patra [protected] total pay 1st 188870 2 nd pay 47000 bank ac no union bank of india, name rahanul islam kan ac no [protected] ifsc UBIN0541206 BRANCH KARIMGANJ 18880 Money recept
Even i have bad experience with them. I had given my documents just to check eligibility.
After that executive again came & asked for a blank cheque jus to comlete formalities.
The next day i saw that cheque was cleared in my account for 75000 insurance and gst and dd sent bank frack dd
When i asked the executive he said, its debited for processing fees. Its company's policy.
Actually when loan is not processed, loan is not taken, then processing fees is out of question.
This company is pulling money from market through wrong means & growing.
It company will not last longer.total man ph no [protected], [protected][protected]
I request all the customers & people to stop dealing with this chor company.

Regards,

amit chakraborty

Since many days i have been receiving calls from a number from reliance capital loans. The number from which i received the call was :[protected]. The number shows to be coming from delhi. Today when i received the call a young girl answered the call and was laughing casually. When i asked her what was the matter she told me that she had rung my number by mistake so she asked me to hang up the call. After that when i asked her that how could she ring up anyone so carelessly she started talking to me in a very aggressive and inappropriate manner. This kind of attitude is not at all expected from such a big company. If you people continue commuting such kind of nuisances it will undoubtedly bring a very bad impact on your company's reputation. I expect some stern actions against such staffs who don't know how to speak in a proper manner. This is for sure that i will be sharing my experience with my known people.

नमस्कार

मैं पंकज कुमार दिल्ली निवासी हूँ, मैं बेहद दुःख के साथ आपको सूचित कर रहा हूँ की आपकी कम्पनी relince capital ने मेरे साथ फरोड किया है, जिसकी कम्प्लेंट मेने अपने निकट हरिनगर थाने में साइबर सेल में भी की है और आपको भी इसकी सूचना दे रहा हूँ फिर भी अगर मुझे आपसे किसी भी प्रकार का आश्वासन व मदद नही मिली तो में कंज़ूमर कोर्ट और मीडिया में भी रिलायंस कैपिटल की कम्प्लेंट करूँगा।
सर में आपको सूचित करना चाहता हूँ की जनवरी माह में मुझे आपकी कम्पनी reliance capital से लोन के लिए कोल आया था, मुझे अपनी कम्पनी के लिए लोन की ज़रूरत थी तो मेने उनसे लोन की जानकारी ली तो mrs sakshi mobile number - ‭+[protected]‬ और aradhya-‭+[protected]‬ ने पॉलिसी again लोन का बताया, उन्होंने मुझे reliance nippon life insurance लेने के लिए कहाँ, मुझे इन सब का ज़दा अनुभव नही है पर relince का नाम सुना तो विश्वास हुआ क्यूँकि लोन reliance capital से मिलने का विश्वास दिलाया और निवेश भी relince nippon life insurance में करने के लिए कहा, तो में निश्चित हो गया मैंने चेक के माध्यम से 83000 का चेक देकर insurance कराया फिर मेने इनके कहने पर अपना आधार कार्ड, पेन कार्ड, कैन्सल चेक, insurance की कापी इन्हें इनके नम्बर पर whatsapp की ये मुझे 2 month से बेवक़ूफ़ बना रहे है, और ना तो लोन अपरुआल करा रहे है ना ही मेरे पैसे वापस कर रहे है,
साइबर सेल के asi विवेक जी ने भी इनसे बात की और इस फरोड की पड़ताल की तो उन्हें भी लोन के लिए insurance लेने के लिए कहाँ और लोन देने का विश्वास दिलाया जब उनसे पूछा गया वो किस कम्पनी से है तो उन्होंने reliance capital स्वीकार किया, इस लिए asi विवेक जी के मर्गदर्शन से में आपको ईमेल कर सूचित कर रहा हूँ, चाहे कुछ भी हो वो relince capital हो जो उन्होंने मुझे बताया या reliance nippon life insurance के कर्मचारी दोनो ही relince से है, और मुझे गुमराह कर policy बेची है.मुझे policy की कोई ज़रूरत नही थी, पर लोन की ज़रूरत के चलते मुझे policy लेनी पड़ी।
मुझे relince company पर पूर्ण विश्वास है पर आपके कर्मचारियों की इस घटिया हरकत से मेरा विश्वास टूट गया है.में आपसे आशा करता हूँ आप इस के ऊपर तुरंत कार्यवाही करेंगे और आम लोगों के विश्वास को बनाए रखेंगे, मेने relince capital के ट्विटर अकाउंट पर भी इस बात का जीकर किया है, आशा करता हूँ मेरी समस्या का तुरंत समाधान होगा

धन्यवाद

पंकज कुमार
[protected]
Wz-215 shiv nagar jankapuri b-1

Muje ek call aya reliance capital india office se personal lone ke liye. Use apply karne kev liye unhone bola ki lone amount ke kuch % amount fd karna padega uske against lone mil jayega aur rate of interest bhi 6.75 % rahega.. Muje bhi urgent requirement tha lone ka... To maine karva diya.. Lekin uske baad koi na koi reasons bata o lok mujse payment mange lage, rbi gst fees, government fess, linkup account fess, processing fee, etc reason bol ke payment manga, aur har bar bol the ko aaj confirm 100% lone amount aapke amount transfer hoga, lekin har bar o log muje fsa rahe the.. Aise total amount maine unko 35000+20 000 rs. Transfer kiya.. Hai aur meri lone amount 5 lack rs. Ki thi.. Unke naam hai
Rahul, abhinav guppta, amit sinha, aditya agarwal. Aur maine jo payment transaction kiya hai (Canara bank 35 000), (20, 000 andhra bank) capital first k naam se hai account
Ac no - [protected], ifsc code : (Canara bank :- cnrb0005123), (Andhra bank andb0002546)
Branch-new delhi, 2nd le location nahi pata.
Maine jo payment transaction kiya hai o sara payment maine market se utha ke unko diya hai... Please ye issue solve karke jaldi se mera payment refund karva dijiye...

I got call from [protected] / [protected], that rel cap is giving loan of rs 3lac without any intrest rate. U have to take first bharti axa insurance with premimum of rs 30k. So we ll give loan of 10 times of premium amt. Which u have to pay only 30k yearly as premium u no need to pay emi. For next 10years. Plz take action on such fake calls. Plz reply

Dear
Sir, madem

With due regards i want to state that my name is Mohan lal jangir v.malpura t-Kotputli d-Jaipur, raj.

Few days ago i have applied online for the loan of rs.5, 00000Rupees( five lakhs only) via one of your agent mr. Vinay mehta. This person has demanded 13100 thirteen thousand one hundred ) for the pre processing fees of the said loan of rs.5 lakhs.

I have submitted the said amount in the pnb bank branch of the reliance capital
Image. Png

Image. Png

After that i deposited the amount in the branch i received documents for the approval of the loan of 5lakhs from the reliance capital.

Now that person mr. Vinay is asking the the guarantee of the loan in an insurance policy of reliance insurance and he said that as soon i buy the policy and sumbit the policy papers to them they will initiate the transfer of my loan amount (Rs.5lakhs) to my account.

Sir, im very needy person and i want the approval of my loan answer from your side to felicitate the amount of rs.70 thousand for the insurance policy so that i can get the loan transfered to me at the earliest.

Im enclosing all the documents i had recieved from the reliance capital.

Please do the needful and oblige, i will be highly oblige to you.

Muje ek call aya reliance capital india office se personal lone ke liye. Use apply karne kev liye unhone bola ki lone amount ke kuch % amount fd karna padega uske against lone mil jayega aur rate of interest bhi 6.25 % rahega.. Muje bhi urgent requirement tha lone ka... To maine karva diya.. Lekin uske baad koi na koi reasons bata o lok mujse payment mange lage, rbi gst fees, government fess, linkup account fess, processing fee, etc reason bol ke payment manga, aur har bar bol the ko aaj confirm 100% lone amount aapke amount transfer hoga, lekin har bar o log muje fsa rahe the.. Aise total amount maine unko 52, 600 rs. Transfer kiya.. Hai aur meri lone amount 2 lack rs. Ki thi.. Unke naam hai
Rahul, abhinav guppta, amit sinha, aditya agarwal. Aur maine jo payment transaction kiya hai o idfc bank account hai... Idfc bank
Ac no - [protected], ifsc code :idfb0020101
Branch-barakhambha road
Maine jo payment transaction kiya hai o sara payment maine market se utha ke unko diya hai... Please ye issue solve karke jaldi se mera payment refund karva dijiye...

Sir,
On 30.11.2018 I have received one call from reliance Capital regarding the Personal Loan of Rs. 5, 00, 000/- and then I have submit the required Document after verification to agent. Then I have received one message to deposit the 1.5% ( Rs. 7500/-) of Loan amount for NOC charges. Which I have online transfer from Net banking to Mr. Mahindra pratap Singh, A/C No. [protected], IFSC Code- KKBK0005033. Again I have received message to deposit the GST charges of 2.5% ( Rs. 12500/-) and same I have deposit on above mentioned A/C number. Again I have received call to deposit the Rs. 25, 000/- on said accoun, which I have also deposited the said amount on 16.12.2018 on same account.
I have received mail from [protected]@gmail.com, [protected]@gmail.com and Mobile number are [protected], Mr Rajeev Thakur- [protected], and Mr Amit from Kotak Mahindra bank- [protected].

Now all above mentioned number are either out of reach or found switch off.
Please help me to get me either loan amount or my amount which i have deposit towards the Account number mentioned above.

Dear sir/madam,

With due regards i want to state that my name is kuldeep kumar s/o sh vinod kumar living in new delhi at b-29 meera kunj chander vihar nilothi extn, new delhi 110041.

Few days ago i have applied online for the loan of rs.7, 00000/- (Rupees seven lakhs only) via one of your agent mr. Vinay mehta. This person has demanded rs.9699/- (Rupees nine thousand six hundred and ninty nine only) for the pre processing fees of the said loan of rs.7 lakhs.

I have submitted the said amount in the pnb bank branch of the reliance capital
Image. Png

Image. Png

After that i deposited the amount in the branch i received documents for the approval of the loan of 7 lakhs from the reliance capital.

Now that person mr. Vinay is asking the the guarantee of the loan in an insurance policy of reliance insurance and he said that as soon i buy the policy and sumbit the policy papers to them they will initiate the transfer of my loan amount (Rs.7 lakhs) to my account.

Sir, im very needy person and i want the approval of my loan answer from your side to felicitate the amount of rs.70 thousand for the insurance policy so that i can get the loan transfered to me at the earliest.

Im enclosing all the documents i had recieved from the reliance capital.

Please do the needful and oblige, i will be highly oblige to you.

Hi,

I have received a call from vinay mehta reliance capital on 22nd oct-18 regarding personal loan. Requirement.
I am agree and ask to give me 1.5 lacs for 4 years.
And next day i am received a mail from [protected]@reliancecapital. Info to please deposited amount of rs.49999 on below account on 23rd oct for refundable processing fees except rs.999 as a file charges..

Reliance capital services
br...

Date:10.10.2018
To,
Reliance capital limited,
Ground floor, mittal chambers,
228 nariman point, mumbai-400021

Dear sir,
Sub: intimation regarding the conversion of intron life sciences (Firm) into intron life sciences private limited.
Ref: our loan account no: rlsrhyd[protected] & rlsrhyd[protected]
We are glad to inform you that intron life sciences (Firm) was converted in to intron life sciences private limited in pursuance of part i of chapter xxi of the companies act, 2013 and the certificate of incorporation issued by the central registration centre, ministry of corporate affairs (Mca), government of india on 28.09.2018 in this regard is attached for your information and records.
This is to further inform you that as the firm was converted in to a private limited company under the provisions of the companies act, 2013 as a going concern, all properties, movable and immovable (Including actionable claims), rights, liabilities, debts and assets belonging to and vested in the partnership firm m/s. Intron life sciences, on the date of registration in pursuance of part i of chapter xxi (Companies authorized to register under this act) of the companies act, 2013, shall on such registration pass on to and vest in the company as incorporated under the companies act, 2013 for all estate and interest of the company therein.

Further to this looking at the growth and profitability potential of intron a private equity fund (India life sciences fund - 3, mauritius) has expressed interest to invest in the equity of the company and this investment will add a 3rd significant shareholder i. E the fund to intron life sciences private limited.

We request you to issue no objection certificate or waiver of point (The event of default) for change in the capital structure and management as required under the loan agreements entered with you

Please find the present capital structure

Sreemannarayana murali krishna pasumarthi 4, 000, 000 50%
Arugunta sridhar reddy 4, 000, 000 50%
Total 8, 000, 000 100%

Please find the present and proposed the capital structure

Sreemannarayana murali krishna pasumarthi 4, 000, 000 31.92%
Arugunta sridhar reddy 2, 312, 165 18.45%
Ilsf iii 6, 219, 163 49.63%
Total 12, 531, 328 100.00%

Your earliest issue of this noc will help intron close this pe transaction and put intron on a growth trajectory.

Thanking you in advance.

Yours faithfully
For intron life sciences private limited.

P. S. Murali krishna
Chairman & managing director

Ur employee has dealing used car loan department mr sandeep raghuwanshi from bhopal reliance capital mansarovar complex he had taken lots of illegal amount to against approving the loan.. This all illegal procedure done by against ur policy which can't define in ur terms & condition. So plz take a resignation of these type of guy otherwise we will take a legal action on ur company....

Subject:Reliance capital online fraud fraud agaist reliance capital Dear sir My name Vitthal babasaheb kalyankar maharashtra paranda osmanabad. I got a call from person named vivek prajapati no.[protected]/[protected] on 30Aug by saying he is employee of reliance capital and reliance capital is entering in banking sector and offer me loan against fd mortgage on 0% loan of 1000000/- and I have to pay just 1% of amt.as fd I.e 10000//- and I...

Respected Sir,

1. Please refers our complaint dt 30 Aug 2018 on the subject, no action/intimation has been received / taken by you against defaulters. You are requested to intimate present possession of case other wise legal action will be taken against the defaulters/company. I will again remember you on the the matter as follows.

2. With due respect, I, would like to draw your attention towards issue related to applying for Personal Loan & Insurance from Reliance Capital on 06 Aug 2018.

3. I had applied online personal loan for Rs 6, 00, 000/- from Reliance Capital and in this regards I was in contact with the following individuals of your department:-

(a) Mr Vinay Mehta (File incharge) on mob No [protected] and Wartsapp No [protected] told me that file charge sum of Rs 9, 699/- will be paid by you in favour of On line Service, Kotak Mahindra Bank Maharastra Account No [protected] IFSC Cord KKBK0000198. I transferred the amount (through Money transfer) in favour of On line Service Account No [protected] IFSC Code No KKM vide Gaurabh Communication Rashid No 12421 dt 11 Aug 2018 after that document/file for personal loan has been prepared and approved letter send to me on my personal E -mail ID(photocopy of the same is enclosed).

(b) Mr Satender Yadav (Insurance) on mob No [protected] intimated me that your loan has been sanctioned vide sanction letter file No UTI/MGL/57/845 (Details of loan mentioned in sanction letter (Copy attached) dt but you will have to pay Insurance cover Benefit for Rs 60, 000/- in favour of RJT Account No[protected] vide GAURABH COMMUNICATION Rashid No 12534 dated 25 Aug 2018 for personal of loan Rs 6, 00, 000/- (Rupees Six lacs only) (Refundable amount within 3 days after the loan amount disbursed in your account within 24 hours after process has been completed)(online receipt attached) as per instructions given in on line massage that personal loan will be credited in your Account within 24 hours after processing has been completed and I transferred Rs 60, 000/- through Money transfer/on line transfer in account No given above.

(c) After 3 days I received a call from Mr Ramchandra Dattatraya Shende (Cashier) Mob [protected] he told to transfer Rs 90, 000/- (Rupees ninety thousand) (15% Commission) in my personal account (Mr Ramchandra Dattatraya Shende Axis Bank Indapur Maharastra Account No [protected] IFSC Corde UTIB0000135) and when I will receive your transferred money than I will credited of your loan amount in your account. In this regards audio clip is also available in my mob and will be forwarded to you if required.
(d) On 25 Aug 18 I, was received a call from Mr Ramchandra Dattatraya Shende (Cashier) on mob [protected] and he demanded Rs 90, 000/- (Rupees ninety thousand) to be deposited in his personal Account Axis Bank Indapur Maharastra Account No [protected] IFSC Corde UTIB0000135 after that he told me, I will credit loan amount in your account. I was on a conf call with Mr Satender Yadav (Insurance) and Mr Ramchandra Dattatraya Shende (Cashier) durint the entire conversation, recording of the audio is available with me and may be fwd to you if required.

4. In this regard the following documents is fwd herewith for your necessary action please:-

(e) Reliance Capital Loan approval No RCPL/0003857 dated 06 Aug 2018 and Sanction letter file No UTI/MGL/57/845

(f) Gaurabh Communication Rashid No 12421 dated 11 Aug 2018 for Rs 9, 699/-.

(g) Gaurabh Communication Rashid No 12534 dated 25 Aug 2018 for Rs 60, 00, 000/-

(h) Insurance form.

5. In view of the above, may I request you to look in to the matter and issue instructions for crediting of loan amount Rs 6, 00, 000/- that has already been sanctioned otherwise return processing fees of Rs 9699/- (Rupees nine thousand six hundred ninety nine) and Insurance amount Rs 60, 000/- (Rupees sixty thousand) (9699 + 60, 000 = 69, 699) within shortest period to avoid unnecessary correspondence.

Thanking you in anticipation,

Your’s sincerely

Dated : 19 Sep 2018 (Mr Harvir Singh)
Mobile No of Harvir Singh - [protected]

Dear,

Mr. Vinay called me for a loan 200000 and taking amount processing fee 4999 and reliance insurance fee 20000 against loan
On account RJT Services branch of Mumbai account and not giving me loan his no or Whatsapp message are call recording. I will share with you.Not given any loan and no response from mail. It is loan scams already I saw multiple complains on your portal. Can you help me and please help to return my money