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Saraswat Bank Complaints & Reviews

www.saraswatbank.com
1
Updated: Apr 12, 2024
Complaints 243
Resolved
26
Unresolved
217
So far, so good. Saraswat Bank is working on building a stronger response system and taking steps to address most of the complaints. While there's room for growth, their efforts show a positive trend in customer support. We hope Saraswat Bank will keep up the work and continue to help more customers with their concerns even better 🤝
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5
KYC detail not updated
4
request for overdraft facility
2
About unblock my ATM card

Saraswat Bank reviews & complaints page 11

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B
Bhartiamte
from Mumbai, Maharashtra
Mar 23, 2017
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Saraswat bank worst bank worst staff. Do not ever go for this

Address: 400093

My mother nirmala amate have savings a/c at andheri pump house branch. She has go to the bank today for cash withdrawal by cheque but cashier refused to pay cash. He said that we are not encash against cheque, my mother not able operate atm so how to withdraw cash. No manners to cashier how to talk with women. Also all staff is very worst not co operated with customer. Really sarswat bank is very worst bank....
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P
Priyanka Pardeshi
from Mumbai, Maharashtra
Feb 6, 2017
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Automatic credit and debit from my Sb account

Address: 401101

HI,
After the demonetization i have heard of various fraud happening within the banks.
It is not possible to keep money more than 10000 at home, and now not feeling safe in Savaing account too.
on 25th Jan 2016, i received at message of INR 11000/- credit in my account with Saraswat bank Bhayander branch( no: .SBPUB/108142)
I contacted the branch already informed about the same, ask not to share any account details...
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Y
yash1001
from Surat, Gujarat
Jan 22, 2017
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Debit card fraud

Address: 421302

This is yashpal yadav .my acc is in mulund branch.
On 21.12.2016 i transferred 796 rs from my account.after half hr my account debit by 44998 rs.withing doing any transaction by me.
And i have regustered my mob no but i didnt get any otp.
Next day on 22.12.16 visite to branch but people told they dont have any idea.i also called to customer care they told to visit branch office.
I finally talked to mr sagar prabha...
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P
Prakash Barve
from Bhopal, Madhya Pradesh
Dec 29, 2016
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Date 29/10/16 i have submit cheque but till 29/12/16 cheque not pass

Address: Indore, Madhya Pradesh

Respected sir
for this subject my self prakash barve i have a saving account from your saraswat bank annapurna branch indore my account no [protected] this account i have submit a cheque no 00799 amount 96620 date 29/10/16 but till date 29/12/16 i have not recive my amount sir i harbally request to you please clear my amount as early as possible because i have to reqwair mony
thanking you
your
prakash...
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A
Annu Soni
from Mumbai, Maharashtra
Dec 25, 2016
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My ATM Unblock riqueste

Address: 400701
Website: Yes

Sir i am rakesh kumar soni my ATM Card block by my misteck so pls. Sir unbolck the my ATM card.
My a/c no.is 01120, , , , , , 3881
My ATM no.5568
Branch - fort, , , .. code-011
Sir.pls.mera atm card chalu kar do mujhe english nahi aati hai isliye mai hindi me likh raha hu.plz.sir mera sab kam band ho gaya hai so chalu kar dijiye kyo ki mai bahut paresan hu......
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S
Siddhant Ahire
from Mumbai, Maharashtra
Dec 21, 2016
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My ATM debit card can't work till balance on it

Address: Pune, Maharashtra, 410505

I was issue my ATM debit card 1 month ago . i was work in flash electronic, chakan midc, my company advise me to open your bank account swaraswat bank rajgurunagar, pune.my salary credit on my card was 4800 rupees.but i can't recive it from ATM .then i goan to jalgaon branch of saraswat bank at my home and told my problem .then branch maneger told me to activate my account or debit card.so please active my ATM card...
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D
Dhiraj Maru
from Mumbai, Maharashtra
Dec 21, 2016
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KYC detail not updated

Address: 400080

My SB A/c No. ...2731 in Sarvoday Nagar Mulund West Br
I have submitted KYC detail one month back but till date not updated. I am surprised what for such long time taken
in updating KYC ? My said A/c and others family members A/cs with your branch since many years.

I therefore request you to please see that why this delay in updatation took place and have me your satisfactory reply si that I can rethink to continue...
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A
Ajit R. Pai
from Mumbai, Maharashtra
Dec 10, 2016
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Non receipt of Cash against other branch cheque.

Address: 400092

Yesterday on 9th December, 2016, I went to Saraswat Bank, Shimpoli Brnch (Branch Code 262) where I am having S/B A/c. No. [protected] to encash bearer cheque of your Charkop Branch(Branch Code 069) but cheque acceptance counter refused to encash the cheque and ask me to go to Charkop Branch only to encash the cheque. After this I went to your Sai Baba Nagar Branch where they accept the cheque and gave me cash against the cheque. Here I...
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J
Jaysukh Rafalia
from Bhavnagar, Gujarat
Dec 2, 2016
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No proper response by bank manager

Address: 382350

We have A/C No:[protected] in Sarasota bank Bapunager branch.
Today withdrawal 10000 Rs.with check in serving account. But bank give only 2000Rs.i tall bank manager no proper response.
Bank manager tall if you have complain any Ware like RBI or any others.
Pleases take action and give response.
Regards,
Vaidehi jaysukhbhai Patel
Mob.No: [protected]...
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N
Naveen9959@gmail.com
from Chennai, Tamil Nadu
Nov 29, 2016
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Personal Loan EMI difference compared loan agreement and loan statement

Address: Ramanagara, Karnataka, 562117

I am Kempamma, the account hold, had taken personal loan from saraswth bank chamarjpet Bangalore on 29/11/2012. Loan account number – ULPUB/10, with loan amount of Rs- 2, 00, 000 (Two Lakh). As per loan agreement, total number of EMI’s were communicated as 52 instalments of Rs 4, 950 but at your branch when I enquired they are saying if I pay the remaining 5 EMI’s(52 minus 47) amounting 4, 950*5=24, 750, even then loan amount will not...
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K
kumar koli
from Mumbai, Maharashtra
Oct 14, 2016
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Home loan interest

Address: Sangli, Maharashtra

Sir .I take home loan April 2015 at the time interest rate is 10.15 fo r ffloating rate after than 4 months bank reduces interest upto 9.5 but this rate not applied to me . If want this rate 1.%charges is estimated by what is the meant of floating rate .If in future interest rate increases my rate increase but rate decrease why not my rate decrease....
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J
Janhavi77
from Mumbai, Maharashtra
Sep 20, 2016
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Overcharging on bank interest and penalties on home loan

Address: Mumbai City, Maharashtra, 400014
Website: saraswatbank.com

This is to put to the fore our request to revise interest rates on our housing loans (Acc no SL 5292 and Acc no SL 5282. Read mail attached below.) We subsequently received a reply, although not in writing, that our loan rates would be revised from the steep 11.75% pa to 10.5% pa. However, it comes with a caveat that we will have to pay 1% of our outstanding home loan as fee/penalty.
Background:
My sister had personally come...
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R
R_katke
from Pune, Maharashtra
Aug 1, 2016
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Resolved

Worst bank worst staff. Do not ever go for this

Address: Pune, Maharashtra

I really had worst experience with this bank.
This bank is really pathetic. I visited for loan and they even dont know the procedure and document required for the particular. This is situation with lower staff same condition with manager and higher manager. They are asking again and again different different documents. Really irritates customer. For the loan proposal it going on from 5 months and still it is pending and they are asking...
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U
Uttam Desai
from Ahmadnagar, Maharashtra
Jul 8, 2016
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FD Renewal copies not issued

Address: Mumbai City, Maharashtra
Website: www.saraswatbank.com

Dear sir,

I have an account in your bank from past four years. i had applied for ten fd receipt renewal which are kept collateral with housing loan on 8th may 2016 at nerul (east) branch, sector-21, agarwal corner, navi mumbai - 400706. but till now i have not received the copies of those receipts. i tried calling the officials of the bank but didn't received a positive response from their side.

It is really...
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U
unda
from Patan, Gujarat
Jul 4, 2016
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Acc. no. 108203100000831 return of cheque no. 123128 for rs 2857 date 6/6/2016 drawn in favour of vasant leela c h s l

Address: 400601

The captioned cheque no. was returned by you on 6/6/16.we do not understand the reason for returning of cheque in spite of available balance of rs 14684 .we are surprised to note that after keeping sufficient balance in the account you are caused mental agony and insult to us please do the needy as soon as possible...
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V
vanessaeli
from Mumbai, Maharashtra
Jun 3, 2016
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Rude behavior of staff

Address: Mumbai City, Maharashtra, 400059

The staff at marol branch (Cashier) has no manners to speak to women. He passes a statement that "please yaha timepass karne ke liye phone mat karo". The cashier and the staff send my father back twice when he went to deposit money saying that the account is closed whereas the branch is shifted from old nagardas road to new nagardas road. Last week also faced problem regarding the refund. They do not wish to serve customers. The phone is...
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S
Salim K
from Mumbai, Maharashtra
Feb 19, 2016
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Bank deducted rs. 1244 from my account

Address: Mumbai City, Maharashtra, 400 086
Website: www.saraswatbank.com

Hello. I Am Salman Khan my account No.[protected] Ghatkopar west branch. my FD sum Of Rs.2, 00, 000 maturing date is over and bank had deducted 1244 . I have submitted Form no.15 G in 2015. because of bank"s staff they entered wrong details of mine. After showing all prove the manager of your bank not accepting and talking roughly and rudely. So please verify my details and refund my deducted Amount as soon as possible

Yours...
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B
Babasaheb Kale
from Warud, Madhya Pradesh
Jan 20, 2016
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Less amount received

Address: Pune, Maharashtra, eoue

Dear Sir,
1. I am a customer of Saraswat Bank. My account No is [protected]. Customer No 07791175 Hinjewadi Pune. MICR No is[protected].
2.

2. On 16 Dec 2015 at 2002 and 2003hr I withdraw Rs 20000(twenty thousand) from Kotak Mahindra bank ATM bearing ATM ID No PUNON532 location Pradhikaran Chinchwad and record No 3293 and 3294. My ATM Card No is visa [protected].

3. However, on checking...
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G
gopalgirase123
from Mumbai, Maharashtra
Jan 10, 2016
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About unblock my ATM card

Address: Thane, Maharashtra, 400606

Mr. A.S.Jain Chief General Manager Myself Gopal Girase I have savings account running with you account no 4894 I have blocked my ATM card from my mobile banking but when I have visited my local branch at Samata Nagar Thane west one officer told me that your card is unblock now but when I have tried to do transaction I have error message display on the machine.I have tried the same on various machines but same message occurs . I...
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E
essenpai
from Chennai, Tamil Nadu
Dec 25, 2015
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Illegal freezing of debit transaction of co-operative housing society

Address: 400067
Website: www.saraswatbank.com

This is to bring to your kind notice flagrant violation of all simple banking norms and conspiracy of Branch Manager S P Kale of Saraswat co op bank ltd Charkop branch as well their corporate office who are trying to shield their offending employees. We are the office Bearers of the Charkop Pallavi Co-operative housing Charkop, initiated legal action against the members who had illegally encroached Society Terraces and a Fake Chartered...
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