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Saraswat Bank Complaints & Reviews

www.saraswatbank.com
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Updated: Apr 12, 2024
Complaints 243
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26
Unresolved
217
So far, so good. Saraswat Bank is working on building a stronger response system and taking steps to address most of the complaints. While there's room for growth, their efforts show a positive trend in customer support. We hope Saraswat Bank will keep up the work and continue to help more customers with their concerns even better 🤝
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KYC detail not updated
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About unblock my ATM card

Saraswat Bank reviews & complaints page 6

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A
Akshay Pavanaskar
from Mumbai, Maharashtra
May 26, 2020
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debited money from bank but not received from atm machine..

In morning around 10am to 10:30am..
I'm entered in a saraswat bank atm at shalimar, nashik.
I have entered in cardless cash withdrawal
Request also confirmed from bank app. Of rs 3600/-
After otp entered, message from bank that money was debited... But atm machine is out of service.....
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S
sameergajmal
May 9, 2020
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grievance - deduction of home loan installment twice in the month of may 2020 (08 may 2020)

Address: Chiplun

Dear sir,
I am mr. Sameer suresh gajmal, having saving account at saraswat co-operative bank ltd. Branch chiplun, district-ratnagiri.
Saving account no, : [protected]
Home loan account no: [protected]
Monthly home installment: rs.9920/-
In this month of may 2020, total two installments of rs. 9920/- + rs.9920/- have been deducted on 08 may, 2020 from my saving account.
As far my knowledge...
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A
aarti k1
Apr 7, 2020
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everything that can go wrong goes wrong

The website urges you to use their digital channels wherever possible in the lock down period.
1. Digital channels dont work.
2. Help line numbers cited in the notice posted online are not answered.
3. Bank calls not answered.
4. No chatbot
5. When you seek customer care email id, you get a thesis on ' our grievance redressal system'....
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A
aarti k1
Apr 6, 2020
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all possible things in net banking

Address: Pune

I get this message when trying to transfer funds

Amount cannot be greater than maximum set limit of 0.

Tried 24x7 as well as neft. Amount to be deducted falls in the limits assigned by the bank on their website.

In general saraswat bank is highly inefficient in net banking. Your work get done sooner if you physically appear in the branch. What should take less than a minute takes at least a week...
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S
satbir chaudhary
from Gonda, Uttar Pradesh
Mar 24, 2020
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need a refund for the money deducted from my account

Address: Sakinaka ,Andheri East, Mumbai City, Maharashtra, 400072

Hi, i am from mumbai and hold a saving account with saraswat bank, andheri east, mumbai. I had gone to mahabaleshwar for 2 day and due to insufficient cash i was seeing for an atm for removing cash. Near mapro garden i found an amt of sarata district central coporative bank for removing cash but the cash did not disbursed from the atm and the amount got deducted from my saraswat account. Would request a refund for the amount deducted on 14-03-20....
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S
Shaina Khan
from Mumbai, Maharashtra
Mar 18, 2020
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incomplete details given while opening account at santacruz west branch

Address: Santa Cruz west, Mumbai City, Maharashtra, 400054

Dear sir
This is in reference to the account number [protected]
At santa cruz. West branch
As when i opened the new account i was been misguided by the representative who had opened the account
I have been informed by the representative that the minimum balance required in the bank account is rs 1000/-
But i was been charged with minimum balance charged when i visited the branch i was been informed...
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S
sushant naik
from Nashik, Maharashtra
Dec 31, 2019
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wrongly payment to other accounts holder

Address: C/402 HIMCHAYA CHS VEER SAVARKAR ROAd, 421201

Name - Sushant Naik
Account Number: [protected] (Dombivali east) and IFSC-SRCB000002

debited by amount of Rs.1, 500.00 on 31-DEC-19 15:27:48

Credited a/c number : [protected]/UBIN0537985

Reference Number :[protected]

CORRECT account No :
[protected]/UBIN0537985
due to last 2 digit wrong.
please reverse same...
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G
Ganesh Tikam
from Roha, Maharashtra
Nov 25, 2019
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take a charge for sign verification for pensioners

Address: 19/A 3rd Floor, Udayshree Co.op.HSG,bhandup Village(East), Mumbai City, Maharashtra, 400042

I smt. Saraswati pandurang tikam have a account in your bank the kurla nagrik sahakari bank at bhandup branch. My account number is [protected]. The bank manager charged me rs.59/- for sign verification. As i told him this is pensioner form.
Is it written in bank law. I also forward this complaint to reserve bank of india.
Thank you
Saraswati pandurang tikam...
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M
mushah
from Mumbai, Maharashtra
Oct 26, 2019
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non payment of fixed deposit

Address: Mumbai City, Maharashtra, 400002

Our society’s one fix deposit receipt of rs. 32, 00, 000/- was matured on 16.03.2018, & we have another two fix deposit receipt matured in same period & was auto renewed by the branch. & always all the fix deposit are auto renewed by bank on time, but this 32, 00, 000/- fix deposit receipt was not auto renewed. & as always we are doing in 3 to 4 month we gathered all the fix deposit & roll over from the branch. When on dt.31/08/2018 we...
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J
Jeanette Dsouza
from Mumbai, Maharashtra
Oct 24, 2019
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cash counter at thakur village branch

Address: Thakur village kandivli east., Mumbai City, Maharashtra, 4000101

I have an account at kandivli e branch. It's been 2nd time i have withdrawn cash at the atm. But since the atm there gave me 2000 notes only it becomes difficult for a person to travel or get change. I went to cash counter that person was so rude she told me last time only i told u i[censored] want change get ur cheque then only we will give. I told her i withdrew from saraswat atm only. But she kept on insisting regarding cheque procedure. Firstly...
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V
Vikas Urasal
from Mumbai, Maharashtra
Oct 12, 2019
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complaints of credit card charges

Address: Bhosari, 411026

Dear sir/madam,

I vikas dattatray urasal have saving cum salary account with saraswat (Account no - [protected]) at chinchwad, pune, maharashtra, india.

Last year, our company (Pune polymers pvt ltd) applied for credit card to saraswat bank (Group wise). After received card, i had surrender with neraest bank with application for cancellation with out uses or active card.

But yesterday[protected]...
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A
awesomeritesh@gmail.com
from Mumbai, Maharashtra
Oct 12, 2019
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atm amount rs 5000 got debited cash not received

Address: A/201SANJAY APT NEAR HEMAPARAK, VILLAGE ROAD BHANDUP EAST, Mumbai City, Maharashtra, 400042

Hi this is ritesh here my amount got debited rs 5000/- from tilaknagar atm but cash not received and even the amount not credited in my icici amount it's done on 11/10/2019 at 11.13 am it's 24 hrs till amount not got credited pls confirm when my amount will get credited i have already registered my complaint in the tilaknagar saraswat bank

Please revert the same at earliest

Regards
Ritesh salian
[protected]...
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N
Nisha Varak Vanga
from Mumbai, Maharashtra
Oct 9, 2019
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payment not received by flipkart

I had order realme xt and done payment but payment was not received by flipkart and amount is debited from my account so i called flipkart cc he said me to call my bank because payment is not recived by flipkart so it will be bank issue and then i called saraswat bank from where amount is debited from there they said wait for 48 hour my payment will be return and they said to raise complaint on flipkart and saraswat bank....
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S
Sagar Nigade
from Mumbai, Maharashtra
Oct 7, 2019
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saraswat bank customer not received amount send by phonepe

Address: Mumbai City, Maharashtra, 400034

Hi team,

I has send 1000 rupee by phone pe on 5 oct 2019 at 09:30 pm to saraswant bank customer account [protected]. My bank union bank has confirmed amount has been transferred to receiver account and same has been confirmed by phone pe. I has attached my union bank statement and phone pay transaction snap for same..
Requesting please go through same and do revert on same asap. Your sarswat bank customer care...
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2
2003
from Mumbai, Maharashtra
Sep 27, 2019
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non refund of amount

Address: R.N. 3072, B.No. 62, vartak nagar, MHB colony, thane West, Thane, Maharashtra, 400604

I mrs. Kavita rambhuwal mishra is having an savings account in your thane west, vartak nagar branch, bearing sb ac no 7387 i had wrongly transferred some amount to some some other wrong account number, its upto 2 months, i have not received the refund back. I am continuously doing follow up at the same above branch, but still it is pending. I have some urgent requirement of fund. Request you to please reply back....
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A
aparnabadadhe
from Mumbai, Maharashtra
Sep 23, 2019
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done transaction via saraswat mobile banking but received didnt not received the amount

I had done transaction via mobile banking on 21 - sept at 12:30:26 am, i had sent amount to other account, but i haven`t received the amount. When complaint in bank about it, they are claiming we cant do anything about it, as the amount is debited from my account but didnt got credited to the receiver.

We have done complaint regarding it, but we are not getting any response regarding it....
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J
Jerry1
from Mumbai, Maharashtra
Aug 6, 2019
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possible fraudulent loan declaration

Address: Hanuman Nagar, Tata Compound, Irla Bridge, Andheri West, Mumbai 400058, Mumbai City, Maharashtra

One of your employee Chandrakant Jadhav had submitted loan application jointly with wife Sakshi Jadhav stating that she has business of Tiffin. Factually she is cook at households and not into business. Her income is variable.She was found stealing money/materials like food stuff from house she cooked and was thrown out.Kindly look into the matter....
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I
Imran9110
from Mumbai, Maharashtra
Jul 22, 2019
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refund from amazon not credited to my account

I made an payment on amazon.in using my debit card, but soon cancelled my order the amount kf order was to be refunded in 5 days to my bank account, the refund has been processed by amazon.in and they had said money has been refunded by them but my bank hasn't credited it to me. This is the reference no. For the refund provided to me by amazon.in, and they told me to reach out to bank with it...
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V
vijay7_h;_yaar ū6ho _bbvbn;bvbb:22nd u jain
from Delhi, Delhi
Jul 20, 2019
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money deducted to my account

Address: Trishla Apartment 60 Feet Road, A Wing ,104, 401101

I m doing one transaction on the date10/07/2019for 400 rs. From my paytm violet money not add to my paytm account but money was didected to my bank account pls i m waiting form last 10 days but my cash not be refund pls refund my mony to my account. I hope you understand my problem and give my cash refund to my account. My bank account in saraswat bank in mira bhayander thanking you...
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K
Kapil shahkapil1777@gmail.com
from Pune, Maharashtra
Jun 17, 2019
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non repayment of fixed deposit money

Address: Bhausingh road.opp Muncipal corporation, Kolhapur, Maharashtra

Sir. Saraswat bank is not repayment my deposit money back to me since 10 years inspire of repetadely contacting bank branch.Sir I Kapil Shah had kept fixed deposit in bogus names in bank
But at the time of repayement the bank is not paying memy money back.saying kyc norms.sir I have all the deposit receipt letter given to the bank claiming of money as they said to give. Inspire of above all my receipts submitting to bank they are not...
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