SBI Card — credit card overcharging

SBI Credit card charges more charges than purchases.

for the month of February i have received 4029 Minimum due and my current outstanding showing 48058.00
but as per statement my usage was 2315/- and they have added charges of Rs 2498/-incl
Fin charges on retail - 1033.03
P&L charge on Loan 87.57
late payment charges 950.00
IGST 18% - 426.00

i am having only 1 purchases which converted in to EMI that amount is 15737/- but they are showing 48058.00
they are charging late payment charges without sending credit card statement.

i have called many times related with statement issue but still they are not sending any statement.
i am mentally get harassed with SBI card call center because they don`t have proper information about charges added on my account

as per my knowledge outstanding amount to be shown 15737/- which is converted in EMI.

i dont know why they are showing that much 49179.05 outstanding.
when i asked for full n final payment call centre guys said pay 48058.00.

but why should i pay that much charges.if my usage is 15737/-
this problem i am facing every month

i am adding some images for your reference.

Please advise on above.