SBI Card — Over Limit Fee

Address:	SBI
Website:	ONLINESBI.COM

I several times have requested the Bank not to clear payments in excess of my available limit. For security reasons RBI has also made it mandatory for the Credit Card issuers to provide facility to its users to change the limits(within the sanctioned limit) according to their wish, so that the fraudulent payments can be stopped.
In my Nov'19 Bill for 25121(Limit 35000) a sum of 590/-is charged towards over-limit-Fee for use in Oct'19 Bill for 18616/-(Limit-35000), In Total Purchase of 36525.94, Bank's unwanted excess clearance was of Rs.1525/94- on 28.9.2019 which was cleared on the very next day on 29.9.2019 by paying 17910/-. i.e. advance payment of more than 16000/-.
On my contact I was replied that the unwanted Fee reversal can be done once in six months and that has been availed to you hence credit can not be provided.
Agony develops in such open Frauds.
Refund of 590/-is desired.