SBI Credit Card — Ra. 7077/- has been debited from my Savings Account ; Charges for Credit Card

Balram R Sharma

from Ahmedabad, Gujarat

Dec 16, 2021

Address: Bombay Conductor, Nr. Hanuman Temple, Vatva Ahmedabad - 382445

Dear sir,

With reference to the above subject, my savings account debited every years for an amount of rs.3, 538.80/-without any intimation. I am an uneducated person and i do not use any bank cards (Debit /credit card). However, banks provide sbi credit cards. This card is still not open as also pin also not generated for the same even though rs. 7, 077/- has been debited in the last 2 years from my savings account. Please note that the bank debited this amount without any intimation. For your information, my monthly salary is only rs. 8000/- and i am working as a security guard. This amount is too much for me.

I would request you to please look into the matter and refundthe amount of 7, 077/-   as also deactivate his card too.

For your ready reference his account details as follows. as also photos attached.
A/c no         : [protected]
A/c name    : balam sharma
Cif no         : [protected]
Credit card no : [protected].

Thank you.
balram sharma

+2 photos

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State Bank of India [SBI] customer support has been notified about the posted complaint.

Verified Support

Dec 18, 2021

State Bank of India [SBI] Customer Care's response Dear Balram! Thank you for sharing your details. We will connect with you at the earliest. We request you to remove the comment containing your contact/card details, for security reasons.

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Comments

Rosa1962

Dec 29, 2021

I have a similar complaint wrt sbi card. The sbi bank staff force you to subscribe to card, without informing of how the charges are billed. The card that i received was not used a single time or even activated but i was billed over 50k rupees over the years. A half dozen application form are given to sign with assurance that all details will be filled by the staff. They just take my signatures. This is a well planned fraud by the sbi card company to loot innocent people who are not tech savy and dont know how credit cards work. Being a PSU one would expect that the public's grievances' would be addressed immediately and FAIRLY without looking at the fine print BUT ITS THE OPPOSITE. Publics money being looted by this PSU...and for who???
I have given complaints since over a month but the issue still not addressed, meanwhile i am still being looted.
My card number is [protected]

Ankita Gogoi

Jan 7, 2022

One of my neighbours had a similar experience. He is an uneducated person and can barely write his name. The SBI credit card sales agent made him sign on some papers saying that he will get a card for free. The person signed the papers and a credit card was mailed to him. But my neighbour didnt know how to use a credit card so he kept the packet sealed in his home and forgot about that. Now after 3 years a recovery agent comes to his home and demands about 11, 000 rupees and threatens to lodge an FIR against him.
All these years an annual amount of 7000 was auto debited from his SBI account every year. Can anyone tell what can be done in this situation. His bank balance is zero and whatever little savings he had are all gone.