Skill Lync — Cancellation of loan amount from eduvance and course from skilllync

Dear Sir/Madam,

My name is Mohammed Arsath. On August 5, 2022 i've enrolled for a Post Graduate Program in Data Analytics and Data Science course on Skill Lync a edtech company.
I have paid Rs 7955/- as registration fees and i was informed about 22 months EMI of Rs. 7, 955/month for 22 months. After that i followed every procedure of Eduvanz (loan partner of skill lync)

Till the end of December 2022. I was a part-time worker and so thought of doing this course as I can manage 7955 EMI.
But unfortunately I lost my job due to some medical issues. so I was left with only one option i.e cancelling the course.

I tried to request it from Divya, Vinoth and suad from the financial team but they denied by saying cancellation policy is not available etc.

Note : Terms and conditions of skill lync where the policy is like : All course purchases are NON- REFUNDABLE on any type of payments made including, whether pre-booking, instalments or full payments.

When i did the all loan procedure from eduvanz where i signed a e-NACH mandate.
Provided them adhar card, pan card and e-NACH mandate signature on there form and submitted online.
And disbursal process was done but the money didn’t came in my bank account.
I just had to pay EMI'S. Which was not possible as i lost the job.

So i raised tickets on skill lync support system but it seems they are not willing to help and repeatedly saying cancellation is not possible.

And from thereon eduvanz people are calling me frequently and asking to pay the EMI.
They are continuously calling me for EMI and harassing me by saying our executive will visit your residential address for collection etc.

Now what to do..
Please need a help

I have no job right now and I cannot pay such a hefty amount.

They also cheated me around 30000/- because they offered the same course data science and data analytics to my friend for 1, 45, 000/- but to me they offered for 1, 75, 000/-. I have the evidence to prove this. Kindly contact me for any query [protected].
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