State Bank Of India [SBI] — charging without information

Sir/mam
While one of my friends deposits some amount in my account, the bank charges rs 25 rupees from my account and the same things happens again. I don't know why the bank charges from my account without giving proper information. I didn't get any sms or e-mail regarding these charges. If you charge on when someone deposits money then why are you encouraging cashless transaction. From your point, the conclusion, if you get cash from someone do cash transaction not cashless, if you deposit, we must charge.
Thanking you
Sandeep pawar