State Bank Of India [SBI] — cheque stop and return charges

Address: 380058
Website: onlinesbi.com

Dear sir,
Once i had paid the cheque stop charges, then another payment of cheque return charges is justified, how? Since the party to whom cheque is given, and now the owner wants cheque should not be enchashed hence the owner has opted the paid service to stop the cheque payment. Now since the cheque is in the custody of party, then to take back the cheque is not possible, if it is possible then the owner can directly take back, why he should pay the cheque stop charges... Hence the imposing the cheque return charges additionally to cheque stop charges is not justified anyways... It very unlikely to pay dual charges for a single service...
The definition of cheque stop, does not means that cheque is stopped to the payment... If it so then why cheque return charges are imposed... Otherwise if is not so then what does is mean... And for what the customer has the paid the charges for this service?
Let have a look into the matter seriously and resolve the concern.
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