State Bank Of India [SBI] — Credit card payment from state bank of india without issue of credit card

Address: Thane, Maharashtra

I had applied for credit card in the month of oct 2015.in the month of november 2015 i received the sbi atm pin. But till date credit card is not been issued to me. Within 5 day i received my first bill from sbi. Again in the month of dec 2015 i received my second bill. I had a telephonic call to your customer care center and requested to cancel my credit card, and my request was approved from your end. But again in the month of jan 2016 i received credit card bill with late charges and penalty.

Ever alternate month i receive a call from the no[protected]Miss archana) and start harassment me for no fault of mine. Today a personnel has visited my house and started abusing my wife for not doing the payment.

Till date no credit card has been issued to me by sbi and they are asking for the payment with late charges.