State Bank Of India [SBI] — Credit card recovery team unethical behaviour

Mere card details (3101) digits hai jiski payment almost 4 month's se mai pay nahi ker paya huu jiske karan aapki team ne mujhse baat ki or unhe mene apni problem batayi or unse request bhi ki ki vo mere total outstanding ko emi me convert kare jiske chalte meri payment clear ho sake.
Uske baad bhi mere amount ko emi me convert nahi kiya gya or ab mere address per aapki recovery agents jaa rahe hai or mujhe daily calls kerke mentally harassment, mentally torture kiya jaa raha hai daily dailyor mujhse abuse language me baat ki jaa rahi hai or mujhe dhamkaya jaa raha hai or bola jaa raha hai ki ab tere gher per recovery agent ki puri team jaayegi or pure din wo wahi rahegi or tujhse paise legi or tu bheek maang ker laa apne maa baap se bheek maanga ker laaker de hume humare paise de bus kuch bhi kerke
bank is language me baat karega to bank mujhe bhi ye bataye ki mujhe konsi language me baat kerni chahiye aapki team se please??

aisaa or bhi bahut kuch hai ye unki gunda gardi hai aaapke is
misbehavior ki wajah se mere family ya meri personal life me koi dikkat aayi to vo mere or aapke liye acha nahi hoga jiske responsibility sirf apki harassment team ki hogi ??

ager aise mushkil time per bank bhi aisi harketo per aayegaa to phir hum kyyaa karenge to phir aapke national bank or byaaj ke liye kaam kerne walo me kyaa anter rahega ??

mai chahta huu ki aap mere total amount ko emi me convert kare or is tarah ki wrong step ko band kare
aapse hath jodker vinti hai please