State Bank Of India [SBI] — Credit card Rejection by SBI affecting my CIBIL score

nitinks92

from Bengaluru, Karnataka

Mar 23, 2017

Address: Bangalore Urban, Karnataka, 560003

Website: sbi

Credit card sales person in the mall approached me to apply for credit card of SBI (Simply Save). I gave my PAN details and they verified at their end and told you will eligible for Credit card and collected all the details like photo, Pan xerox, DL xerox and Other credit card Statement.
After 2 days I received a call from SBI and verified all the details and received SMS that U r application in progress.
After a 11 days days, u r application got rejected as per their Policy.

So my question is why sales person after verification of my PAN told you are eligible to have a card??
SBI people make hard query on my CIBIL report and after that they reject without any reason.??
Why they will do verification before confirming at their end.

As It make negative impression on my CIBIL rating.

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State Bank of India [SBI] customer support has been notified about the posted complaint.

Mar 23, 2017

Updated by nitinks92 This is not only personal problem. For most of the people it is same.