State Bank Of India [SBI] — deduct money from my saving bank account

Address: 144410

Website: www.onlinesbi.com

I hv take personal loan in 2011 from sbp phillaur bank had seducted all my 48 installments from my sb account and loan finished. Last installment deducted feb 2014. And now after 3 year bank deducted rs. 5500/- from my account saying that loan balanced in your a/c. It is wrong with me. Why bank had not deduct that money within 6 or 12 months. Please help me in this matter and refund my money otherwise i will go to consumer court for this negligency of state bank of patiala now state bank of india. Acoount no; [protected].