State Bank Of India [SBI] — My home loan interest is 9.35% whereas other banks are offering me 8.50%

Address: Kolhapur, Maharashtra, 416007

I have taken home loan from your bank, acc. No.[protected] from baba jaragnagar branch, kolhapur, branch code 5561. It has sanctioned on 1.06.2013 from that date i am payning emi regularly. Now my loan interest rate is 9.35% where as other banks are offering me 8.50% interest rate. What is plan of your bank other wise i want to transfer my loan to other bank, pls. Reply me earliest.