State Bank Of India [SBI] — my refund is reversed by flipkart but not reflecting in my account.

Dear sir, i ordered a window ac costing 23999/ from flipkart on 12/05/18 by sbi debit card emi option. But i cancelled it on 13/05/18. An e-commerce loan was created in my account of 23999/- by sbi. I called flipkart for refund they refunded the amount by reverse on the link used by me on the time of order on 02/07/18. With the bank txn. No. In[protected] and authorised txn no. In[protected]. But it is not reflecting in my account and the bank has deducted two emi from my savings account. I went to my sbi branch lapanga but they also have no clue i called the sbi customer care they also have no clue. I filled the dispute charge back form but they say to call [protected]. I called them but they also say we can't help. Please trace this and get my refund back and close the e-commerce loan. Regards prem singh.