State Bank Of India [SBI] — Pan Card has been misused

Address:

S.B.I Branch, L.B Nagar, Hyderabad, Telanganana

My Complaint is that my PAN Card has been misused. This i came to know when i applied for a home loan and the Loan amount was very low .So, I checked my CIBIL score to see what is happening with my credit score. In that i came to know that someone has used my Pan number to take a Joint Home Loan for 40 Lakhs and had not paid instalments in time where as i was maintaining a perfect record of payments. Can you Please provide a solution for this.