State Bank Of India [SBI] — poor online banking & otp system

Well it's a 'chicken & egg' problem when it comes to requesting a new cheque book on sbi online internet banking. As you are aware, the session expires after a few minutes of inactivity.

When requesting for a new cheque book online, it sends the otp to your registered mobile number as a verification step. The issue is it takes several minutes to receive that otp during which the session expires!!

Hopeless service. I am likely to close all my business with sbi in near future. Already i have had bad experience with them.