State Bank Of India [SBI] — problems created by branch manager while opening new account

Website: www.sbi.co.in

Myself mrityunjay pandey, i need to open a new account with sbi. While i went to sbi branch alapur, pratapgarh uttar pradesh to open a new account with the bank the bank manager rejected my request of account opening by saying that new account opening is not possible without annual charge of inr1000, for accidental insurance of 2000000inr. Sir i'm a student and my father is a farmer we can't pay that charge annually for claim. I requested manager to open my account without accidental insouciance but he said that go and get an account with another bank. Bank manager name is rohit raj and ifsc code of branch is sbin0010898.