State Bank Of India [SBI] — racpc issuing letter from rastriya lok adalat

Address: Gautam Buddh Nagar, Uttar Pradesh

Hi there,

I have received a rastruya lok adalat reminder letter to pay some outstanging amount of my car loan that has been paid be me 8-9 years back and after that no coomunication happened from sbi side.. Suddenly sbi contacted me to pay outstanding.
I am asking some details about the charges but they are not providing complete information and not responding also.

I am considering legal action against sbi india. Please advise further the best option with steps from here.

Thanks
Upendra