State Bank Of India [SBI] — reg. irregularities in home loan emi

Address: Barmer, Rajasthan, 344001

I had taken 15 lac home loan from sbi in feb, 2015, after 06 months bank started to deduct rs 11647 /emi, final installment of loan to me cleared by bank in last quarter of 2016.in june, 2016 i enquired reg. Emi than dealing official told me that u must deposit rs 16300/ emi which i started in july. Rs.33000/ additional deposited by bank as previous adjustment.in august bank deducted emi of rs 16300 / twice. I approached for refund of additional deduction but they not refunded. On 25 th september bank bounced my cheque and penalise rs 590/ while i have sufficient amount in account. It shown casual approach of bank which unnecessarily landed me in trouble. Kindly take suitable action.