State Bank Of India [SBI] — saving bank account no [protected]

Address: Ludhiana, Punjab, 141001

Website: onlinesbi.com

Sir, i am maintaining a savings banks account no [protected] opened in the erstwhile state bank of patiala now merged with the state bank of india, this month because of the merger and its technicalities, my monthly emi of rs 7777/- with bajaj finance limited was not debited in my account against which i had issued a pdc cheque no 299137. On the request of the bajaj finance executive, i issued another cheque no 578327 for rs. 7777/- on the 15th july for which as per my calculations rs. 7600 were required. I received an online transfer of rs. 7650/- which was sufficient to clear the cheque of rs. 7777/-. But to my surprise, i now find that my cheque of rs. 7777/- has bounced because of rs. 115.00 being debited on account of non-maintenance of avg monthly balance in the month of june. This deduction of rs. 115/- on the 14th led to balance being short by rs. 26 for a cheque of rs. 7777/- against which you have debited rs. 590.00 as service charges.
I now request you to kindly reverse the 590 rupees debited on account of returning of the bajaj finance cheque immediately since your bank has been deficient in rendering the services by not sending the required sms against which you deduct quarterly sms charges.