State Bank Of India [SBI] — violating the directions of rbi.

I am credit card holder of sbi bank,
Due to my job lost i am unable to pay credit card bill.
Your recovery agent mr. Ashwin ([protected])
(I don't know whether he is trained or not as per rbi guidelines)
Abusing me and my relatives,
Threatened me and my father in law (Patient of bp)
Sbi is the national bank and they have these type of employee,
Sbi is violating the directions of rbi.
For this harassment i will demand for compensation.
Unless and untill i will not going to pay a single rupee to sbi and i will forward this issue to local police station, all the authorities of rbi and consumer court.