State Bank Of India [SBI] — Wrong Balance Deduction From My Account

My bank name is State Bank of India, I have linked this bank with Bajaj Finance, I bought a mobile a few days ago from Bajaj Finance .And on the 2nd of every month the EMI from my State Bank is deducted for that. On the 2nd of this month I had EMI and I had balance in State Bank account but my balance was not deducted due to State Bank problem. I found out about it the next day when I got a call from Bajaj Finance & I was then informed by Bajaj Finance that you need to spray a penalty charger for Rs 450, As per their terms, I have paid a penalty of Rs 450 to Bajaj Finance, However, State Bank of India has twice charged Rs 295 from my account. I want to know why it has been deducted. It is a full Wrong charge and I want to refund as I have paid a penalty of Rs 450 to Bajaj Finance.
Below Screen Shot please chek