Sir,
I have availed a PMRY loan for 78K on 2004, purchased a computer and started Data Entry Job,lost lot of money, meanwhile paid back 50K, wanted a one time settlemet, requested to settle for 30K,. At present lot of financial constraints, two sons doing +1 & +2, rented house for 2.5K, mother and I am cardiac patients, lots of medical expenses, employed my wife and I jointly earns 16K. Bank manager got angry with us and proceeded...