Aegon Life Insurance Company — Refund only 40% of amount

Address: Mumbai City, Maharashtra, 400096

Website: www.aegonreligare.com

Have taken Aegon Life Insurance policy. It was said to me if i cancel it in freelook period, they will charge nominal amount say..500-700 and refund whole amount back in my bank account. But i have paid them approximate Rs.10100 and received refund of approximate Rs.4600. Now they say it is as per clause of policy. the breakup is provided saying, Medical charges, Stamp Duty, etc. Please help me to get my proper refund.