Sir,
kind to inform you that my salary account in axis bank branch y n road indore from last two years . axis bank offering me a personal loan of amt 2 laks from last six moths. many times i receive calls, e-mails and massages . ones day i receive one call from your bank and he guys convince to me for loan . so i was booked a loan of rupees 100000 he told me your emi is 4954*24 and you receive a amount after deduction is 98283 . deduction is only p.f. is 1500 and service tax is 217 . no any other charge and interest rate is 17% reducing. I receive a sms after documentation that was is it "Thank you for choosing Axis Bank.Your loan vide application id 4439190 is sanctioned for Rs.110000 at interest rate of 17%, EMI of Rs.3174 for 48 months". I call immediately to executive, he say my work is documentation only amount and duration will decide by head office . He say you receive after deduction amount is 107362. I agree but today's 106732 amount credited in my account. so me called to bank exe so he told me your company is not listed so ROI is 20% and deduction will be increased now my EMI is 3347×48 . So why me pay 9000 extra . Who will responsible for this. I want to cansalle my loan. Which amount be created in my account you can reverse it . I no need. If my company is not listed so why you offering me . This is your fault so you will response this is my bad experience in axis bank. You are not follow your commitment . cheet and make fool to customers I am not happy. ..
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Thanks for sharing the details, we are looking into your concerns and will get back to you shortly.
Regards,
Axis Bank