Bank Of Baroda — cheque dishonored.

Address: Vadodara, Gujarat, 390025

Hi sir,
I am ravi panchal having account # [protected] in your bank. I am really upset with the issue that has happened with me. I drawn a cheque of rs 51, 000 to one my my client. I have a high balance in my account in spite of which my cheque was dishonoured due to insufficient fund. Amt was first debited and then credited. After all this myself and other counter party was also charged as penalty. Being a bussiness this has impacted my reputation and my client's as well. Please provide me a valid reason and also rectify the penalties charged on our contact. Please assist me for this at the earliest. You can contact on [protected], email id - [protected]@gmail.com.