Bank Of Baroda — Educational loan

Address: Theni, Tamil Nadu

i have taken 1, 17, 000 as loan for my BE i have complete my degree in 2012 but till 2012 i paid 16, 000 as interest...after 2 years i dont pay any due amount and interset...the bank manager called us and compel to pay 50000 as single payment or else he give a remedy to that the bank can give 80000 as agriloan from that pay 50000 as interest but how can i pay the 2 loans as same...please give solution for that