Bank Of Baroda — home loan.. lien amount

Address: Bank of Baroda. Sanjay Nagar branch Bangalore

I and my husband had a home loan in vijaya bank since 2016.. And till 2020 may we did not face any problem.. Now that vijaya bank is bank of baroda my bank account is transferred to bank of baroda..

And then the problem started.. Every month they deduct emi and add some lien amount to in my account.. However i go to bank and solve it.. Again next month same problem.. Then they said i have to pay 58000 amount which is loan moratorium i paid it.. Again this month same thing happened it's still showing lien amount.. Even bank people do not know why it is happening..