Bank Of Baroda — refund is not reflecting in my bank account.

Address: Budaun, Uttar Pradesh, 243601

I purchased a washing machine by flipkart. I have paid 40040 rupees bia phone pe through bank of baroda debit card. Washing machine was defective. I was returned it on 17 february 2020. Flipkart initiated refund of 40040 rupees in my debit card with phone pe reference number p2002201653527508537603on 20 february. Flipkart said to me to contact the bank of baroda with this reference number. Phone pe gives me other reference number 74056630052005144820972 for contact the bank of baroda customer care. But refund 40040 rupees is not credit ed in my bank of baroda account number [protected] till 4 march 2020.
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