[Resolved]  Bank Of Baroda — void transaction refund

Account Holder : Harneet Kaur
Bank : Bank of Baroda
Branch : University, Ahmedabad.

On 28/6/2018 at 20:53:24. I swiped my BANK OF BARODA RUPAY DEBIT CARD in my name HARNEET KAUR AHLUWALIA for Rs. 10, 003/- at HAVMOR RESTAURANT, VADODARA.

The amount was mistakenly put as 10, 003 instead of 1, 003. The restaurant manager void the transcation at 20:56:20 at the samee place
.
The amount was debited from my account but was not credited into the restaurant's account by the time of the void transaction (TID no.[protected]
I called the bank of baroda consumer helpline and informed of this incident, to which they said that if the restaurant has void the transaction the money would be refunded within 4 working days.
As the amount had not been refunded after the 4 working days I called the consumer helpline again to recieve another advice of waiting for 14 days.

Due to this i lodged a complaint with them regarding this matter.(COMPLAINT ID :[protected]
Since then i neither received any corresspondence from the bank regarding this matter nor any refund of the VOID AMOUNT.

Documents :
Havmor bank account statement
Bank of Baroda account statement
Transaction receipt
Void transaction receipt
+1 photos
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Sep 11, 2018
Complaint marked as Resolved 
The amount was transferred back to my account about 20 days after the complain, fairly under the limit prescribed by the bank. It is important to :- 1) To understand the concerns of the customer by the restaurants, before voiding transaction on a debit card, as it takes much longer for the money to be re-deposited as compared to the Credit card void transaction. As in our case the restaurant was in a different city, it caused us trouble. 2) For the bank (Bank of Baroda) to speed up this process of Void transaction. Thank you.
Bank of Baroda customer support has been notified about the posted complaint.
 
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