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Citibank — Loan on credit card
I had a citibank-mtv credit card. I had also taken a loan of 1 lakh on my credit card and the loan was to be settled in 36 emi's. I have so far paid 26/27 emi's without any default. Now citibank all of sudden decides to end their collobration with mtv, hence they close my credit card. An agent called me a few months back and informed me that a new card will be issused and all the outstanding will be transfer to this new card. Unfortunately this did not happen. I now get a statement that my loan is closed and which did not approve of and also they have charged me for the pre closure. I have spoken to citibank about it and they seem not to care at all, only the collection agent keeps calling me and telling me that i did not pay. Please let me know what to do. ThanksCustomer satisfaction rating Customer satisfaction rating is a complex algorithm that helps our users determine how good
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Citibank N.A., P.O. Box No. 4830, Anna Salai Post Office, Chennai, Tamil Nadu, India - 600002
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Citibank — LOAN ON CC
CAN SOME HELP ME IN SUGGESTINGI HAVE LOAN ON CC, FOR I LAC AND PAID 25 EMI AS OF NOW I HAVE PAID 58000/- AS INTEREST AND PRINCIPAL OF 36000/- AND STILL I HAVE 25 Months to pay off, i had requested the bank offical to transfer to my saving a/c.
they are refusing to do so, every month i am paying 5500/- still my balance is not coming down.
pls help me if there is any way to transfer the loan to my saving ac and pay from saving and as they are charing so much interest on my cc
interest rate on CC is 33%.
thanks