[Resolved]  ICICI Bank — ATMDEC CHG

Address: Thiruvananthapuram, Kerala

Hi All ,

I am having my salary accout in ICICI bank . But few days back 84 Rs/-(28.09 Rs * 3) were deducted from my salary account and when i looked into my mini statement it was described under "ATM DEC CHG". And when I tried to explore it over Internet, I found these charges are applied for when ATM of other bank declined to withdraw the money, if it doesn't have enough. So is it ethical to charge customer for this reason.Although i was having enough balance at that time.
Moreever , it is also legal as per RBI rule.
Transaction details : 1)ATMDEC CHG/18-04-12/7544/25ST3
2)ATMDEC CHG/18-04-12/7544/25ST3
3)ATMDEC CHG/18-04-12/7544/25ST3
I want a proper justification

Thanks ,
Anubhav Mishra
cell:[protected]
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Aug 13, 2020
Complaint marked as Resolved 
 
110 Comments

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Am also faced same problem.ICIC bank deducted 28.09*2 from my account as ATMDEC and POSDEC, but i had baklance in my account at that time. What should i do to get ma money back.
I have also been charged Rs.28/- for today's transaction 26/06/2013 as ATMDEC CHGS. That is so unfair... This is my Salary account. It should be refunded.


Carolane Ashi
[protected]@yahoo.co.in
Kadavanthra Branch
Ernakulum
Hi

I have also been charged Rs 28/- as ATMDEC charges on 16/07/2013 . This is my Salary account . I think customers need an explanation as to why this charges are deducted from our account.

The reported transaction detail is " ATMDEC CHG/16-06-13/3651/25ST3 ". The transaction date is 16/07/2013
My ICICI account number is[protected] and is with Anand Vihar Branch. delhi.
Hi,

This is to inform you that, I, Avishek Ghosh with Salary A/c No :[protected], suddenly found that I have been charged more than INR 56 today, and checking it with my net banking I found these two:


1 14/08/2013 ATMDEC CHG/26-07-13/4490/25ST3 DR INR 28.09
2 14/08/2013 ATMDEC CHG/25-07-13/4490/25ST3 DR INR 28.09


Q#1: What are these?
Q#2: Why these two amounts have been debited from my account?
I need a clear specification for these as I did not try to withdraw out of bound amount from any ATM today.

Would you please help me a bit providing the information ASAP.

--
[protected][protected]
Regards
Avishek Ghosh

Hello,

I am having a salary account with ICICI since 2006, In the recent past they are deducting amount mentioning ATMDEC CHG.
Deductions happened since December, 2012 on quarterly basis. Can any one suggest what are these deductions. How to get the amount back to our account.

Thank you,
Janakiram
Hi,

I too have an Salary A/C with ICICI . It's seems all happening. I also been charged Rs. 24/- for ...39815486 DP CHGS TILL SEP-13

This is my Salary account
I think customers need an explanation as to why this charges are deducted from our account. please let me know as soon as possible..

Thanks,
Manju Pahuja
Hi,

I too have an Salary A/C with ICICI . It's seems all happening. I also been charged Rs. 56/- ( 28 * 2) for ... ATMDEC CHG/04-10-13/4249/25ST3

This is my Salary account
I think customers need an explanation as to why this charges are deducted from our account. please let me know as soon as possible..

Thanks,
Bhusahn rao k
have also been charged Rs 28/- as ATMDEC chgs on 11/11/2013... and I am not clear why... Other banks ATM's are free to use as per RBI guidelines then why this charge???

Name: sreenivasulunaidu mv
A/C no:[protected]salary account)
Branch: itpl banglore
email ID: [protected]@gmail.com
Hi ALL

From Last two months, four times the amount of 28.9 ruppes is debited in my account. when i explore it to the internet, I saw that the amount is deducted due to the insufficient amount in the other bank ATM.
Why this charge is paid by the customer?. please clarify that matter.http://www.consumercomplaints.in/complaints/icici-bank-atmdec-chg-c743734...
Hi

I have also been charged Rs 28/- as ATMDEC charges on 28/11/2013 . This is my Salary account . And that too for two times i.e. 28*2=56 totally deducted.
The reported transaction detail is "ATMDEC CHG/28-11-13/7606/25ST3 ". The transaction date is 28/11/2013.
My ICICI customer id is[protected] and is with bangalore indira nagar branch.
Mobile number: [protected]
E-mail ID: pawan.[protected]@gmail.com
Today when I analysed my Transaction. I for ATMDEC CHG in previous months two times(28.09*2=56) with out any msg to my registered mobile number
This particular charges are applied when transaction is declined by other bank but as per RBI rules
anyone can withdraw from other banks. so why this charges are levied . I want to officials of ICICI Bank to act upon it and reverse the amount which is deducted on the name of ATMDEC CHG throught out.

Transcation details

12/12/2013 12/12/2013 ATMDEC CHG/09-11-13/4443/25ST3 28.09
12/12/2013 12/12/2013 ATMDEC CHG/25-11-13/4443/25ST3 28.09

While I am holding salary account with sufficient balance, and if I am using other bank ATM, then its also legal as per RBI rule.

So please do let me know, how to file case in consumer court.
hi
i have been charged for the ATMDEC CHG Rs:28.09/- * three time i was really not aware whats doing with my account can anyone help me out.
icici ac no:[protected]
name:kasini dinesh kumar
saving account
branch:angareddy
email:dinesh.[protected]@gmail.com
Hooooo My God... My Money Gone...

4 06/02/2014 ATMDEC CHG/16-01-14/3243/25ST3 DR INR 28.09
5 06/02/2014 ATMDEC CHG/16-01-14/3243/25ST3 DR INR 28.09
6 06/02/2014 ATMDEC CHG/16-01-14/3243/25ST3 DR INR 28.09
7 06/02/2014 POSDEC CHG/02-01-14/3243/25ST3 DR INR 28.09

Total 28.09 * 4 = 112.36 Rs
Hi,

I have been charged Rs 28 as ATMDEC charges on 13/02/2014 at 3 times.

Account No :[protected]<?xml:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" />Branch : CIT NagarCan u please explain why u have deducted 3 times?
Hi,

I have a salary account in ICICI bank since last 2 years, I never been charged the ATMDEC charges till now. But on 11th Feb 2014 I have been charged twice at a time. I also have account in other banks and they even never charge for with drawing amount from ATM. I couldn't understand that why this ICICI bank is charging that too twice and thrice for single withdrawal. I demand an explanation and return of my amount to my account.

Name: Kopparthi NVB Pavan
AcNo:[protected].
Secundrabad.
You must lodge a complaint to Reserve Bank of India regarding this unethical charges.
Rafique Rajput
I have also charged rs 28 for 2 times... icici is CHEATING customers...
i have attached the proof.

Srinivas Nagapuri
[protected]
Mobile: [protected]

Hi All,

Can you please let me know, how to file a case in Consumer court against these type of activity done by ICICI Bank, This so called world class bank charged me although I have sufficient balance and it a salary account.
Charge code is ATM DEC CHG.

And when I tried to explore it over Internet, I found these charges are applied for when ATM of other bank declined to withdraw the money, if it doesn&#039;t have enough. So is it ethical to charge customer for this reason.

While I am holding salary account with sufficient balance, and if I am using other bank ATM, then its also legal as per RBI rule.

So please do let me know, how to file case in consumer court.
Total 112.36 (28.09*4) amount deducted from my account without any notice and reason...
Can you please stop this nonsense and refund my money back... i am seriously suffered so much already by your policies and plans..

And if anybody from ICICI Bank is looking this issue, Please tell me how and why you charged me for this reason before giving me stupid steps to reclaim this money. I want a proper justification.

Thanks &amp;amp; regards,
Rohit Pandey
Hi Sir,

Can you please let me know, how to file a case in Consumer court against these type of activity done by ICICI Bank, This so called world class bank charged me although I have sufficient balance and it a salary account.
Charge code is ATM DEC CHG.

And when I tried to explore it over Internet, I found these charges are applied for when ATM of other bank declined to withdraw the money, if it doesn&#039;t have enough. So is it ethical to charge customer for this reason.

While I am holding salary account with sufficient balance, and if I am using other bank ATM, then its also legal as per RBI rule.

So please do let me know, how to file case in consumer court.
Total 112.36 INR (28.09 * 4) amount deducted from my account. i am seriously so much suffering by this bank so called deduction policies and i got no notification from there and no concerning mail and message. and i got not a single notice about deduction since last 4 days.. today i check my e-statement then i came to know all that happenings. please give me suggestion for that waht i do

And if anybody from ICICI Bank is looking this issue, Please tell me how and why you charged me for this reason before giving me stupid steps to reclaim this money. I want a proper justification.

Thanks &amp;amp; regards,
Rohit Pandey
My account number is[protected] RR nagar, bangalore and u have a salary account with ICICI.

Charged Rs. 29 ATMDEC CHG/28-06-14/5510/25ST3.Transaction date 17/07/2014.

Want to know why ICICI is charging this when as per ICICI rules its not valid

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