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ICICI Bank Complaints & Reviews

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Updated: Dec 13, 2025
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S
SAIKAT MAULIK
from Delhi, Delhi
Jul 24, 2009
Resolved
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To
The Manager
Visa Credit Card
ICICI Bank Limited


Re: Illegal debit to my account for Subscription to Real Player Super Pass as on date


Respected Sir,

I have on date received confirmation that a sum of Rs 661.61/- has been debited to my Credit Card Account (No [protected] ) through my Mobile message.

Sir, I had cancelled the Registration on 08.07.2009 of my Real Player Super Pass and also received confirmation thereof from Real Customer Support on 08.07.2009 (see attachment). In spite of that, the subscription charges have been debited. It is clearly written in the enclosed attachment that “you will not incur any additional charges past the date of cancellation”. But the real facts tell another story. I am pretty surprised as to how such debit transaction is effected without my concurrence. I, therefore, instruct you to reverse the amount debited to my account immediately i.e. Rs 661.61/-. Further, please note that I shall not pay under any situation whatsoever any further sums on account of subscription to Real Player Super Pass debited in future to my Credit Card Account. I also request you to suspend all kind of future transactions in my Credit Card Account with immediate effect until further instruction from my end.

In view of the illegal debit to my account, I not only refuse to pay the debit amount but also I want to surrender my Credit Card No [protected]


Please acknowledge receipt of this letter and close my Credit Card with immediate effect.


Thanks
Saikat Maulik
(Visa Card No [protected])
Aug 14, 2020
Complaint marked as Resolved 
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    P
    Prashant Mane
    from Pune, Maharashtra
    Jul 24, 2009
    Resolved
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    Hi,

    I applied for the booking amount loan of Nano to ICICI bank, after my successful allotment of the car, I approached the bank for my booking loan to auto loan conversion. However, the bank denied for this and I was informed that I will have to pay the amount of Rs. 140, 000 to ICICI bank and then I will get my original allotment letter within 10 days.
    So, I paid the amount to the bank by Demand Draft on 13th July 2009 and I am still not got my original letter from the bank.
    Aug 14, 2020
    Complaint marked as Resolved 
    Dear Mane,

    Kindly write to us at [protected]@icicibank.com, with the subject line as ‘Customer Service'. Request you to provide the relevant details, along with your full name and contact details.

    We will be glad to assist you.

    Regards,

    Nazia Sayeed
    Office of the Nodal Officer
    ICICI Bank
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      V
      Vibhuti Kumar
      from Mumbai, Maharashtra
      Jul 24, 2009
      Resolved
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      Hi..

      By mistake I typed amount as 11000 in place of 1100 when my available balance was Rs 7681.23. For this the bank has deducted Rs 28 for such failed transactions as ATM DECLINE CHG. When I enquired I found the following answer from bank..

      ********************************
      Dear Customer,

      1st transaction: We would like to inform you that there is only Rs 7681.23 is available in your account on June 15, 2009 but you have request for Rs 11, 000 for cash withdrawal so the ATM declines and the charges are debited to your account.

      2nd transaction: We would like to inform you that there is only Rs 7681.23 is available in your account on June 15, 2009 but you have request for Rs 10, 000 for cash withdrawal so the ATM declines and the charges are debited to your account.

      Kindly note that the charges of Rs. 28 will be charged for decline(unsuccessful) transactions at ATM's or Merchant outlet due to insufficient funds in savings account.

      The Decline charge is Rs 25/- per transaction+ 10.30% Service Tax.

      ******************************

      I therefore like to register complain about ICICI Bank for this. My question is why should a customer pay for just his mistake?

      Hope this will answered and rectified soon.

      Thanks & regards,
      Vibhuti Kumar
      Aug 14, 2020
      Complaint marked as Resolved 

      ICICI Bank. — Frustrated..........Services

      Hi,

      On 29/11/2008 I have tried cash withdrawal from Non-ICICI Bank ATM (SBI) using ICICI Debit MasterCard. It had shown “sorry unable to process”. I have not received any cash from Non-ICICI Bank (SBI) ATM. After that 29/11/2008 cash debited to my ICICI Bank account and same day again it was re-credited to my account. On 5th December 2008 again debited (Withdrawals) from ICICI bank account against the same transaction. I have complained to ICICI Customer Care executive, Hyderabad Date: 9th December 2008. I have repeatedly followed-up with them. On 23rd December 2008 they have deposited that amount to my account. It had taken 24 days.

      Again on 29th December 2008 I tried cash withdrawal from Non-ICICI Bank ATM (SBI) using ICICI Debit MasterCard. It had shown “sorry unable to process”. I have not received any cash from Non-ICICI Bank (SBI) ATM. After that 29/12/2008 cash debited to my ICICI Bank account. I have launched a complaint to customer care twice and followed up many times. I have not received that amount against with same transaction yet. 30 days have already gone from the date of complaint.

      Thanks and Regards,
      Ajit Bhattacharjee
      Dear Ms. Kumar,

      Kindly write to us at [protected]@icicibank.com, with the subject line as ‘Customer Service'. Request you to provide your full name and contact details.

      We will be glad to assist you.

      Regards,

      Nazia Sayeed
      Office of the Nodal Officer
      ICICI Bank

      ICICI Bank. — Unresponsive customer service

      Dear Sir/Mam,

      This is to bring in your notice the dawdling and delaying tactics of ICICI bank customer care division. Following are few instances which have compelled me to register this complaint. Please note, i am a loyal customer to the bank, paying my dues on time, but their insincere attitude has rendered me helpless

      1 - I am trying to redeem so called "reward points" for my credit card, online, form last three months. The Online services doesn't allows me to do so (takes me the login page each time). After trying too many times online, i gave up and called the customer care. "No Stock available" "Nothing available - Give a call after one week" was their response.

      2 - Super delayed response for the e-mail service. Sometimes the customer service doesn't even bothers to respond to the mails and usually any mail takes atleast 5-6 days to be addressed. Recently in a mail they listed a different phone number (which doesn't belongs to me) in there mail response, saying we tried to contact you on this number. This is a serious and reckless mistake on their part

      3 - I was trying to generate an ATM pin no for my card, and each time it failed saying the CVV no of your card is invalid (please note i was entering the number correctly). Each time after failing to do so it forwarded the call to customer care service, who were completely unaware of what was wrong and simply directed me to retry again or at times disconnected the call when i tried to oppose, which is completely unprofessional. I am still not able to do that.

      Request you please take up this matter with the bank. Should be a good lesson for them so that they improve and stay competent with other banks which are really providing quality and prompt services. I am completely frustrated and helpless at this moment.

      Regards.
      Consumer, ICICI Bank.
      Hi,

      Please write to us with your contact details at [protected]@icicibank.com and we'll get back to you soon in order to address the issue. Kindly refer "786358" in the subject line.

      Regards,
      ICICI Bank Customer Service Team.
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        D
        DAITARY SETHI
        from Delhi, Delhi
        Jul 23, 2009
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        On dated 6/6/09 i had used ICICI ATM (SBI CARD), unable to process came, but money deducted from my account(20000).for this i had already complained on 7/6/09 in SBI branch, request no-2670426.than after also i sent 3-4 times reminder.again on 13/7/09 i sent one more request having request no-2843931. but i am not getting any result.please help me sothat i can get my money back soon which is very much urgent for me.

        thanks you.
        I had used ICICI ATM unable to process came, but money deducted from my account for this i had already complained
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          M
          Manish Gaikwad
          Jul 23, 2009
          Resolved
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          Dear Sir/Madam,

          I am ICICI Credit card holder. I always used to pay the amount as per due date from last 2 years

          but from jan -2007 i am not able to pay the same because of some financial problem

          I was requested bank for settlement but no response received from them..

          Now today when i am trying to access my account it is showing some minus amount as my credit card

          due amount.

          It is very difficult situation to me because some ECS payment are there from there account.

          Please help me out in this matter as fast as possible.
          Aug 14, 2020
          Complaint marked as Resolved 
          Dear Mr. Manish Gaikwad,

          Kindly write to us at [protected]@icicibank.com, with the subject line as ‘Customer Service - Credit Card'. Request you to provide the relevant details of the card, along with your full name and contact details.

          We will be glad to assist you.

          Regards,

          Nazia Sayeed
          Office of the Nodal Officer
          ICICI Bank
          If bank has any issue regarding collection of their dues they should go through legal route to recovey the same instead blocking the amount from saving account. If this is continued than what is the difference between forcefull collection of money through Gondas and above way of blocking money.This is high time now, RBI and government should issue notice to bank and tell them to stop behaving like goons.If this is continued and complaint are not address than i ithink there is no need of consumer court and RBI in protecting consumer interest and let the common man suffer.

          Regards
          Hemant
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            N
            neela42
            from Mumbai, Maharashtra
            Jul 23, 2009
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            dear sir,
            i hold a credit card of icici bank credit card no. [protected], in the year 2008, i have use the credit card for purchase of goods, for payment of hotel lunch bill, on augest 2008, i have pay rs. 290.00 for the last payment of of my hotel lunch bill, there were none of the payment left for any of the purchase, it was the last transction & i have pay up my due of rs. 290.00,
            There after i any receiving a letter from icici bank for the late payment charges by add up the interest, i have explain all the matter, & they agreed that they will give me the reversal for the charges they have leavy on my by way of interest, but the condition was that for my a/c settlement i have to paid rs. 200.00 for full & final settlement, if i agreed then they will give me reversal after reversal they will send the person to collected rs. 200.00, i agreed to them, they have reverse the amount, & in the month of december, 2008, the amount show in my credit a/c. was rs. 199.00, on 01/01/2009, i have call the icici credit card, andheri payment department for the collecting of rs. 200.00, they have stated that within 15 day the person will come & collected the money,
            but one month have passed none of the person have come to collected the payment, & they called i told them to come & collected the payment, but they stated that now you have to pay the fulled amount show in you a/c. ( i.e interest for the month of dec, & jan, ). as the payment department did not agreed to rs. 200.00, they called me one in a month, forcing me to payment all the interest charges, till the date, they told me that now your a/c. will be settled by rs. 1800.00 if you pay the fulled amount then the a/c. will be settled, I requested them that i will pay rs. 200.00 as agreed, if you want more than, last i will pay rs. 300.00 not more then that, now the person are haresting my by calling in night by some pco no., so if some one can suggested me what to do.
            Aug 13, 2020
            Complaint marked as Resolved 
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              A
              Anjali Singh
              from Surat, Gujarat
              Jul 22, 2009
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              I hold salary a/c in ICICI bank, Rs 28/- is debited from my account stating POS DECLINE CHG/07-Jun-09.
              The bank is responsible for this.
              Dear Ms. Anjali Singh,

              Kindly write to us at [protected]@icicibank.com, with the subject line as ‘Customer Service - Salary Account'. Request you to provide the relevant details of the account, along with your full name and contact details.

              We will be glad to assist you.

              Regards,

              Nazia Sayeed
              Office of the Nodal Officer
              ICICI Bank
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                V
                vinay goel
                from Delhi, Delhi
                Jul 22, 2009
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                Hi,

                My self vinay goel my credit card no:[protected].I have made all payment last month but my name is showing in cibil that's why i am not able to take a Persoan Loan.I have no dues form as well.
                Kindly suggest me what to do.& Pls remove my name from cibil.
                i am attaching a copy of no dues form.Kindly look into it
                Thanks & regards
                vinay Goel
                [protected]
                Aug 14, 2020
                Complaint marked as Resolved 
                Please delete your actual credit card number from the statement above. It can be misused.
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                  M
                  m.sureshbalaji
                  from Mumbai, Maharashtra
                  Jul 21, 2009
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                  sir, my name is m.sureshbalaji, i used icici credit card for one year they give 15000 credit limit i used only 12000 but the interest and billing is very high so i came to settle i contact the mountroad near to thousandlight icici credit card section they tol us to pay 24500 for settlement in three insalments i agree it and paid it correctly and i recieved a settlment letter from that icicibank it is done on 2007 but they still tarchet me i tell that i have a letter for the settlment and i finished the dues correctly but now they put my name in the cibil as a defaulter how it will be possible i broke the creditcard and put in to the bank box on the time of settlement so cibil officer pls dont support the bank see whats the truth and allow the bank to put as a defaulter pls help to take my name from cibil
                  Dear Mr. Sureshbalaji,

                  Kindly write to us at [protected]@icicibank.com, with the subject line as ‘Customer Service - Credit Card'. Request you to provide the relevant details of the card, along with your full name and contact details.

                  We will be glad to assist you.

                  Regards,

                  Nazia Sayeed
                  Office of the Nodal Officer
                  ICICI Bank
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                    D
                    Deepak kumar Srivastava
                    from New Delhi, Delhi
                    Jul 21, 2009
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                    Dear Sir/ madam,
                    As per your SMS sent to me on Ist june 2009 that my policy kit no.11130115/AppNo.HS00572141 is delivered to my adviser Mr. praveen kumar singh ph. [protected] gomti nagar branch, lucknow . He promised several times that he will deliver the policy kit but i did't get that kit .
                    so kindly go through it and take nacessary action againest him, to keep my faith in ICICI intact.
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                      P
                      padmini beera
                      from Hyderabad, Telangana
                      Jul 21, 2009
                      Resolved
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                      NFS/CASH WDL without my knowledge

                      From last two months onwards every time i with draw the money the next day the withdrawl of money is happening as NFS/CASH WD as the transaction name without my knowledge.It Happened to me 5 to 6 times.Every time 1000/- is gone from my account.Can you Help me what is going on....
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                      G
                      gaurav.s
                      from Madurai, Tamil Nadu
                      Jul 21, 2009
                      Resolved
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                      Sir,

                      I have Opened an Account with ICICI Ajmer Branch and my A/c No.[protected] which is a 3 in 1 ICICI Direct Link Account which is Linked to my Demat Account. When I opened this Account I was told that it is a zero Balance account since it is a Linked account. Last few years i don't have any problem. Suddenly the following charges were debited to my account which is not supposed to be charged.

                      20.10.2008 - QABC charges - 843.00
                      19.01.2009 - QABC Charges - 843.00
                      20.04.2009 - QABC Charges - 827.00
                      [protected].00

                      Other than the above the following amount were debited as Interest in our account : -

                      29.01.2009 - Interest - 4.00
                      27.02.2009 - Interest - 14.00
                      30.03.2009 - Interest - 15.00
                      29.04.2009 - Interest - 5.00
                      ------ 38.00

                      An amount of Rs. 2551/- has been debited to my account without any information to me. Regarding this, when I approached your Phone banking Customer Care first they told me that it is not a 0 Balance account. Then, they told me that it is not linked to any other account. I have checked with the bank personally and they confirmed its a zero balance account.Last 3 years I have not been charged for anything. There is a lot of confusion between branch peoples information and your phone banking customer care staffs information, regarding my account.

                      As a valued customer of your Bank, I should not be penalised. Kindly arrange to refund the same to my account for Rs. 2551/- immediately.

                      I have already sent an e mail to customer care but i have not received a proper reply.

                      Regards

                      Gaurav Sacheti
                      Aug 13, 2020
                      Complaint marked as Resolved 

                      ICICI Bank — charges levied against zero balance

                      Dear sir/madam,
                      I dr [censored]al p antapurkar, resident of aurangabad, had
                      a home loan in 03/2004 and against this loan it was
                      almost a compulsion for me to open a saving account
                      with rs 5000 as minimum balance. I never had received
                      monthly/quarterly/annual statement of transaction on
                      regular basis. In all in these 3 to 4 years i only had
                      received 2 or 3 statments. And i was very surprised to
                      see that without any written concerned, information or
                      vouchers signed by me, how can bank withdraw money
                      from my account. Do the bank have any legal background
                      to do so. And if the bank have this right why a simple
                      note or call was not given to me before doing this.
                      Presently, according to the last statement (which is
                      3rd statement which i have received in last 3/4 year)
                      i have been charged with a negative balance of
                      rs.12000 (approx).My question is why the account was
                      not closed or decleared dead when the balance after
                      deduction came to zero, or why i was not inform with a
                      single correspondence or a call before doing all these
                      things, why it was not confirmed that whether the
                      customer is aware of all these happenings. The
                      statement shows certain amount in rs suffixed with
                      'Dr'. Now let me point out that who come a lay person
                      should know that Dr means debit and the word debit
                      means something is being deducted from account. This
                      is rediculus. And above all no one here in aurangabad
                      branch want to listen to coustomer.
                      Finally, i came to the conclusion that i do not want
                      to continue the icici bank service any more and had
                      choosen to close my saving account with immediate
                      effect.
                      My sincere request is to guide me in a proper way, thanking you.

                      3 in 1 zero blnc account — not get any update

                      Dear sir,
                      I,Prosenjit Halder ,still now not get my passbook.I apply for a 3 in 1 zero blnc. account,
                      I am an R.P. of Regent Money..
                      Please take necessary steps .
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                        H
                        himanshugangarde
                        from Mumbai, Maharashtra
                        Jul 20, 2009
                        Resolved
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                        hi
                        This is Himanshu Gangarde from delhi. I am holding salary account[protected], with ICICI Bank, New Friends colony New delhi, since Feb 2004.On 19/07/2009 by the use of internet banking i came to know that my a/c[protected] is debited with INR 6, 316.95 with discription [protected], i have no given any debit instruction for the same. I called customer care of saving a/c dept and they said that amount have been debited against my credit card no [protected] (which i had already closed one year back after full payment) and routed the call to credit card dept. Even after waiting for more than half hour no one has responded. I called the credit card dept directly and explained my problem. I was shocked when the executive said that the bank has wright to 'Auto Debit' the amount from my other ICICI Bank Account even without my notice. When i asked for the clarification he said that he doesn't have any information, i have to send email and later they will respond. I requested them to atleast revert back my paid amount, but they denied for that also.
                        This is absolutely cheating the customer. Due to this unnoticed transaction my other commitments got effected. I had to pay my loan and that got failed. Please do take appropriate action and help me in this regard
                        Please suggest me further action – I want your suggestion. Should i go to consumer court. I am very much upset

                        with regards
                        himanshu gangarde
                        Ph no [protected]
                        Aug 13, 2020
                        Complaint marked as Resolved 

                        ICICI Bank /saving bank account — the account was debited without any information

                        Hi
                        My saving account was debited without my information and the bank is not ready to launch the compalin.

                        ICICI Bank — Debited the amount without intimation

                        I used to own a icici bank credit card some 5yrs ago. I had made a transaction of 17000 at that time but to some unfortunate reasons i was not able to pay the amount at that time. I had also received a formal notice for repayment and i approached their recovery department for settlement and they assured to find a solution and i was ready to clear my debts. Since that day i did not receive any formal communication from their side for repayment. A few months a ago my Salary Account in ICICI bank was blocked i tried calling rigoursly regarding the same but alwayss received false commitements and assurance from the help desk and one fine day the entire amount with interest totalling to 30000was debited from my account. This is clear case of so called DADAGIRI of the bank for having an salary account in that bank.
                        Dear Kalpesh,

                        We're sorry to hear about your experience. Please write to us with your contact details and credit card number at [protected]@icicibank.com. We'll contact you and work to address your issue.

                        Regards,
                        ICICI Customer Service Team.
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                          N
                          neeru mehta
                          from Delhi, Delhi
                          Jul 20, 2009
                          Resolved
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                          Resolved

                          not received
                          Aug 14, 2020
                          Complaint marked as Resolved 
                          ICICI Bank customer support has been notified about the posted complaint.
                          I missed my first delivery on 08/11/2008. But then i called cutomer care and told them to deliver the courier at my office address. My was bill number is[protected]. I had sploken with the customer care person in Mumbai. They told that it would get deliverd to me by 12/11/2008. But again they deliverd it at the residence address. Tell me even after calling them several times i dont get any positive response. Who will be responsible here!! And at the same time i dont get any calls from there side.

                          icici bank card — Not receive my card till date

                          Hi

                          I am not receive my card Awb no..[protected] I receive this msg on 18 Dec .

                          Tell me what is going on on my mob -[protected]

                          Ashish kumar
                          as per your SMS on my Mobile ([protected]) your ICICI credit card is conveted in IMINT card and same was dileverd to your address Card No[protected], but till date i am not receive. kindly do needful.
                          Dear Ms. Neeru,

                          Kindly write to us at [protected]@icicidirect.com, with the subject line as ‘Customer Service – Credit Card’. Request you to provide the relevant details of your card, along with your full name and contact details.

                          We will be glad to assist you.


                          Regards,

                          Nazia Sayeed
                          Office of the Nodal Officer
                          ICICI Bank

                          ICICI Card — not following instruction

                          I am a customer of ICICI Credit Card business for more than 7 years.More or less service was satisfactory.Recently I deposited a single cheque for an amount which is to be credited against my card account and also a loan account which i got because of good payment record.
                          Instead of following my instruction as detailed at the back side of the cheque the entire amount was credited against the primary card only and after a week or so started making pestering calls during office hours asking for the EMI amount against the loan.
                          This is harassment and the lady on the other side of the phone won't accept the logic and reason for depositing a single cheque.I have been issuing single cheque to LIC,HDFC Etc and they are accepting.
                          The incident has made me realize the fact that some under educated lads/girls are employed by ICICI for small salary only to harass even the regular and sincere customers also.
                          I fail to understand why they can't follow my instruction w.r.t. the payments.If they show part payment against my card account and the balance against my loan account, the issue is solved.Instead doing that shamelessly and in an abrasive tone these people make calls to the office to disturb the rhythem in the office.
                          Hence I have decided to close all my accounts with ICICI next month itself.
                          BHUPATHI
                          Hi,

                          We apologize for the inconvenience caused to you. Please write to us with your contact details at [protected]@icicibank.com and we will contact you and address your concern. Kindly refer "650594" in the subject line.

                          Regards,
                          ICICI Bank Customer Service Team.
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                            V
                            vipul maheshwari
                            from New Delhi, Delhi
                            Jul 20, 2009
                            Resolved
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                            Resolved

                            I have been charged a sum of rs 8183 on account of some ICVBP IPRUODAY..of which i dont have any details...Please suggest me the right channel and person to get in for resolving this issue..
                            Aug 14, 2020
                            Complaint marked as Resolved 

                            ICICI Credit Cards — Disputes in Transactions

                            I am Saravanan R from Chennai. I am having ICICI Credit Card. A dispute in
                            my credit card is as follows,

                            In my Credit Card June 2007 statement (statement date: July 06, 2007) shows
                            that Transactions happened for Rs. 788.40 Twice at Apollo Pharmacy Chennai
                            on 5th Feb’ 2007. On that date, the transaction was not completed by using
                            credit card. I have paid the transaction amount through my ICICI bank debit
                            card only not by my Credit Card.

                            I have reported the details of disputes (Amex Card) in my July 2007
                            Statement on 2nd week of July 2007. I got service request number as
                            SR30687859. They requested me to send all documents to Chargeback department
                            Mumbai.

                            I have sent all documents related to this issue to Chargeback Department,
                            Mumbai.

                            After 60 days from complaint date, I have contacted customer care. Then, I
                            got service request number as 38646664.

                            When I have contacted customer care, they told “The transaction amount was
                            blocked on the transaction date. But, you didn’t noticed that”

                            At that time, I have slightly confused and I was not having my statement
                            hard copy in my hand.

                            When I have look at the statement hard copy (statement date: March 06,
                            2007), Total amount due is Rs. 1157.90 and Available credit limit is Rs.
                            1842.10, My total credit limit was Rs. 10000.00 only on that date. The
                            amount blocked was Rs. 7000.00 only for the transaction for Sri Vasavi
                            Mobiles Chennai.

                            When I have contacted customer care related this issue, they replied
                            “According to the revert of service reference number SR38646664, we have
                            initiated the dispute, but it is rejected by merchant bank for the
                            transaction APOLLO PHARMACY, CHENNAI reason being transactions were off time
                            to process the dispute.

                            I have been known the disputes in my account when I receive my July 2007
                            Statement (Statement Date; July 06, 2007). I have raised disputes issue
                            within a week. Whenever I aware of the dispute, I raised issue.

                            How could I be responsible for this delay?

                            Again, when I have contacted customer care, they replied “We regret that we
                            are unable to process dispute request on the transaction. We request you to
                            write to the charge back department for any assistance” and they given
                            Mumbai office address also.

                            Then, I have sent all documents related to disputes to Chargeback Department
                            Mumbai by Courier. As per courier agency, the document has been dispatched
                            on 03rd Dec 2007. But, While contacting ICICI Hyderabad Section, They are
                            saying that, They have not received any document on First week of Dec 2007.

                            Now I am having all documents in my hand. Please help me in this issue.

                            Thanking you.

                            Yours Truly,

                            Saravanan R
                            My Contact No.: +[protected]

                            ICICI Credit Cards — matter is ligering on for closer

                            after asking so many times to icici people to close my card no [protected]. i dont know why they are not sorting out the matter. and panalizing the panelty to me . sending again and leagle notices;after the leagle notice also i had a talk to menssioned person named umesh kasid on the mbl and off no. [protected]/[protected]; he didnt turn up to send even a statement to me. i dont understand why these people behave this way as if we dont have works other then sorting out their matter and not conserned to the costomers. At one hand these people claim their selfe a employee care taking compeny.

                            sumit sharma

                            ICICI Credit Cards — Irregularities after closing credit card and settling dues

                            Dear Sir,

                            I had an ICICI Credit Card and cancelled it and settled it on 7th April 2007 in Bangalore.
                            Now I have found out that I cannot get any kind of loans approved by any banks or finance institutions because ICICI put me on the Siebel (pardon the spelling if incorrect) list.

                            I have settled all my dues with ICICI and have a letter confirming this Ref: APR /07/78

                            My contact number is +(91)[protected].

                            I would like my name removed from the list as I have no other credit cards and loans from ICICI or any other banks as soon as possible.

                            Thank you,

                            Respectfully,

                            Vivek
                            31/05/2008

                            ICICI Credit Cards — Billing fraud

                            In the month of April 2008, I noticed a fradudelent transaction on my card, which was bought to the attention of ICICI, who blocked the card and asked me to send a fax to the chargeback department, which I promptly did (twice, as they misplaced my first fax).
                            Post this I stopped using the card and since then I started getting the amount WITH INTEREST EACH SUBSEQUENT MONTH.All my subsequent pleas went unheard
                            Getting tired of all this back and forth, I sent a cheque from my ICICI account for the disputed amount that got debited from my account on the 30th of July 2008.
                            Despite my bank statement showing a debit from my ICICI account the credit card guys say they havent recieved the amount!
                            This despite me calling them 4 times, giving them my credit card AND my bank account details, the cheque details and the debit from my ICICI account date.
                            The call center guys are rude and naive, of no help at all.
                            This has been a terrible experience for me and I do hope that all you people out there learn and stay far away from ICICI.
                            I am hoping that I can get out of this nightmare soon.
                            I completely agree and empatise with the complainent here.
                            ICICI has to have the WORST track ecord of customer satisfaction and transparency.
                            I have had equally horrifying experiences and know of quite a few people who swear that they will never touch ICICi

                            Credit Card — extra charge on creditcard

                            you have sent a message for payment but the amount is disputed, i made transactions of rs 8782.16 only .ur demand is 16010 .

                            ICICI Credit Cards — Not crediting amount paid to the bank by check

                            Dear sir/Madam,
                            I am the user of credit card of the ICICI bank limited. I had deposited Rs 800/- for the payment of EMI on 5th Jan 2009 and it debited on 10th Jan 2009 which is i had checked and found in my bank statement. I had faxed the paper to the company five times and made complain 5 times. They had given SR number evey time new. Latest sr Number is SR[protected] . They had confirmed that they had recieved the required papers, but till today i had not recieved my money.
                            thanks,
                            yours faithfully
                            DR N K AGRAWAL
                            Vice Principal
                            SIRT BHOPAL
                            Sir,
                            MY NAME IS VISHALSONI & MOTHER AMOUNT IS NOT COMEING HEAR .BUT WHY . MY ACCOUNT CREATE BY THE LAKSHYA INDIA..& PLE.CHECK THIS PROBLEM.OK SIR GOODNIGHT.
                            Sir,
                            MY PROBLEM IS MY ACCOUNT CREATE BY THE LAKSHYA INDIA BUT PYMENT IS NOT COME.PLECHECK THIS PROBLEM..
                            I am following up with ICICI Credit Card Pune Branch to close the overdue amount of my ICICI Credit Card no [protected] since last three months. I am making the payment through my friend Mr. Sameer who is in Pune since my Job is posted to Nagpur now.. We have discussed to pay the overall amount in five equal installments out of which first installment is already been paid. After that we were( Myself and Sameer) following up with Mr. Sagar from ICICI office ([protected]) to collect the remaining installments of settlement from last three months, But he dint bother send anybody to collect the remaining installments and after some days he has stopped answering our calls too. On which I have put a mail to Mr. Upendra Bulbue, Collection Manager (DSM) [protected], [protected] and expressed my concern about this matter on 25th May 09.

                            Now after 10 days both Mr.Sagar and Upendra have suddenly came to Sameer and were asking for immediate payment. On which we have told them that they can collect the all PDC's of next month dated and close the issue by providing me the NOC, Since it was not possible to make immediate payment. But ICICI representative was insisting on immediate payment as if everybody is waiting for them with cash or check ready in their hand. Suddenly Mr. Sagar started abusing in dirtiest words and started threatening to Sameer and me and left.

                            I dont understand how these people behave this way as if we dont have works other then sorting out their matter whenever they say and not concerned to the customers when we are following up for same. At one hand these people claim their self as a customer service company and on other hand their responsible employees don't feel anything to threatened a customer who himself was following up with company from a long. I am really feeling anger inside me on such ruthless behavior of such a reputated company's employees.
                            Dear Mr. Maheshwari,

                            Kindly write to us at [protected]@icicibank.com, with the subject line as ‘Customer Service – Credit Card’. Request you to provide the relevant details of your card, along with your full name and contact details.

                            We will be glad to assist you.

                            Regards,

                            Nazia Sayeed
                            Office of the Nodal Officer
                            ICICI Bank
                            Hi,
                            I too have been charged a sum of 7603Rs. to ICVBP IPRUODAY which I have no idea. I tried sending mail to the above mentioned Email ID but got a message that it has not reached the destination.
                            sir,
                            i have a transaction of 8, 024.00 inr on my card today, that is worng to debitet directly any without information, i wiil full suffer on this matter,
                            i want to my whole money be back
                            i[censored] r back whole money in my home
                            i obliged to u

                            ICICI Credit Cards — extra charges

                            they have levied extra charges on my card unnecessary
                            they are [censored]s cant do any thing
                            Hi Neeraj,

                            We are sorry to know how you feel. Please email us with your contact details and credit card number at [protected]@icicibank.com (Subject line: UID 401188). We'll be glad to contact you and work to address your issue.

                            Regards,
                            ICICI Customer Service Team.

                            ICICI Credit Cards — Dispute regarding credit card payment

                            On 4th of Apr'2009, i mailed you regarding a dispute of my credit card - (Card#[protected]. But unfortunately did not receive any help from your side. Today i receive a mail from [protected]@icicibank.com stating that my case has been submitted to CIBIL. Its not that i'm not paying intentionally, its just because i had a dispute on the card that's why i hold the payment. But if you want i can show you my track records of other loans which have been running since 2007. Not even a single month the cheques have bounced.
                            All this duration i actively co ordinated with ICICI credit card staff to settle the dispute. But every one surrendered saying - that it is out of their reach.
                            I belive its unfair on the bank's part to treat my case like this. Instead of settling the dispute, they are putting my name in CIBIL.
                            Hereby sending you the copy of the mail which i sent on 4th Apr'2009, describing the status of my case. Pls help me, as right now i'm not in India. I'm in USA on a business tour. I would be coming on October 5th 2010. Till then if you can hold the case by not putting in CIBIL.[protected][protected][protected]

                            Respected Sir / Madam,

                            This is regarding an Issue & Mental Harassment I am going through just by using a Credit Card (Card#[protected] issued by your bank to me. As of now on a daily basis, some member from my family or myself is receiving multiple calls from very foul-mouthed people who claim to be working on the Payroll of ICICI Bank & who don’t even know how to talk, which is actually forcing me to take this matter to the Proper Legal Authorities, but I still feel that before taking some hard steps, this matter should come into your notice so as to provide you with ample time to sort this issue internally.

                            I have tried my best to elaborate the whole case chronologically so as to make you understand that I am nowhere at fault in this scenario of delayed payments for this card which I must also inform you, is hampering my credit status with all the Banking Institutions
                            In the month of Dec' 2007 I was looking to purchase a digital camera in one of the KODAK showroom where I was shown a pamphlet (The scanned copy of the same is attached along with for your kind reference) stating - ICICI Credit Card holders can get interest free EMIs up to 24 months if they purchase CANON Digital Camera using ICICI Credit Card. The Bank Representative over there - Mr. Vikas - Mobile No. - [protected] even showed some of the Canon digital cameras kept in the display. Being impressed by the offer, I decided to go for it. But, before I finalize the purchase I preferred to confirm the offer from ICICI Bank Customer Care @ [protected], & even they responded back in positive, stating that the above-mentioned offer is open till Feb'2008. After I asked them, how to convert the amount of transaction into interest free EMIs, I was informed that all I need to do is to provide the transaction number of the Purchase to the customer care deptt. within 21 days of making the purchase and the rest would be taken care off by the concerned deptt. I purchased the Canon Digital camera model IXUS - 70 amounting to Rs 13000/-. Well as far as I am concerned that was the last time I was in a joyous mood for something new purchased by me.
                            Later in the day when I called the customer care deptt. to provide the transaction number for getting the aforesaid amount converted into interest free EMIs, I was shocked to hear their response. I was then informed that there was a mistake in the swiping of the card, It was swiped through a normal machine and not the mercantile machine, the difference of which was not known to me as being a Lay Man in this case. I was even unaware of the fact that how many types of the machines are there into existence. After listening to my side of story, the representative over the phone - Mr. Hitesh from Bangalore said that he would be sending a mail to the higher authority stating my problem and within next 48 hours I should get a response. Unfortunately the next 48 hours passed by and I did not receive any response from them. I again called the Customer Care Dept. and had to tell my side of story to this new gentleman, as he was someone else & knew nothing about my case. He too responded in a similar fashion as that of Mr. Hitesh and I again had to wait for next 48 hours, but obviously in vain. No response followed through. Each time, I made a call; some new personnel would be there to resolve my querry.

                            This cycle of making calls to the customer care dept. and then waiting for next 48 hours continued repetitively till the deadline of 21 days passed by. After 21 days of the transaction, I was told that nothing else could be done now as the deadline has passed by and I am left with only two options, either I have to make a full payment or if in case I want it to be changed into EMIs, interest will be charged as applicable. This made me very disappointed as I was maintaining a healthy statement with your Bank before this. Eventually I even went to SD Tower branch, in Sector 3, Rohini - New Delhi and put my request in front of the concerned personnel but again they made me a fool as they told to me that they would be writing mails to higher authority stating my problem. As expected, no response came my way. So, I stopped the payment for this particular transaction. But, if you give a close look on my successive bills - apart from this transaction, I have made payment for every other transaction till my bill amount crossed the credit limit. Meanwhile, whenever I received calls from customer care dept. or some representative came over my residence regarding the payment I always requested & informed them, that Yes I am ready to make the payment but on the Original T&C which were offered to me while I purchased the afore said Product. No way I can make the payment in 1 or 2 shots, as my financial condition does not allow that. Till date my Credit Standing with all other Banking Institutions with whom I have made any kind of credit transactions, have always been in their good books for which I have valid proofs. Even with your bank I have always maintained a Healthy Credit Relation before this incident happened, for which my Accounts records in your systems & the relative hard copies of them preserved with me, are the proofs for my Truthfulness & Credibility.
                            Hence I request you to look into this matter .

                            ICVBP IPRUODAY - Comment #1982279 - Image #0
                            Dear Deepak,

                            We apologize for the inconvenience caused to you.We have made a note of your credit card number and will contact you soon to address your concern.

                            Regards,
                            ICICI Bank Customer Service Team.
                            I am also having the same problem. with out any information Rs.750 debited through credit card for ICVBP RELIANCE ENERGY BSE. i think this is some thing related to share market. but i am not at all involved in share market. Previously also Rs 12000 debited my credit card account with out any information even though i already make the stop payment. i think this clearly unsatisfied services by ICICI bank.
                            Now a days ICICI bank services are going worst condition.
                            be care full about any emi conversion from icici bank . they r not so suitable for converting to emis.u may have to pay in full amount.
                            Hi,

                            I need a some clarification.I opted for auto debit facility for my ICICI ULIP policy from my credit card via ICVBP IPRUODAY. Now I completed the Lock in period. Now I want to cancel the auto debit facility.For this to whom I want to contact.Please help me regarding this issue.
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                              bajrangsingh
                              Jul 20, 2009
                              Resolved
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                              Resolved

                              i bajrangsingh applied for advisor i paid rs 500 as examfees after some days um told me that exams has cancialed and i will have to pay exam fees once more he took rs250 for reapp. after that he told me that company has given me a code underwhich i can give bussiness . he gave me code 00475753 i gave two policies of 27000 wapi .he told me that company will send me commison by cheq. after that i cleare irda exam my ad code0054050 i asked my um for my welcome kit and comm. of those policies .he refused me .i gave a complaint to company .company changed my um after a year when my code termimated i gave business of rs 32000 but still i have not given any document or cheque
                              Aug 14, 2020
                              Complaint marked as Resolved 
                              Sub: New Policy done by cheating of advisor/staff/agent of ICICI Pru life Insurance.
                              I am a policy holder of ICICI pru life Insurance for 5 years. Two persons called me some time in Jan, 2012 from Delhi introducing as staff of the company dealing with commission and bonus giving details of policy we are holding. It was told that 82, 000/- is due to the agent is you are satisfied with services the existing agent. If not then this amount can be tranferred to you but a new policy is to done for Rs50, 000=00 directly to delete the name of the present agent. They kept on making calls for 3 months. I finally agreed to take a new policy of Rs 35, 000/-. They also said that the new policy will also mature in a year and paid back with 11% interest. After taking policy a Fund Transfer letter will be generated within 45 days giving details of payments and credited to linked bank a/c.
                              In May 2012 they send forms thru messenger of their local office in my kolkata residence and collected documents and chaque in favour of the company . I was told not to disclose anything to the staff of other Depts in connection with the new policy.
                              New policy was received on confirmation as usual. They kept track of the policy. They assured that payment will be made in due course.

                              After new policy was done those persons kept quiet. After waiting for 2 months nothing happened but they assured me that payment will be released in a week. Many Weeks gone and there was no response. Gradually those persons were not taking calls.
                              Then I checked with ICICI bank and found that the assurace is baseless. I lodged a compaint stating the background of the policy.
                              I furnished all details available with me like mane and Cell No etc
                              and requested detaied enquiry and cancellation of the policy done on the basis of false information by the staff. The policy shows Ms SMC Insurance Brokers Pvt Ltd kolkata as Advisor and contact no of the Advisor is a number of Delhi as evident from STD code. So the persons are easily identifiable and taken to task.
                              The company turned down my request for cancellation of the policy without saying anything about the background of the policy. However my appeal is pending.
                              Sabita Biswas
                              BC-2, Flat No.2 salt Lake Kolkata-700064
                              Something like this is happened with my family too from SMC broker side and we are going to take legal action and dragging all this issue in media so that people could come to know about SMC insurance broker how cheats customers. I also request you to take some harsh action like me...
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                                Abhijit Singh
                                Jul 20, 2009
                                Resolved
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                                Resolved

                                Dear All,
                                I would like to take a notice for all credit card customers of private banks.please try to be away from this
                                dangerous trap of credit card.because banks will take 36% to 45 % rate of interest and you will loose your hard earned money.even if you delayed more than 2-3 months, because of not getting statement, or transfer case they will ask you for settlement and if you agree they will put your name in CIBIL. and than your name fall in bed credit list whenever you apply for Personal loan, car loan, home loan etc.and your application rejected.and you will suffer alot in emergency case. my request to all please far away of their lucrative advtg.and dreamy slogans. mostly middle class attracted in their trap. as india is worlds biggest midddle class. PLEASE TRY TO AVOID PRIVATE BANK LOAN.Dont attracted towards telecalllers ICY SWEET schemes.

                                Thanks & Regards
                                ABHIJIT SINGH
                                Aug 14, 2020
                                Complaint marked as Resolved 
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                                  D
                                  DEEPAK GUPTA
                                  from Gurgaon, Haryana
                                  Jul 20, 2009
                                  Resolved
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                                  Dear Sir / Madam,

                                  This is to bring in your kind notice that I tried to take out money from ICICI ATM, Behra Enclave, New Delhi-110087. The receipt which came out from the machine showed me "TRANSACTION DECLINED" but the money is debited to my Account Rs. 5000/- I launched a complaint to my bank Oriental Bank Of Commerce they forwarded the complaint further. But my point is that today its more than 20 days from the day this happened with me. The money is still not reverted back into my account.

                                  I request you to kindly look into the matter and do something so that in future more customers will not suffer the harassment.

                                  Thanking you in advance.

                                  DEEPAK GUPTA
                                  #[protected]
                                  Aug 14, 2020
                                  Complaint marked as Resolved 
                                  ICICI bank is Bhogus Bank pl close your accont and tell your freind not to go for ICICI Bank that only you / we can do !
                                  talekar
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                                    S
                                    Sudha kamdar
                                    from Hyderabad, Telangana
                                    Jul 19, 2009
                                    Resolved
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                                    Resolved

                                    We request to you please see my case step by step & date to date report.

                                    DATE DETAILS
                                    [protected] SUDHA KAMDAR DD no. 289149 dated[protected] icici bank RS 1150000.00 deposited in Axis bank A/c No. [protected]
                                    HETAL KAMDAR DD no. 836106 dated[protected] icici bank RS. 100000.00 deposited in Axis bank A/c No. [protected]
                                    Please refer Account statement copy of Axis bank, Bank gave credit than after bank withdrawal amount at 7.37 on date 4-10-07
                                    [protected] Action finance submited wrong deed of indeminity at icici bank capital market branch mumbai-400001 at 7.15 P. M.
                                    [protected] Icici bank capital mkt mumbai branch cancelled both account payee only dd & gave credit balance of Rs.1250000.00 in Action finance a/c
                                    at that time bank have not verify account holder details from Axis bank & without original instrument of demand draft icici bank
                                    capital market branch mumbai cancelled dd and credit the amount of draft in account of Action Finanace.
                                    [protected] Sudha kamdar & Hetal received return dd with mark of "refer to drawer"
                                    [protected] Kamal Parekh gave wrong application at Salabatpura Police station about stolen of dd.
                                    [protected] Sudha & hetal complained at NSE BSE & RBI
                                    [protected] Again BOTH DD DEPOSITED IN A/C BUT RETURN BY MARK OF STOP PAYMENT ON DD BY ICICI bank surat branch
                                    [protected] icici bank wrote that F.I.R ON SUDHA & HETAL KAMDAR BUT there is NO F. I. R.
                                    [protected] sudha & hetal wrote that "no F. I. R., Ask to Salabatpura Police station, Police Inspector Mobile No. [protected]"
                                    2-1-2007 ICICI BANK WROTE THAT FIR ON SUDHA & HETAL KAMDAR.
                                    9-2-2008 ICICI bank staff see balance above RS. 1250000.00 in a/c of Action finance current A/c. no.[protected]. Bank staff corner the
                                    balance of RS.1250000.00 & serch out that bank cancelled the dd on bogus deed of indeminity, no stolen of dd and NO F. I. R.
                                    Action finance have done fraud with bank, but bank have not taken any legal action against Action fin. company till today.
                                    [protected] ICICI BANK GAVE NOTICE TO ACTION FINANCE " SHOW F. I. R. ON SUDHA & HETAL KAMDAR".
                                    [protected] Sudha & Hetal give complaine at IPS POLICE SURAT FOR DEMANDING CERTIFICATE ABOUT NO F. I. R.
                                    [protected] ICICI BANK Mumbai branch ACCEPT BANK MISTAKE & call me that we issue new two demand draft.
                                    [protected] Icici bank Mumbai branch be self drawer of demand draft & sent at Surat, ICICI bank Surat main branch issue two new dd against
                                    old [ stoppayment marked ] dd
                                    DD No. 289167 Sudha Kamdar RS, 1150000.00 dated[protected], DD No 221990 Hetal Kamdar RS. 100000.00 dated[protected]
                                    [protected] Sudha Hetal deposited DD in Axis bank account.
                                    [protected] Action finance put court stay order on new demand draft.
                                    9-3-2008 SALABTPURA POLICE STATION GAVE CERTIFACT that " NO F. I. R. ON Sudha Kamdar & Hetal Kamdar"
                                    [protected] Court removes stay order on new demand draft

                                    Above statement of case states that Axis bank & Icici bank have done fraud with us,
                                    refer to deed of indeminity which is submitted by broker Action finance at icici bank capital mkt. branch mumbai-1, accept it & cancelled the demand draft without instrument, Bank gave credit in account of Action Finance. Action fin. get credit of Rs. 1250000.00 in A/c, Action fin, After some days bank find that we become foolish by Action finance. ICICI bank marked that 'DEMAND DRAFT AMOUNT WAS CREDITED IN KNOWN A/C BUT BANK MISGUIDED BY WRONG DEED OF INDEMINITY BOND THAT DD AMOUNT CREDITED IN UNKNOWN A/C AT AXIS BANK, AND FOOLISH ICICI BANK STAFF SAY TO AXIS BANK THAT YOU GAVE CREDIT OF DD amount IN UNKNOWN A/C SO PLEASE RETURN THE AMOUNT OF RS. 1150000.00 + 100000.00 AT THAT TIME AXIS BANK WITHDRAW THE AMOUNT RS. 1250000.00 WHY BOTH BANK HAVE NOT VERIFIED A/C HOLDER NAME, DEMNAD DRAFT HOLDER NAME, DRAFT WAS ACCOUNT PAYEE ONLY etc
                                    At that time both bank have done FRAUD. BOTH BANK ARE TOTALY COMPUTERIES. Why bank have not take care about dd holder name & axis bank a/c holder name.
                                    We have loss of interest & till today I can not incash my dd amount .We are put in great trouble due to both banks fraud.
                                    We have deposited both dd for high value clearing on date[protected]. After closing of the clearing house, Axis bank withdraws amout of RS. 1250000.00 AT 7.37 P.M ON DATE[protected] from my two a/c. This amount AXIS Bank return to icici bank on ground of icici bank's request.
                                    Which amount further sent by icici bank. Bank become self drawer and issued new demand draft No. 289167 RS. 1150000.00 & dd No 221990 of RS. 100000.00 both dd issued by bank on date[protected]. & this dd Surat branch give on[protected] Saturday at 5 PM.
                                    On date[protected], we deposited both new dd for clearing at our Axis bank account at that time Action Finance took stay on new demand draft, so icici bank can not make payment of this new demand draft.
                                    On date[protected], court removes the stay order on new demand draft exihibit no. 5 & exihibit no. 82
                                    when court stay order is removed, icici bank must give payment of new demand draft because of icici bank have taken responsibility of payment as ICICI bank become self drawer for new issued DD.,
                                    Please order to icici bank to give payment of new demand draft or please give one hearing between axis bank, icici bank & sudha hetal kamdar.
                                    Further court ordered that Action Finance can not take amount of draft from bank. and more oredred that holding of demand draft will continue with Sudha kamdar and Hetal Kamdar and court can not stop ICICI bank to revadidate draft Exihibit 82
                                    So it is clear that amount should be get by sudha and hetal kamdar and if they deposit DD in their account than ICICI bank will give amount but validity of draft is expired. drawer of draft is ICICI bank so it is duty of ICICI bank to revalidate draft and give us our amount.

                                    Thanking you
                                    Sudha kamdar

                                    PLEASE NOTE,
                                    Sudha kamdar aged 68 years old, please see mistake of axis bank please help me. call me [protected]
                                    Aug 14, 2020
                                    Complaint marked as Resolved 
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                                      Ratnakar Naik
                                      Jul 18, 2009
                                      Resolved
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                                      Resolved

                                      Hi,

                                      I have done 3 internet transaction to wrong beneficiary through ICICI Bank internet banking to ICICI Bank Account. I have done the same in April and till today I am getting a promise from ICICI that the transaction will be reverted next week.

                                      I have all telephonic (recorded in my mobile) and email conversation which specifies the transaction will be reverted next week.

                                      I have talked to my Lawyer and he is asking me to initiate case against ICICI Bank as I have enough proof that ICICI Bank is messing the issue.


                                      Please elt me know what is the best means to get my money.

                                      Regards,
                                      Ratnakar Naik
                                      Aug 14, 2020
                                      Complaint marked as Resolved 
                                      Dear Mr. Naik,

                                      Kindly write to us at [protected]@icicibank.com, with the subject line as ‘Customer Service – Net Banking’. Request you to provide the relevant details of your account, along with your full name and contact details.

                                      We will be glad to assist you.


                                      Regards,

                                      Nazia Sayeed
                                      Office of the Nodal Officer
                                      ICICI Bank
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