[Resolved]  ICICIcredit Card — Payment due reminder after 10 years

Address: Ernakulam, Kerala

I got a call from a lady who claims to be from ICICI Bank Credit Card team somedays back, informing me that I need to pay some Rs. 13000 due for a credit card (she claims) I used back in 2003). Though I asked her to mail me details of the card - last transactions, card number, etc., she says she cant send me these details as a mail but can only provide me card number over phone. After requesting her to connect me to her Manager, the said due payment came down to Rs. 3000.

I went to the local ICICI bank to investigate on the card and gather some details. But my wait for almost 30 minutes turned futile as the system couldnt retrieve the card details.

Since then the ICICI lady has turned out to be a pain for me. She calls me everyday atleast 6 times, though I have assured her that I shall again check back with the local branch.

There is no consideration to wasting customers time. She expects me to go immediately and just pay without checking anything. Today the lady called me 10 times (I didn’t bother to take the call as I was in a meeting and had my own targets to meet).

What action can I take against the bank which remembered my dues after almost 10 years and has been harassing me for almost 2 weeks now.

Please do advice.
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Aug 13, 2020
Complaint marked as Resolved 
 
22 Comments

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Credit Card — payment due message

Sir mera card no [protected] ka payment Rs1100 19 june 08 ka check recived ho gaya hai but aaj payment due ka message mobile per aaya hai jiska payment due date 29 june 08 bhaija gaya hai pls es message ka detail meray email address per bhaijay yea kaun sa payment hai thanks
contact no [protected]
mesg send time 07:22 pm
25/6/08

ICICI — credit card payment

I am using icici credit card past 1yr.During that time icici lumbard they offered me some 2 policies but after took that policy nearly 8 months i have not got any policy detail.Then i decided to cancel it.I lodged compliant to Lumbard(ICICI) to cancel both the policy they accepted but when i got the icici bank statement that month they are credited some amount and in the next month they are deducting almost twice the amount which was credited in the last month.
When i asked reason for this deduction from icici bank and icici Lumbard health policy provider they are not telling clear reason for this and they are blaming each other.

I stopped all my credit card payment after this issue and i informed the same to icici bank people who are calling for payment .And everytime different people will call after explaining whole story they will tell we will come back but i am getting every month statment with penalty and amount is increasing drstically.Eventhough i am ready to sortout this issue but bank people not showing any interest on this inturn they are threatening me by saying that they lodge compliant to RBI thro' their statment.

I need a help from some authorised person to sortout this issue.

Credit Card — Payment details

Hi, As from last two months we are receiving the statements but w/o any details we required this months statement with all transaction details to pay you total dues till dates.

ICICI Bank Credit Card — Defective Payment Retrieval System

Every month i pay my credit card dues, before the due date, but the ICICI bank system tries to take the payment from my account through auto debit, which result in Auto Debit return, and return charges, i have to cal up from customer care again n again to ask fro refund of these charges, ICICI bank also puts a charge of 56 ruppess evry time, i am sick o[censored]sing ICICI services, pathetic services, pathetic customer care.
Dear sir,
i am not using any of the credit card.
but civil department given the brief details to pay the credit card amount...
how can i pay the amount...
which credit card i dont know,
pl. give the details approach to the civil department...

regards
sai krishna...

ICICI Credit Card — payment

sir madam,
i swipe my icici card in CAR CARIZMA 60, 000 on 14 september 2008, but my merchant tell me that the amount is not settled in his account he ask his money.so i give him cash 60, 000.next month my credit card monthly statement is shows i swipe 60.000 in car karizma.than i called my merchant he told me that that amount is not come to him i see the monthly statement of CAR KARIZMA.so i called icici customber care they told me that i[censored]r merchant give written leetter to AXIS BANK to reverce that amount to card holder account. u dnt have to give fine and intrest.than i told that merchant to give written letter to AXIS BANK he give that to bank.after that that amount is reverce on my credit card but now ICICI BANK charges intrest on that amount.i call so many times to there customer care and also mail them but they dnt settle that amount and also not give any posstive attitude to settle it.now this amount shows in my monthly statement thay carges intrest till date i have to give icici credit card is RS 15000 something.my prevous track record is very good.plz tell me what to do if i dnt used that amount than how could i give interst plz sir suggest me.
Dear Mr. Alam,

Kindly write to us at [protected]@icicibank.com with ‘Customer Service - Credit Card’ as the subject line. Request you to provide the relevant details of your credit card, along with your full name and contact details.

We will be glad to assist you.


Regards,

Nazia Sayeed
Office of the Nodal Officer
ICICI Bank
Hi,
The card is registered under the name of my father "Sharad R Malwankar". We have already settled the credit card amount and received the settlement letter from ICICI approximately 6 months back. Still we are receiving the monthly statements and calls from recovery department for paying the dues.
Today 10th June 2009 11:00 A.M "Sadhana" from ICIC called asking to paying the dues and used abusing language when we said her we have already settled the amount. The number from which she called us is "[protected]"
Please guide us regarding the above matter. Also let us know how can we take severe action against this girl who abused us.
Thanks & Regards,
Siddhartha Malwankar
siddhartha.[protected]@gmail.com
Hi To Whom It May Concern,



This is regarding my credit card no. [protected] with ICICI Bank, the entire due amount has been transferred to my salary a/c[protected] without informing me. I had received some calls to make the CC payment and the executive who called me up was told that I am out of country cant make this payment once I come back I will make this payment. When I come back I checked my a/c and it was showing negative balance, I didn’t receive even one sms regarding transferring this outstanding to my salary a/c. Now yesterday when I called up in your customer I was told that this card is temporarily out of service once I make the payment it can be activated and today when I called up again I was told this card is permanently out of service. So if you can’t provide me this card again there is no use to make this payment. You can see the record last four months I didn’t make this payment because I was not in country but before that I used to make this payment on time doesn’t matter it was minimum amount. So if you can reopen this card then I would be happy to make this payment.




Hoping positive response

ICICI — Credit Card Due

I was working in a organisation . i received two credit cards from citibank and icici. Suddenly i

have lost my job and i became mental. I had mental problem to say correctly and i was admitted

in mental hospital. And i got discharged from mental hospital. I suddently got relapsed and used

my both credit card to fullest extent. Now i have got a letter from the court. When credit card

officials came to my house i told about my mental problem but even then they did not agreed.

Since i was mentally handicapped i used the credit card without my knowledge. Is there any way

to come out from this problem. my telephone number is [protected] .Any expert advice would

be much appreciated. iam again in mental depression . Can anybody help me out to come over this

problem. Thank you so much
Dear Kamesh,

We're sorry about the trouble. We'll contact you and work to address your issue at the earliest.

Regards,
ICICI Customer Service Team.
Hi,

I opened my salary a/c with ICICI in July this year which they opened happily. In the month of November Rs16, 000/- was dedcted from this a/c in lieu of a credit card for which payment was due in Dec 2005. They have added late fees and intrested for 5 yrs. I wasn't informed about this deduction and found it only when I went through my transactions. I have put my grievence to the Branch Manager of my salary a/c and he has promised to come back to me in 2 days time.

can I apply for damages and harrasement in cosumer court ?

Thanks
Manisha
HI Icici customer service team,
I got a call from you, i was not in a position to speak to the customer service representative, since i was in hospital. Please call me again [protected]. Thank you so much

Citibank Credit Card — Citibank credit card due

I was working in a organisation . i received two credit cards from citibank and icici. Suddenly i have lost my job and i became mental. I had mental problem to say correctly and i was admitted in mental hospital. And i got discharged from mental hospital. I suddently got relapsed and used my both credit card to fullest extent. Now i have got a letter from the court. When credit card officials came to my house i told about my mental problem but even then they did not agreed. Since i was mentally handicapped i used the credit card without my knowledge. I have the proof of getting treatment in mental hospital. Is there any way to come out from this problem. my telephone number is [protected] .Any expert advice would be much appreciated. iam again in mental depression . Can anybody help me out to come over this

problem. Thank you so much
Dear Kamesh,

We understand that our Customer Care official is already in touch with you. We will respond to you by December 7, 2009.

Regards,
ICICI Customer Service Team.
I am Akhilesh Kumar Mishra working with cement company, i have never been issued any Citi Bank Credit Card but i have been getting many calls from the third party Mob.No is [protected] and Person name is Hari for the recovery of Rs.30, 000.as per communicatin with third party the address belongs to Banglore and i have never been there.I have worked in delhi for 1and 1/2year afterword at Allahabad only and name which he took i.e Akhilesh Kumar & My full name is Akhilesh Kumar mishra.I mentaly being harresed.
Therefor can anybody suggest solutin for the same.

ICICI Bank — Card damage- reminder

sir,
I am Senthilkumar from chennai my card number is [protected]
Before one month I given a complaint. for my card damage and applied for new card. But still now I didn't get new card. And also I couldn't use old card .So Please issue a new card as soon as possible.


my contact---[protected]
---[protected]
Hi,

We are sorry for the problem caused to you. We have made a note of your mobile number and shall get in touch with you soon to resolve the issue.

Regards,
ICICI Bank Customer Service Team.

payment — ICICI CREDIT CARD PAYMENT

MY NAME M VENKATA RAMANA I HAVE USING ICICI CREDIT CARD & I USE ONLY 500/-
ICICI BANK WILL CHARGES & LATE PAYMENT CHARGES 4900/- NENU ICICI CUSTOMER CARE KI CALL CHESI COMPLAINT ICHANI NAKU ICICI NUNCHI CALL CHESI SRIKANTH MATLADARU NA TOTAL OUT STANDING AMOUNT LONCHI 3000/- LATE PAYMENT CHARGES REVERSAL CHESTANANI CHEPPARU BALANCE REMANING AMOUNT 1900/- PAY CHEYMANARU 26/06/2011 LAST DATE ICHARU NENU 26/06/2011 KI ICICI LB NAGAR BRANCH LO PAY CHESANU 2000/-NAKU REVERSAL REQUEST NO ICHINARU (SR[protected] MALLI NAKU BILL BALANCE AMOUNT OUT SATANDING BILL PAMPARU DINIKI NENU BADUDINI KADU PLS TAKE AUCTION MAILS PAMPINA RESPONSE ISTALERU MY NCARD NUMBER( [protected])
Hi,

We have made a note of your credit card number.We'll contact you and work to address your issue at the earliest.

Regards,
ICICI Bank Customer Service Team

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