ING Vysya Bank Complaints & Reviews

Dear Sir, I am T.D.Kumara Vadivelu, Hyderabad. I was received so many calls from your bank, Himayath Nagar Branch, Hyderabad (phone No. ) regarding Personal Loan. Even after refused your employees pressurised for Personal Loan. Then I applied for PERSONAL LOAN. First of all I have submitted my PAN CARD zerox copy for obtaining CIBIL SCORE. Your Bank Personal Loan in charge said, sir, Your CIBIL score is very good you arrange documents. I arranged all the documents. After a week days I called to your bank incharge. She said sir, your loan rejected. I requested her please arrange reasons for rejection. But I have not received any satisfactory reply from your bank. So many times I tried to talk to your representative.But she not lifted phone. I tried so many times to talk to your branch manager. After tried to talk to your manager so many times, Yesterday night he approached me. And he said in your CIBIL SCORE is good. But you have more than 25 to 30 CHEQUE RETURNS in your cibil. SIR IS IT POSSIBLE TO AVAIL CHEQUE BOUNCE INFORMATION IN CIBIL. In my entire service and life only before 2008 only 3 cheques were returned ONLY ON OTHER REASONS. i ALREADY HANDED OVER BANK STATEMENT FROM 2004 TO TILL DATE to your great and experienced Manager. Your Branch Manager given bluddy replies not matching one with other. He donot have any previous experience. He is not suitable for Manager post. He do not know how to understand CIBIL reports. FOR THE ALL ABOVE REASONS I request YOU to SEND A DETAILED LETTER WHY YOU WERE REJECT MY LOAN ALONG WITH FULL DETAILS. AND ALSO HAND OVER ALL THE DOCUMENTS WHICH I WAS SUBMITTED FOR LOAN. FAILING WHICH I WILL FOR LEGALLY FOR JUSTICE.

Sir, This is Praveen, I applied for a personal loan due to an urgent financial requirement, mainly to pay the outstanding credit card bills. After a month of long processing, I got a message that PL has been sanctioned on my name. I felt happy, so that I can get rid of CC bills and other PL get cleared, and I thought I will have a single affordable EMI. There started my struggle, INGBank employee has sanctioned me with two DD's in favour of other finanance where I have an existing loan, and other one for clearing one of my credit cards. The problem is they issued a DD of 20k /- less amount to close the existing loan, and they want me to clear these first and to produce the receipt's to them, so that they can saction other DD of actual cash loan amount. As I could not adjust 20K in the current month budget, I could not clear existing loan, as a result I did not get the Loan DD. In this process I have been gone through many struggles and harrasments due to improper response and no proper communication, and they insulted me at their best by saying if you cant adjust 20k now, how can you pay the EMI's. I have a very good track record of paying EMI's and CC bills. I lost it by this long processing. I dont want some one else to suffer in such manner. So I request you to take appropriate action on ther concerned employee. Employee name is Carolina, and mail id is carolina.[protected]@ingvysya.com. Thanks, Praveen

I canceled my credit card on April 2014, but still they are taking money from my account even I given log of complaints to customer care but they are always saying we will clear as early as possible but they don't from last 4 month. Please some one help me out how to resolve my problem. Thanks, Pratap P.

Dear concern My self a pradeep kumar having business in name of sri sampath Vinayaka Agencies Want To Transfer My Od Facilities From Ing Vysa Bank To bank of Baroda and hence Bob requested For My conduct letter for which ING people werewere not responding since Aug 2nd need ur intervention in this issue proof Of letter is attached below

Dear sir/madam
Hello,
My name is khalid warsi and i am stay in lucknow.My a/c is in ings vysya bank lucknow

Gomti nagar brach, my branch ifsc code is :vysa0006710" and my a/c number is

:[protected]", i am in the problem.I see 833 rs. Is cut in my a/c two time.After asking of the

Officer he say's your salary a/c convert into the normal a/c.This charges for none

Maintance of minimum balanc .I know very clearly what is the minimum balance limit of

Ing vysya bank, a/c opening officer not tell me about any types of these rule's.Bank is

Responsible of total is this happening .If i know what is the rule's i am never open my

Salary a/c in ing vysya bank parsent and future my comepany site is tichsgroups.com he is

Open my a/c throw you. I am also contact my bass branch but there is no reaction, branch head d request to you please do some need full for me and try refund my

Payment, i said again i am never contact my bass branch again because there is no

Response
I am lost my 1600+money, my account convert into normal account before send me any

Information by the bank site .Bank cut in a/c rs 833 two time .

Some officer said we tell your company h r division who request us to open your

Salary a/c in our bank we tell him what happen if salary 3 month not credit in my a/c, bank convert my a/c into normal a/c, i don't what taking between with my company h r

And bank h r, no one tell about this i have a/c opening kit and i am also learn him very

Careful there no line to show about this roll's

I had a home loan of 10, 00, 000/- Loan Number - 5300HL811322 for an apartment with Shreya Developwell. I got the loan in February/2007.The builder went bankrupt and there was no sign that I would get my apartment. I still continued to pay my EMIs while ING arbitrarily increased the loan interest rate to 14%. When they increased the rate, they changed my loan status to irregular. So, I continued to pay my EMIs where as principle was not reduced. Finally, I paid the full amount back in August 2013 and got the loan closed. Since I was not in Delhi, I did not take the papers.I went to Delhi in July 2014 and was in touch with them to hand over the papers. I also had an appointment for 4th July.Despite several rounds to the bank, I have still not got my original property papers back. Bank says that they are not able to trace the papers. How can a bank be so careless? I still have not got the property papers back yet.

I was called in july for the settlement of my policy in name of kulwant jeet singh.At that time i was asked to send a cheque ofRs 50000 in favour of value added cards pvt. ltd. and was told that i will receive the settlement documents with in 7days of the cheque clearance.The day cheque was cleared i received a call again to submit Rs 47000 as with drawalation fees immediately or my Rs50000 will also get void.on asking for the mail regarding the process the offical refused and told to forgert about the amount deposited. firstly i want to know the exact procedure of the settlement.secondly i want to know why your agent has not provided the proper information.thirdly, after paying this amount what is the surity that my claim will be settled in time and i will not be asked for any amount further. please kindly provide the correct information on my mail id [protected]@yahoo.com tothe earliest or i have to look for another alternate to settle the issue

Hello I am Naveen working in a firm in banglore, two months back ING vysya bank executive(BTM Branch Bangalore) came to me and offered me to take a credit card by depositing 11000Rs, falling to her words gave money and in two weeks she gave me the details of my Saving acc(which can be opened with the deposit of 10000) saying that, with in a week i will be getting Credit Card.and now its been 2-3 months, now she is telling i will never get a card and tricked me this way as per the suggestions given by the Manager. Also the interesting part is 3 of my friends also opened an account coming to her words. we have been fooled for 2-3months.i feel so embarrassed i have her message as a proof. Kindly need your help to sue her :(

I had taken loan of 5 Lakhs after 15 month i asked for part payment. i want make the payment 1.5 lakh. But Customer care said i can make the payment only upto 25% after taking approval from CFcare team. Now its more than 15days no one is giving proper update to pay my part payment. Iam lossing my interest has iam not able make FD of that money just kept in Bank, I had also exclated the call in CC, but till now i did not got any call back

Sir I Am Parshotam Sharma From Dina Nagar Dist. Gurdaspur . My Ploicy No. is 01318108 . Sir i received your chq. amt was 27388.36 on dated[protected] . When i deposit this chq. in my bank due to any error this chq. return back . after than i deposit this chq in your branch and i also take receipt from your office . they says with in a week we give back this chq. after correction . Still i am waiting but chq. not received . I submit your chq. on[protected] . . My contact no. is [protected] So please issue my chq. asap ...

i have policy in name of kulwant jeet singh s/o sh.gurcharan singh r/o of narang motor, chambaghat, solan(hp).i was forcefully given a policy through bhaghat bank, chambaghat, solan. I requested 04/07/2014 to settle my policy as i do not want to continue the policy further.Today (5/7/2014) i have received a call from your settlement department by Mr.Nitin around11;30am for the settlement, he asked me to send the cheque in favour of value added card pvt ltd .of Rs 50000 dated 08/07/2014 along with the 2photo, pan card, ration cardcopy through the speed post today itself As i wanted to close the policyso i have sended all docs along with the cheque just mentioning the policy no. at the back side of the cheque and send sms of the speed post ticket to mr.nitin at the mobile no. provided by him After 15 minutes he called and confirmed about the documents i have send .i told him that i have mentioned the policy no. at the back of the cheque.Then, he said that the cheque will not be accepted and asked why i have mentioned the policy no. at the back of the cheque and asked me to send another cheque today itself. I told him that i will send another cheque only after i will receive back my previous cheque.He told me that i have to send the another cheque today itself or this case will not be settled. I just request you to return back my cheque as you receive it if there is any problem in clearance by just mentioning the policy no. at the back of cheque and i will send you the fresh cheque after receving the previous cheque. In case, you do not have any issue with already send cheque kindly inform me as i will make sure that fund are available in the account till the date the cheque is issued. Kindly reply to the earliest at [protected]@yahoo.com or [protected]

ING Vysya is by far the worst bank in India and it should be closed down soon and no doubts in this. The ROI was 9.25% when i had received the loan sanction. I had given bank cheques for EMI amount as mentioned in Loan Sanction letter. I religiously paid for 4 years and one fine day they called me asking that I owed 2 lakh INR in dues and that I had to pay that penalty due to the increase in ROI. Well I agree to a certain extent that the ROI increases/decreases based on policy revisions. But Hello !! the ROI when they informed me was 15.25% !!! Bloody more than a personal loan. That is when I took them to task as to why ING Vysya charges more than other banks. They quietly decreased that ROI to 11.35% without any protest. But what I had not realized was that they were charging me @ 15.25% for a whole bloody year. Also they said they had waived off the penalty but soon I found out that they had in fact added this amount of 2 lakh INR to my loan !!. so I'm sitting here royally screwed and pissed with this bloodsucking institution called ING Vysya. These guys lack necessary ethics to run a bank or at the least inform the customers when the ROI is shooting up or down. But where on earth you get to see such cheapskates like ING Vysya to loot your hard earned money in such unprofessional way.Overall its my mistake to go to these guys for a loan. And I'm paying through my nose for my mistakes. Dejected Customer from Bangalore

I am a senior citizen, 67 years old.i went to ingvyasya, mangalore 4 days ago to make f.d. one lady gave me necessary forms and askedaddress proof, id documents.i filled the forms fixed foto, took so many foto copies and went to bank today.just because in one document my wifes name was mentioned as Savitri s hegde, and in other as Savitri Subray hegde, your great man Nikith, thought he is too big to talk to me directly.instead he harrassed me and the poor lady by making all kind of demands.if you have such customer unfriendly officers like him, i am afraid, your bank wiill get sold again.ultimately i had to walk away from the bank fully irritatated spoiling my day.What does he think of himself? is he some kind of sadist who enjoys torturing others?...s.g.hegde

I had opened my salary account in June 2013 in ING Vysya Bank. After 2 months my salary stopped. On 1st April 2014 I received a message from bank for deduction of Rs 842. On enquiry I was told that you have not maintained QAB so these are the charges. They Have not informed me about conversion of my account so I told them you have not informed me about it so how can you deduct the amount. After long discussion I told them to close my account and give me my balance amount.

Great Morning Sir,

This is Sreekanth Salvari Working at Andhra Pradesh State Govt. Employees One o[censored]r Tele caller made the call asked about personal loan. After providing what they required I got a Text to my Mobile regarding pl on 19th of March, 2014, my application id was 254732 to whom should i contact not understanding and my loan will approve r not atleast they have mention or not so if once they made a call to customer and their job is finished so by this till to date i have lot of confusion whether i get loan or not this is very bad from ur tele caller.

Sreekanth Salvari
[protected]

To

ING VYSYA BANK LTD


Hello, My name is harsh Sharma. My firm name- Money Investment Advisors Inc, with Current account no.[protected] ING VYSYA Surajpur Greater Noida. I had visited to ING Vysya Bank Branch in Surajpur Greater Noida for Current Account Opening purpose. With Current account opening they were asking for life insurance policy but I denied that time. At the time of documentation for account opening, they made me signature on a document by saying that " making signature of the document for policy is mandatory for current account opening purpose, When you will be interested in policy, tell us we will collect cheque for life insurance policy." After activation of my current account 15000 rs automatically deducted from my account for policy without any information & intimation. when I visit to branch for cancellation of that, they are ignoring me & also not accepting any request for cancellation. Even no one taking my written request for cancelling & saying make complaint on customer care.

I have also made complaint on customer care with complaint no.[protected].

I request you please take action in this problem.

Harsh sharma

Dear Sir/Madam, I have taken a personal loan in ING VYSYA Bank and after lot of calls, submission of documents finally i got my PL amt credited on 6th Jan'2014. However from the time of loan application till date (1.3.2014) i do not have a single detail about my PL. No SMS, confirmation of my loan a/c no, no amortization schedule received either by letter. Currently i do not have any details pertaining to my PL taken with INGVYSYA Bank. I have sent an email to the representative but there is no response either. I'm surprised to see a bank where a customer is behind the bank to get PL related document/details. There is a request also to be placed regarding my communication address change, but i do not find a way to whom should i reach out to get all these queries addressed. Please do the needful at the earliest. Thanks & rgds, Christina Darren Jacob.

Dear,

I was working with ING Bank in CFD as sales manager Mortgage and have joined the bank in the month of April 2010 and has worked till march 2011. My work place was Karol bagh and i was reporting to Mr Navneet Walia. Request to help me getting form 16 of AY 11-12 as i am facing problem with Income tax department and urgently need the same.

It will be great help.

Thanks & Regards
Vishal Gupta

I and my husband taken a HL account no.[protected] (jointly) and asked the bank a copy of valuation report and legal report of my property Vishwas Paradise, Flat No.107, IInd Main, IInd Floor, Vijaya Layout, Arekere, BG Road, Bangalore-76. I have asked so many times through emails till date the bank not given a copy of valuation report and legal report and once they have indicated that they are not bound to give a copy of these documents. Request to intervene in this matter and a copy of both reports to be given.

My account is-ING Vyasya Bank, A-361, Sec-19, Noida-201301 (U.P.), ING Vyasya Bank IFSC CODE IS VYSA0005580 and my Account no is[protected] So My problem is i do last transaction 6000 rupees in date 20 Nov 2013 time 6. 21 pm from Oriental Bank Of Commerce. but debit from my account 12000 rupees. then do call ING bank he say your 6000 rupees refund in 24 hours but not refund 6000 rupees till now. I submitted F.I.R. copy in ING VYSYA BANK On 30/11/13 also, but not any progress in this matter Till date. I already submitted online compliant in RBI compliant form on 25 NOV.2013, this compliant from copy attached in this mail. * I m already compliant in RBI bank, but not come any response from RBI. so i request you i need help, so please help me.