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Jammu & Kashmir Bank / J&K Bank Complaints & Reviews

www.jkbank.net
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Updated: Feb 3, 2025
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Bad 😕 It seems that Jammu & Kashmir Bank / J&K Bank has not focused enough on responding to their consumers’ feedback. Because of this, many concerns and issues remain unaddressed, making customers feel ignored and dissatisfied with their experiences.
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Jammu & Kashmir Bank / J&K Bank reviews & complaints page 23

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V
Vikas Wantoo
Oct 13, 2018
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illegal charges on account of bccalc and atm recovery

Address: Jammu, Jammu and Kashmir, 180001

On 11/10/2018 my j&k bank saving account has been debited rs 257.44 on account of bccalc and rs.82.60 on account of atm recovery.
These terms are not understandable so bank should notify customers about the same and make us aware.
Please do the needful what these charges are for?
Bank should give the clarification as these are not small amounts....
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R
Rayees Ishrat
from Jammu, Jammu and Kashmir
Oct 12, 2018
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illegal cut of charges.

Address: Kishtwar, Jammu and Kashmir, 182204
Website: jkbank.net

That my account no. [protected] under jkbank main branch kishtwar. The bank has charged me rs 225.20 and rs 187.68 on account of what bccalc and atm recovery charges respectively. I am not having any information about the same that why bank has charged it me.
Please privide me information about it and refund it as soon as possible.
Thanks....
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Snigdha Gogoi
from Guwahati, Assam
Oct 10, 2018
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not completing their promise and misbehaving to customer

Address: Kamrup Metropolitan, Assam, 781019
Website: snigdhagogoiavi@gmail.com

I called the agency one day before i had the train in order to cancel the ticket. They asked me about the pnr number. I had sent a friend of mine to their agency to communicate with the pnr number. He went their ànd told them the pnr number to cancel the ticket and came back...after two days i called them to ensure if the ticket is cancelled or not and they told that they didnot get the pnr number. They were lying and misbehaving me in order...
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S
Sunil Mahnoori
from Solan, Himachal Pradesh
Oct 3, 2018
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atm cash of rs 10000- not dispensed

Website: Jk bank

Sir,
On dated[protected], i tried to withdraw cash of rs 10000- from one of the atm machines of jk bank situated at sector 7 lower roop nagar jammu, but the cash wasn't dispensed as it took more than 4 minutes that it is under process. After some time the same thing happened with other costomer also, so i left thinking the same shall be credited....
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K
kirti.27
from Katra, Jammu and Kashmir
Sep 30, 2018
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amount deducted rs 800

Address: 181133
Website: merchantntaugcnet.nic.in

Regards,
Hlo sir/mam
i want to bring to ur notice dat i hv trying to making online payment on 27 sep, 2018 at 4.00pm approx. for my nta ugc Net form fee Rs.800 through my debit card Account no.613 registered with name Sahil sharma J&k bank narsingh dev birpur branch, all process has done and also amount has deducted frm my account Rs.800/-under Track ID CPK1573675 but fee has not submitted to merchant nta ugc agency for net...
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A
Aaqib Jabar
from Udhampur, Jammu and Kashmir
Sep 29, 2018
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refund is not received in my account

Address: Ramban, Jammu and Kashmir, 182148
Website: aaqib.jabar36@gmail.com

I did online shopping on amazon and was not satisfied with the product so i return it and asked them to refund the amount so the refund was initiated on 22 of august 2018 which they told me that the bank will credit the amount in ur account in 3 to 5 working days but it has been more than 5 days still i didn't receive any amount in my account so i called them agin they orovided me this transaction no. 189121 then i called the online bank...
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tanveer nabi
from Anantnag, Jammu and Kashmir
Sep 29, 2018
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refund of money in my account

Hello, i had lost a balance from my savings bank account two days ago. The last balance i have checked was about 89 rs. Then day after that my available balance was showing 0, i dont how it happens neither i make any transactions nor i get any statement of cancellation of money from my j&k bank savings account. Please update me about the same.
Thanks...
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M
Mohd Amir11
Sep 25, 2018
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jk bank atm fault

I used a canara bank atm near bilalia masjid lalbazar, srinagar, jammu and kashmir on 16th of september, 2018. I had entered an amount of 2000 rupees each (02 transaction) to be withdrawn. The atm didn’t give out any money but an amount of rs 4000 total (02 transaction) was deducted from my account. Kindly deposit the money back into my account as soon as possible....
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S
Shaheena Akther
from Delhi, Delhi
Sep 24, 2018
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fraudulently made guarantor in kcc loan

Address: 192303

Hi,

My Father, AB Rashid is class-1V employ of J&K Rural development, he is not able to read or write English Language, Fraudulently made him Gaurantor by jammu and kashmir bank employee and Borrower namely Sabzar Ahmad Wagay in
KCC Loan A/C No. [protected] in July-2015
Branch : J&K Bank Main Shopian

From last 3 years My father continously fallow to concern Bank officers regarding such...
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N
Naseer Bukhari
from Srinagar, Jammu and Kashmir
Sep 24, 2018
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branch manager j&k bank kreeri

Address: 193198

Respected sir
Your goodself is informed that mr javaid ahmad b/m jkb kreeri misbehaved with me in presence of the chairman of traders fedration kreeri. He told me to close your all acounts and we have no need of your account. He also highlight my family matters. Is he have any right to interfare in any persons family matters. Is he have any right to disrespect his account holders. He shouted on me like a illiterate person. Your goodself...
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E
Er Narinder Singh
from Ludhiana, Punjab
Sep 24, 2018
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misbehavior of staff towards the j&k bank customers.

Address: 182145

PUBLIC INTEREST INFORMATION (PII)

The Jammu and Kashmir Bank is a success story of the state.
However, while the Bank has been moving from strength to strength, the staff behaviour at times leaves a lot to be desired. Many customers have a terrible experience with some of its staff, which means J&K Bank has not invested in building employee etiquettes. They are behaving as the Autonomous authority, misbehaviour, even...
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E
Er Narinder Singh
from Ludhiana, Punjab
Sep 24, 2018
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misbehavior of staff towards the clients.

Address: Ramban, Jammu and Kashmir, 182145

At j&k bank branch panchal ukhral distt. Ramban the behavior of the staff is unacceptable and ill mannered towards the customers. They are behaving like self made gods and are running the hawala gang for money transferring. And till now no schemes announced by our honb'le pm are launched here at our bank branch. Please look into this matter. They are not co-operating with the poor customers and usually use to throw passbooks on their faces...
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M
Mehrajdin
from Srinagar, Jammu and Kashmir
Sep 21, 2018
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any type of loan

Address: Anantnag, Jammu and Kashmir, 192401
Website: mehrajdinshah31@gmail.com

Sir
I want to know that a customer avails loan from the bank and provides land documents as a mortgage
The customer is allowed to sell the mortgage land
If he sells what is option of the bank to recover the loan amount if the customer does not give instalments to the bank
Please give me full detail about the loan customer and the role of mortgage...
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O
Owais Nazirr
from Srinagar, Jammu and Kashmir
Sep 18, 2018
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my complaint is against the staff of branch bagh mehtab

Address: 190019

Dear sir,

I want to bring your concern that, i'm a account holder of your j&k bank my account no. Is [protected] account holder name bros enterprises
Few days ago your branch approved my cc account but today the advance section told me that your ship under the area of jk bank chanapora. At the time of inspectin my shop they didn't told me anythin about it. This a severe inconvenience caused because of the staff...
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H
Hello World Entertainment's
from Srinagar, Jammu and Kashmir
Sep 17, 2018
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complaint against bank manager

Address: 180001
Website: jkbank.com

My father's salary account was in jammu and kashmir bank bakshi nagar jammu, he died, 8 months ago, he had some payment in my father's account. Even after completing all the documentation process of the bank, the bank manager took one month and still did not pay the payment to my mother's account and it was not talk properly with me and i can't get the right answer from her. She delaying my payment again again... Do something in my favor...
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A
Aquib Amin
from Srinagar, Jammu and Kashmir
Sep 14, 2018
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money deducted from account without having received the amount

Address: 191112

I used a j and k bank atm near jawahar nagar, srinagar, jammu and kashmir on 13th of september, 2018. I had entered an amount of 5000 rupees to be withdrawn. The atm didn’t give out any money but an amount of rs 5000 was deducted from my account. Kindly deposit the money back into my account as soon as possible.

Name:suraya amin
Account no. [protected]...
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M
manyal
from Jammu, Jammu and Kashmir
Sep 10, 2018
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kvic loan

Address: Samba, Jammu and Kashmir, 184121

Dear Sir,

I feel very bad to say before 3 months i was apply for loan in KVIC by Loan is Passed around 3 lakhs and i give 7 Months rent deed but employee told me that
i need to prepare judicial rent deed. sir i am busy in preparing rent deed but 2 months passed away but bank has not send me any letter regards my loan or final date of document submittion when i go to j&k bank branch samba so employee of bank not offers...
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T
Tyrefw
from Basi, Punjab
Sep 2, 2018
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money detected from account but not received

Address: Patiala, Punjab, 140401
Website: www.sbi.co.in

Sir i am a j&k bank customer,
my saving a/c no.[protected] name of Ali akbar. my ATM CARD NO [protected].on dated 02/09/2018
i use my ATM card to get money at branch of SBI ATM SHIVA JI PARK RAJPURA PUNJAB . i use my card to withdraw 1000/rs but at that time transaction is proceed i never get my money but whenever i get message from bank i.e. your account is debited by INR 1000 at 16:24 on account of CWDR/[protected].br...
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D
dar rj
from Riasi, Jammu and Kashmir
Aug 31, 2018
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product complaint against amazon

Address: Srinagar, Jammu and Kashmir, 190021
Website: amazon.in

Complaint against amazon for refund of payment o[censored]ndelevered products the advisor of amazon says that we have already refund of your payment but it is still not recieved they also forward the refund ref. number but i did not yet recived the payment . now it is your kindness to see in the matter n resolve the issue of refund of payment as soon as possible...
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S
Sunil361021
from Kud, Jammu and Kashmir
Aug 30, 2018
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refund not received

Address: Doda, Jammu and Kashmir, 182202

Sir i have bought red chief mens leather rust boots from amazon.in on 18 august 2018 at 7:14 pm at a cost price of rs.1826. I have made an online payment of rs. 1745 by jkbank master card and rest of the payment of rs. 81 by amazon pay. Then i cancelled my order and received a refund of rs.81of amazon pay but not received the payment of rs. 1745. Whereas i contacted customer care of amazon.in they said me they have refunded the whole amount...
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