Kotak Mahindra Bank — deduct my money with even informing me

Address: 2731 sector 20 C CHD Near gurudwara, Chandigarh, Punjab, 160020

Hi team i am using kotak bank from last 1 year at first it was a salaried account and after that it converted into savings account. And they told me to maintain my minimum balance which is 10k but i was unable to maintain the minimum balance so they told me that they deduct some percentage of my money. Absolutely fine. So on 2aug i had to make a very important payment but when i tried to swipe my card it was showing transaction declined but i was very sure that i have enough amount in account to make that transaction. Some how i arrange money and made that transaction and that was really embarrassing when i contact bank about my issue they told me that they have deducted my money for not maintaining minimum balance in march 2019 which was 590rs
First of i think i should get notify about every single deduction from my account they deduct it without notifying me and another thing this deduction was for march month they are deducting money after 4 months that quite weird please take appropriate actions against them
Thanks
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