Apple Mac store — Money is deducted unnecessarily

Address: Delhi

Whenever i make a purchase on Apple online store my payment is declined. Then i have to enter my card details again. when i enter my card detail again 60 rupees are deducted from my account and the same error occur, my payment is again declined and then i have to enter card details again. this has happend many times. Around 500 rupees are deducted unnecessarily from my account. My want my money to be refunded and this issue to be resolved. Apple is cheating with us.