Bajaj Finance Complaints & Reviews

I have purchase my mobile phone against loan no 424dpfdz428112 having emi 1749. But from last 2-3 months deduction from my account 2234. When i found detail then it is for fonesafe insurance 384 rupees. I m not interested in this insurance. Nobody tol me regardingt this insurance. This insurance done without my permission. I am complain for many times but nobody react on this matter. M very harrash from your service. Kindly issue my problembcoz i have already paid 2 installment. Very poor service given by your customer

Maine dec-2018me mobile liya tha, tab se lekar ab tak mujhe aap ke employees se bahot jada talkif zelani padi hai, kyu ki un logo ko aaj tak mera problem solve karne aaya hi nahi hai..

1) mera instalment bank se cut nahi hota.. Aap ke system se hi kuch problem hua hai...
2) instalment bharne ke bad bhi (By hand) mujhe pannelty lagi hai aur mera card block ho gaya hai.. So plz help me

My account was charged for 117, not sure for what?

I do not have any use of the card now and not using it, why should i be charged for this? If i need to regularly use the card t buy stuff which i donot need then deactivate the card, i donot need it. Debit back the amount to my account.

My cosumer account number is : 29713044

Bank account from which the amount was debited ends 7837.

You people from Bajaj have no shame. If some one wants a loan they will call your company, instead you call and trouble us 10 times a day. And your customer care executive has the audacity to say your number is on my list hence I’m calling, get it removed from the list if you don’t want to receive calls.
This is the kind of thing where people would not like to use your company services.
By far the most annoying people I have come across. Sort the issue out. Else will register a complaint in the consumer court against Bajaj finances.

Dear team,

There has been an unauthorized deduction from my account. This is the second such instance happening to me.

This is so cheap way to cheat the unsuspecting people like us.

Date of incident : 20/may 2019

The details are as below : ecs/bajaj finance li/4040cd00846828

Hope i will get back my hard earned money.

Regards,
Unhappy bajaj customer

I don't have credit card
I m already requested for this offer

I want a bfl rbl supercard

On my financial records with bajaj finserv and others banks

I m bajaj emi card holder
I m a bajaj finserv limited existing customer
My cibil score is above 750
I m not be a defaulter in making repayments
My age is 29

My mobile no is [protected]
My email id is mohdfazal. [protected]@gmail.com
Name mohammed fazalullah khateeb

I anil kumar dewangan having loan a/c holder in ur bank. My cosumer loan a/c no. Is 454dpf24898604 is pending amount of rs. 8749/-. I wan to paid my loan amount with surcharge/interest but ur bajaj associates has say currently ur loan of this a/c is not seen by us.
So kindly resolved my problems immediately.

My mobile no. [protected]
My email id is - [protected]@gmail.com

Dear sir,
I had taken loan from bajaj finance this month it was a little late to pay, emi was pending only for this month i was asking for this time that i will pay by monday of this month but he is rude talking to me. I was very upset with his behaviour. The person name was mr. Srikanth please ask all your staff to maintain proper relation with the customer. We are all genuine and reputed persons you can track my bajaj product loans to

Dear sir,

My name is trevor bhatia and i received an offer for a loan against the policy on 30th march, so i took the policy from bharti axa on 30th march 2019 and still they have not confirmed about the loan, and now when i am trying to call them they are not responding.

I have the bharti axa policy[protected] and it was also delayed and received it on the 9th of april 2019. However, after then they said that they will provide me the loan within a week, after then no response. Then mr. Anil rathod called me an said my loan is been passed but due to the election it's delayed and also promised me that finally, i will get the loan on 15th may 2019. Still, i have not received the loan nor any confirmation. I think the trapped me to take the bharti axa policy and deleted it as i cannot cancel it after 20 days. Now no one is responding and i have wasted my 30, 000 rs for just a fake policy

Sir? Madam
I had applied for business loan from raipur branch on 23.04.2019, next day i have got sms from branc that your application no.[protected] is logged in, then next day i got sms that your application has been accepted by us for processing, after that one person mr. Rahul jaiswal came to me for aggreement and i fulfill the requirements as them and he taken two canara babk cheque no.611536 & 611537 for canceled and for sequirity. But my appication has be rejected by them and they inform me on 26.04.2019 by phone, sir till day they not return my cheques and any rejection letter of loan to me. I had tried some many times to contact them but they are not receiving my call or any other response. Sir pls lookafter my problem and slove it as sson as possible.
Thanks.

Dear sir,

iam raju my loan account number :4000cd17947576 and 22 emi and rupees 1, 10, 000/- tv taken from bajaj.I have paid 90, 000/- still nw..

One of your executive came on december month 2017 and he behave rude at my home in front of ladies ..Same month he said settle your account wth payment 20k. Then i paid 20k on[protected]
but he said reciept will came online only...
Kindly see the details on soa

(11/12/2017 11/12/2017 settlement payment received vide (mode) cash receipt no.---- ( n.A.) (4000cd[protected].00 20, 000.00 )..

After 2 years some called and ask about my over due of loan,
i shocked ask about settlement he started arguments wth me,

the bajaj executive given false promise about settlemnt .

My request :
currently iam preparing some competitive exams of govt,
no salary from last 2 years after settlement of bajaj,

out of 1, 10, 000/- i already paid 90, 000 the principal amount will paid 20k in three install ments, wth the help of my brother after he getting salary .

Its humble request plz give me waiver on 20k .. Due to my financial problems

plz find the attachment details:

thanks and regards

raju

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Illegitimate receipt of money from loan acct.580bal[protected]Veenu)

Rajesh kasauti
10:36 pm (11 minutes ago)
To wecare

My this above loan acct. Was closed in 2010, after 6 years on 24th dec 2016, a lawyer anil kumar tripathi, [protected], called me and threatens me of issuing of arrest warrant of my wife veenu, the loan acct. Holder,,, then just to avoid the worst situation, i deposited the amount ie rs 24084,, which you guys were collecting from last 6 yrs.
You go on adding the dues for 6 yrs without giving any intimation,,, aftr it adds up in thousands then your lawyer threatens your clients and ask for money.
No any kind of intimation was issued of my dues.
That was your step for grabbing money after 6 yrs.
Now i woke up after 3 years to get my money back.
I will get this into the notice of your intentions to cheat innocent customers without intimation and the act of grabbing money to irdai and companies forum.

Thanks

Cust id :[protected]

Lajwani gill this side your valuable customer some person misguide me regarding my emi amount was tell me 1775/- but i have received message from bajaj finserv 2021/-...

I go to sirhoi electronics meet your bajaj team agents said i don't know about this please contact to mr. Adil khan [protected] he does not pick up the call many times to tried then again going to visit sirohi then owner said contact to mr. Shubham sharma [protected] also not pick up the call and try to connect on whats app but not response anyone to me bajaj team i said to you i am not pay any single 1emi please correct my emi amount or back of extend warranty on message and also attache screenshot again told i am not single pay given you because you also hit my cibil score...

Other recovery person call me this number [protected] pritapal start to harassment with me he said i will send fe at your residence address and they start with torcher your family and you


Thanks
Regards,
Seema gill
[protected]

Change of emi date

Submit a complaint
Hello, my loan a/c number with bajaj finance card no is [protected], i financed a tv & mobile with the bajaj card, i changed my salary date is changed from 2th to 08th of every month. I wrote an email to them requesting to change the emi date to 10th as it will not be possible for me to make the payment through ecs on 2nd but they refused to do so and my ecs is getting bounced 2 times. Every month i have to pay when my salary credit and it reflects negative on my cbil also they are charging rs as other overdue. The people who call for collections follow un ethical way to collect the money and threat me. Can any one help me to change the emi date because its no use to pay them because after paying them on time also if i have to compromise with my cibil then there is no use. Regards vikram kumar mail id - [protected]@rediffmail.com

I have a issue on my emi. I am order 13, 999 product first and after cancelled this one now only buy a 10, 999 product from flip kart but you don't refund those 13, 999 amount. Please i am already complaint but no clear the problem. So please clear these problem. Please your customer agents no response in my problems. I have send in 4 month emi in 13999+10999=24998 loan amount.
Please asap..

I purchased an air cooler worth rs 8000. The shop owner told me that you need to pay rs 1000 emi. But after some days i received a message from bajaj company that your insurance will be activated but if you want to stop it then message us in the next 48 hours. And i did message them in 48 hours and even then they charged my rs 250 monthly insurance which is illegal.

Then i visited the shop and told him to stop my air cooler insurance right away because i am not an # who will pay rs 250/per month for air cooler insurance he told me that i have submitted the request and your insurance will be stopped. But after some days that my next emi is rs 1250.

Now, where the air cooler price was rs 8000 but now it will become rs 10000. Means i need to pay rs 2000 extra for air cooler insurance which i don't want. And the company is charing it without my permission.

Please stop my insurance right away and refund my rs 250 which was deducted last month. I don't want your insurance.

Isha
Phone: [protected]

I had bought consumer durable product during dushera last year. I was told about 1 emi back offer if i repay 3 emi's on time. I had succesfully paid 5 emi's till date but i havent got my 1 emi back. Can you pleae confirm the exact time by which i will get the refund. Your staff sitting at electronic store counter is not answering properly he is the same guy who told me this offer & it was also printed in the electronic store in raipur. Resolve the issue

My contact no [protected]

Dear sir/madam,
I am gopi staying in gachibowli, my brother took a loan without knowledge of our family members. But now he left our home and suddenly your agent mr. Venkat... Even i dont know his full name coming and harassing to my mom and grand mother and he will come during afternoons when only mom or grand mother in home and he try to blackmail that we will take the products taken from bajaj and they link bajaj personnel loan with already paid bajaj products.in the last 2 months we given cash as emi with thought that my brother will come and then he take his responsibility but he didn't come home still and we are unable to pay this loan and the loan agent not showing his id card or signed agreement and he threatens us like rowdy person. We already told him to go through legally... But he is still harassing.

Reagds
Gopi

Dear,
Sir/madam
Please cancel my insurance of digital fone safe.
I have a financial problem. So kindly request you to cancel my mobile insurance and send me the confirmation of cancellation of mobile insurance immediately.

Thanks and regards

Name:lipika sarkar
D. O. B:xx/xx/1983
Gender:female
Customer id:12xxxxx86
Registered mobile number:727xxxx104
Insurance loan id:410dfsei088645
Insurance name:digital fone safe
Insurance loan amount:1, 924.00
Agreement date:30/04/2019

I have purchased a tv & fridge from vijay sales corp, vashi against the loan which was financed by bajaj finance in july 2007. Loan amount was rs.12500, agreement no[protected] & 4 advance emi’s was request to pay in advance & rest amount was suppose to be deducted from my hdfc account via ecs.
Disputes:
1. Emi of rs. 1133 was deducted from my account however as per bajaj finance statement only rs. 1042 is received, so not sure where have they adjusted the difference rs. 91? And it’s not reflecting in bajaj finance statement
2. As per agreement 8 emis was suppose to be deducted from account not sure 9 emis are deducted?
3. I have initial down payment of rs 10100 at vijay sales via my hdfc debit card whereas, as per bajaj finance statement rs. 4168 is the only down payment so not sure where they have adjusted the difference of rs. 5932
4. If i do the entire emis calculation against the loan of rs 12500, i have paid rs 10106 and rs 2394 is the outstanding amount whereas as per bajaj finance statement, i have only paid rs 5210. So not sure where have they adjusted rs 4174?
5. As per bajaj finance, 7 emis are pending from my end not sure how they have calculated 7 emis whereas i have paid 9 emis against 8 emis
6. No emis where deducted from my account post 15th mar’2009 and i have maintained the balance as i was aware that outstanding of rs. 2394 is due from my side & i have to clear that dues.
I have shared my bank statement with bajaj finance executive in oct’2009 and apr’12.
Post my last email in apr’12, i have not received any calls or emails from bajaj finance.
There was lot of argument with bajaj finance in dec’09, there were lot of misbehavior and inappropriate statements was said to my family but and me but we have only told them that better you come down to home & seat and understand the concern instead of talking over the phone or else i will come to bajaj finance office & explain. But no further communication received from them.
In apr’12, i have against started receiving this threat call from suni gaikwad executive of bajaj finance and i have email him bank statement post which there were no call back from him.

Today, i. E. After 10 years, i have received a call from cell# +91-[protected] jyoti from cbil department tells me that arrest warrant has been issued against me, as i am not replying to any of the notice sent to my address. So i have told her that 1st i have not received any notice 2nd for what issue arrest warrant has been issued.
On asking she has shared 1 contact# +91-[protected] of rc gottam. I have called on this no & he has informed me that i have outstanding of rs 86000 for bajaj finance & i have 2 ways to settle this amount.
1st way – pay rs 23000 and take the settlement letter
2nd way – come to court and attend the hearing from judge
I have explained him my entire conversation and he is forcing me to make the payment of rs. 23000.
Post, discussion he is threating me that if i don’t make the payment police will arrest you, your cbil scores will be impacted lifetime.
Please suggest what should be my next course of action as there are lot of dispute from bajaj finance and i have the required evidence for the same.

Note – bank statement is password protected hence copied the narration in the notepad
Attachments – bajaj finance statement and hdfc bank statement
Looking forward for your support on the same.