I have a Personal Loan from bajaj finance and the EMI deducted 2nd of every month. In march 2022 I have sufficient balance in my Account at given EMI date But bank didn't deducted EMI at same day. After that Bank of India deducted NACH RTN charges Rs 295 at 26th March. Why Bank deducted these Charges while my account has sufficient balance on time? Please sort it out.
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