[Resolved]  State Bank of India — Education loan-COMPLAINT

I just want to let you know that SBI bank has caused many inconvenience to all of our family members and troubled us a lot.

A merit student, who scored 82% in 10th and 75% in +2. Its been 2 years we have been running after the bank and the bank staff of Paralakhemundi & Gurandi, Odisha have been asking us to visit the bank again and again.

From the past 2 years we are suffering for the educational loan sanction but they made us to RUN like hell and now they are saying the loan cannot be approved.

Just try to understand a Merit student is very desperate to do B. Tech and with the hope of SBI bank we joined her in B.Tech college and after 2 years, YOUR bank people says that the loan cannot be given.
Just imagine how painful for this student and to our family to visit your bank frequently. Initially, before 2 years they gave the hope and caused troubled to us for TWO years, how pathetic and Brute your banking is.

From the past 2 years, it was problematic and they misbehave with the student and the parents. IS THIS THE WAY YOU TREAT with those who come for loan??????

This is so shameful that being a good brand bank, doing such misbehavior.

According to the percentage, she completely DESERVES THE EDUCATIONAL LOAN, but SBI could not approve it.
How discouraging, helpless and negligible SBI is!!!

This situation says that SBI does no adhere the law of Govt which is provided to the merit students.

BANKS ARE THERE TO HELP THE POOR STUDENTS TO BE EDUCATED MORE, Especially to those who are merit.
Its so shameful for you guys don't provide educational loan.

I complained to the branch manager and many people regarding this but NO ONE is looking after this complaint. I also filed many complaint online but there is no human being who can read and follow up upon it. There is a Lousy system which is 5 days slow. I called few head department but they are also negligent to take complaint and fix the issue.

I believe you guys are the higher authority and you can do things possible and take action on those who doesn't do their job.

Awaiting for your appropriate reply.

My sister is crying like HELL since month because SBI disappointed and trouble us for two years, I hope you care for the education system and the students be educated.

Literally, we are so pissed off.

For the sake of Govt law, please look into this. :(

IT — Negligence in duties of employees in SBI Bank

It is observed during my visit to your SBI Bank Branch, Industrial Estate, Visakhapatnam, Andhra Pradesh.
In most of the Banks branch at Visakhapatnam the Bank employees are playing fun with the innocent customers.
In most of cases they are not polite.
My Disputes are:
1. For issuing just a draft only it is taking complete half day why?
2. ‘Time is valuable for everyone’ but only why it is for the bank staff, it showing that their time is much valuable than customers?
3. You should look after the customer first or customer should look after you first?
4. Are all the customers servant to you or you are the servant of customer basically?
Before putting the dispute to International Consumer Court & all the news paper of India, I expect that all matters will be resolve in house by your Department at your end please.
I hope you will acknowledge me.

Student — SBI APPLICATION FORM

I AM FROM ORISSA. I TRY MANY TIMES FOR APPLY ONLINE FOR THE CLERK POST. BUT I COULD NOT. IT CANNOT SUBMITTED AND NO INFORMATION WAS SHOWN.

Not just the SBI guys all nationalized bank guys who are into processing educational loans are a bunch of mother[censored]ers. They dont understand what all the student is going thru.

SBI varansi — About staff lone

i am a staff of SBI varanasi, , i had apply for lone before last 6 months but till now i did not got that ... if it is the condition of a staff then what about the customer ????
the loaning department of SBI is very bad because of his staff which are the part of the loaning department...if the same condition will remain then no customer will go to SBI...
so please consider the my problem

I WANT TO KNOW ABOUT ONIY AICTE APPROVED COIIEGE PASSED BY LOAN. I APPLY SBI EDUCATION LOAN IN BRANCH SBI WARISHALIGANGN(NAWADA) YOUR EMPLOYEE RANJEET KUMAR CODE_91403310 .NOT PASSED YOUR LOAN BECAUSE NOT APPROVED YOURMBA COURSE AICTE.I AM PRESENTLY STUY SAMS INSTITUTE OF BUSINESS MANAGEMENT VARANASI

the reason behind sending this mail is that i have visited your bank a couple of timeswhich is situated in gaya sbi main branch, gaya, in bihar state for edu. loan. my father a/c is also running there and the a/c no. is [protected]. i need rs.4000000/- to persue pgdm from a institute which is aicte approved but instead of co-operating the person who is responsible to solve & pass the loan is ignoring & insulting me. if there is no solution of my problem in a week then i will have to lodge a complaint to the pprime minister who is also handling finance ministry. also to the chief minister of bihar . i will request him to not co -operate & withdraw all supportsas the bank is not fulfilling the criteria of the government.

CFCL — CHEQUE IS NOT CLEAR AFTER MORE THAN 3 MONTHS

sir,
I submitted a cheque no 101042 of Rs.2000, on 31/01/2009 in my saving a/c, but still cheque is not cleared, i have complained in branch many times but there is no satisfied answer.so please solve my problem.

Yours,
RAM KUMAR MITTAL
A/C. [protected]
JAGNER(AGRA)

I HAVE COMPLAINED IN BRANCH MANY TIMES, BUT THEY TOLD US THAT WE HAVE SEND THE REMAINDER TO CONCERN BANK.IT REPEATS 2 OR 3 TIMES.SO PLEASE SOLVE MY PROBLEM AS SOON AS POSIBLE

DEAR SIR, 07/05/2009.
SIR OF SBI.

SUB.=COMPLAIN ABOUT EDUCATION LOAN.

MY NAME IS SANJAY LALJIBHAI NASIT FROM SURAT CITY.MY EDUCATION FILE NO.194. I HAVE APPLYED EDUCATION LOAN FOR MBA. I HAVE APPLY MY LOAN IN PRAKASH SOC. BRANCH, DHOD DOD ROAD AT SURAT.I HAVE APPLY NEAR ABOUT 15 APRIL 2009.I HAVE GIVE ALL REQUIRE DUCUMENT FOR LOAN. I HAVE ALSO GIVE GAURENTER'S DOCUMENT.MY LOAN INSPECTION ALSO HAS FINISHD.BUT ITC BUILDING LOAN DEPARTMENT, MAJURA GATE, SURAT THERE NIMA MEDAM AND MALVIYA D. N. SIR ARE NOT GIVING RESPONSE ABOUT MY LOAB.NIMA MEDAM AND MALVIYA SIR ARE DEMANDED FOR SECURITY MORGAGE.BUT SECURITY MORGAGE IS NOT REQUIRE UP TO 7.5 LACKH.THEY ARE GIVIN DEFFERENT RESONS ABOUT MY LOAN AND THEY ARE NOT GIVIN PROPER REPLY.
SO, I REQUEST TO YOU SIR THAT WHY THEY ARE NOT WANT TO GIVE LOAN.
I HAVE NOT ANY PROBLEM IN MY DUCUMENT AND INSPECTION.WHY THEY ARE NOT DOING SENCTION MY LOAN ? ? ? WHY THEY ARE GIVING WRONG REPLY ABOUT MY LOAN ? ? ?

I agree that Banks especially in 3-tier cities where they lack competition from the private banks have become very lethargic and a bunch of people who think responding late is their birth right. Shame on people with such mentality.

mba — Not issue of Education loan

Sir/ Madam,
I want education loan of 4lacs for my studies in IMD New Delhi, my sister has already taken a loan of Rs4lacs before 1yr (appx). Now the branch manager says that he cant issue another loan. I am ready to give the guarantee of my brother, who is well employed in Dusters company and gets a salary of appx 40, 000. But the branch manager is only interested in my father's property.
Please guide me in this regard as soon as possible because my last date of taking admission is going to arrive.
Abhishek Verma
[protected], [protected]

i am persuing MBA in global school of business navi mumbai campus . when i take addmsion in college .college told me i will provide education loan any how becouse we tie ups with many banks,
after some time they were unable to provide me education loan and after sometime asked about my fees, i dont have money to pay my college, i had done my first sem and college is not allow to sit in 2nd sem examination.what wiill i do i dont understand, pls help me
how can i wll get education loan from bank,

Respected sir,
With due respect & humble submission i somya prakash mishra beg to state that i am totally disatisfied with your policy.I had got a loan from sbi, bolangr(orissa) of 3.08 lakhs of study loan as i am persuing mba from iimt, greater noida, I had received 1st installment of 1 lakh on june 2008.But, i denied to received my second installment on dec 2008 & reason being there was a loan of my father(MR.bhagirathi mishra) which he had failed to pay in past.But, what is my fault?Its the duty of sbi to see whether my father had such loan or not at the time of granting loan to me.If they had denied to give me loan at that time, I wuld have applied in some other bank.I am innocent, where is my fault lies.If i am guilty please tell me why?I am writting this letter after so many days bcoz i am not able to give my third installment of 1lakh.As i had already borrowed money from my friend & now nobody is giving me money.My career is in danger just bcoz of the bank negligence.No bank is giving loan bcoz i gad loan default from sbi.pls tell me my mistake as i am innocent my mba career is in danger.I need feedback from your side pls reply & give me a solution of my problem

yours obediently
somya prakash mishra

Education Loan — LOAN NOT PASSED

Respected sir,

sir i am Adarsh s/o Chandeshwar mahto
sir i am doing B.Tech from SRM Institute of Science and Technology(computer science) Chennai
i take addmison throgh SRM ENTERANCE
but i have finacial problem. so i need education loan i went to my nearest SBI branch (Sitamarhi ADB).
my father is a service man inspite of this the field officer said that there is no provision of EDU loan from this branch. he said that this branch only deals KCC loan.
Please help me to provide EDU loan because without EDU loan i cant full fill my College fees.
so kindly take action to this officer and provide me EDU loan. I will be very thankfull to you for this.
name of officer - R. S. PRASAD (field officer)
Officer Mob. No - [protected]
State Bank ADB BRANCH dist - Sitamarhi
(Bihar)

ADARSH
VILL-BHORAHA,
PO-ANAHARI,
PS-RIGA,
DIST-SITAMARHI
Mob. No = [protected]

please provides study loan

Respected sir,              &n...⇄ This is prasanna kumar, s/o shree yaggi mishra vill+post-chakauti p.s-nanpur Diss-sitamarhiI got addmition Aug-2008 in NIFT, Bhopal.I have applyed the education loan in Dec(2008) from my nearest Branch chakauti.   I have applyed education loan for amount 4 lakh only. Branch Manager( Mr. Vijay Thakur) demand the paper of Security and Gurenter, My father fulfill the security as land( 5 acre) and gurenter (my father, who was retire person from Govt. service.  But, Still now manager is refusing the sanction the loan.            &nb...⇄ My college will open on 3th august. Sir, I am very helpless. Please help me. Telephone no.[protected] is chakauti SBI Branch.

yours obediently
prasanna kumar([protected])([protected])

SIR
I HAVE APPLY STDY LOAN IN JUNE 10, BUT TILL NO REPLY 4 LOAN
MY ADMISSION IS GOING ON
WHAT WILL I DO
I AM VERY SAD
I WILL WAIT OR NOT
LAST 4 ADMSN IS
AFTER 10 DAYS
MY FRND LOAM TAKED TIME VERY LESS WITHIN 15 TO 20.
BUT I HAVE ALREADY 30 DAYS
NOW I M UNDER TENSION.
SO PLEASE SUGGEST ME.


SBI SINAPALI,
NUAPADA,
ORISSA
FATHER:
ARJUN MEHER

KAMLESH MEHER
S/O-ARJUN MEHER
AT/PO:BARGAON
VIA:DUAJHAR
DT:NUAPADA
ORISSA
PIN:766118 BLOCK:SINAPALI
PANCHAYAT SAMITI SINAPALI

SBI SINAPALI

MOB:[protected]
[protected]

PLEASE HELP ME
NOW I AM HELPLESS

Respected Sir,
I am Ravi Kumar Singh S/o Sri Ashok Singh, Vill+P.O- Janibigha, P.S- Bodhgaya. Sir I got result for Entrance examination Heritage Institute Hotel & Tourism first merit list. It is approved by UGC. Sir I want to take addimision in Hotel management but i am not able to pay money then I have applyed the education loan in from my nearest Branch Bodhgaya. Manager not passed loan because I passed in Metric 2003 after that My father has not money then i couldn't take addimision Intermediate, so I passed in I.Sc 2009 (55.2%) in between time i was preparing Computer after that I teach some student then I earn some money. then I have taken intermediate examination so please help me sir. I am so sad Sir if you have any idea then please give me. Please sir helps me soon. Sir I have not time give me some advice soon

Dear Sir

This is with regards to Education loan of 4.0 lacs applied for my daughter -Pooja Tandon in SBI, Gadepan, Kota (Raj.) for graduation course in Biotechnology from Jaypee University of Information Technology, Waknaghat (H.P). The loan application along with all relevant details have been submitted in CFCL, Branch at Gadepan and has been cleared 10 days back by the local Branch Manager.However the application is stuck up at Kota office of SBI . The urgency explained to Mr. Sodani of SBI, Kota and all proof with regards to approval of this university by U.G.C and institute approved from Govt. of Himachal has been submitted but there is no reply from the bank till now.
IIn addition to above the approach of SBI and in particular the clearing manager at kota is very negative and inspite of furnishing all documents with regards to institute and university's recognition by state government and university grants commission, he is neither giving feedback and not clearing loan.
Urgent action is required.