HDFC Bank Complaints & Reviews

Myself Subash Patnaik was using credit card(Card No-[protected])and it was expired 5 years back last purchase on 2008 of amount Rs100 but i am not getting details from the office what amount i purchased and what amount i paid total history of my card, from my side the amount i purchased i have paid more than 20 times to the bank.But last 15 days back all of sudden i got a Notice through a lawyer i have outstanding dues of Rs37500 and they are telling for settlement amount Rs21000or i will face in dire consequency state..Please solve the problem with minimum amount for N.O.C. Thanking you

I am an Indian citizen but live in Switzerland. I earn my salary and pay taxes in Switzerland. I have a salary account in ICICI bank and I transfer my savings to my account. However, it usually takes 3-4 days and I have seen this time being shorter with HDFC bank. Therefore, I sent some money to my brother's current account which is with HDFC bank. This transaction got into suspension account of HDFC and HDFC sent an email to my brother asking for the reason behind this remittance. My brother brought me in loop of the email. Then I told them to cancel the transaction immediately as I realized I have included one additional zero in the transaction amount. I sent 20000 CHF while actually I wanted to send 2000 CHF. I kept sending reminders to them but received no reply. The money was nowhere - not in my brother's account neither sent back to my Swiss account. Today, the money has been remitted to my brother's account with a much lower exchange rate. In spite of sending them repeated reminders, money was not sent back to my Swiss account. HDFC continued with the transaction even after asking them to cancel it. This entire process took 6 days and in this time, exchange rate has been reduced to a great extent. In the process, I lost around 60000 INR. But the question is - why do HDFC continue with the transaction while they were asked to stop ???? Are the people really that foolish or they just ignore what their customers say? I am cheated and I dont want other people to be cheated in similar ways. Their unprofessionalism is beyond words. I am breaking all possible ties with HDFC and my other family members will do so. Pallab

Dear Sir, In Bachupally Dr Reddy's Campus ATM is not working since 10.5.2014, Complaint has given by ATM Security person and your technical / maintenance team visited but still it is has not repaired. all of our campus[protected] employees are directly depending on this ATM Requested to rectify on priority. Warm Regards MGRaju [protected] Dr Reddys

Dear Sir, My HDFC cr card ([protected]) got expired on FEB 2014 without any out standing payment due, and also the details are not showing in the HDFC NET BANKING has it was early. Please dispatch new cr card to my new address:- Qtr No:- P-22/1 NEW MES NAUSENA BAUGH GANDHIGRAM POST NEAR:- MALKAPURAM POLICE STATION VISAKHAPATNAM 530005 A.P CONTACT DETAILS:- SANTOSH K NAMBURI [protected] Awaiting for your earlier response.

Hello, This is regarding the debit of Rs-1000/- from my HDFC bank account. The money automatically got deducted on 15th May with no notice as if my account balance is HDFC bank's property. I have mailed them today regarding this issue. Worst bank I have ever seen...Gonna close the account soon. This is not tolerable at all.Need Immediate action on the same. Please help..!!! Thanks & Regards, Santosh

I have a salary account in HDFC since April2012. I was offered a Demat Account as well and assured that it is completely free of charge and will be chargeable only i[censored]sed for trading. Now yesterday on 12th may 2014 there has been a deduction of 842.70 from my account mentioning "Depository charge for APR14 ". But I have never used or logged in with my demat account since 2012 when it was opened. Then how this undue deduction of money was done without any prior intimation. I was fully assured that the demat account doesn't have any charge and was hence coaxed into opening one. So, this sudden deduction is completely unacceptable. Look into the issue at the earliest and revert my money back to me as it is hard earned money.

To, The Manager HDFC Bank Cards Division, PO BOX # 8654 Thiruvanmiyur PO Chennai - 600 041. I am an HDFC WORLD CREDIT CARD HOLDER since last 7-8 years. I have been punctual in my payments all through and since am travelling abroad, there has been a delay in the prepayment in the last couple of months. But still I have organised to make some payment in my absence on the prepayment date. Some lady by name Ms.Fathima had called me here and spoke about the balance payment. I mentioned that it should have been done but will still check with my office on the status and also mentioned that I was not available in the country. But she calls and continues to harrass me and now my parents and wife at home. This stupid dame is using abusive language in the phone as though we are their slaves. It’s kind of an extortion call from HDFC and they don’t have any manners in talking to their own bank customers. More than anything, please clarify whether an HDFC executive from collections, 1. Have the audacity to abuse and threaten people to collect the money? 2. Can they call the card member’s family members and speak to them about this outstanding and collections? And at the same time harass them? This lady will definitely and has already tarnished the bank's image and reputation. I am being harassed and humiliated by this unruly lady. It has caused me great embarrassment and hence require an apology from this unruly lady. And also I have recorded this lady's unruly calls employed by HDFC Bank and will be registering a police complaint shortly. Please escalate this case and issue, falling which I will be forced to take further action. Madhusudhan

I am an HDFC BANK customer, my a/c no is "[protected]" on 13/05/2014 RS-393 is deducted from my a/c for AMB CHRG INCL ST & CESS FOR APR2014 but deposited my check in my a/c HDFC BANK make it in hold for 3 to 4 dayes to make insufficint balance.Now want to refund back my money as soon as possible.MY contact no-[protected]

I done my card settlement last year october. I was 1 month late in paying all EMI now after paying the NOC charges i still recieve my bills and calls from people to pay the outstanding. They told me since you paid all money in 9 months instead of 8 month so all money you paid can not calculated as settlement you have to pay the whole amount again. What a reduculous service what about my 50000 rs i paid. Are they waste?

Hello I applied for HDFC Bank Credit card and i was told i am not eligible for credit card unless i opened an account with the bank.. I opened the account and applied again.. this time i they took my documents and put them into processing, then after sometime i checked online it was disapproved... i dont know why they commit such things to the people.. my application number is [protected]n1

This is Sandeep Rao C, Customer of HDFC Bank. HDFC Bank has deducted Rs.842 from my Account (saying that its Annual Depository charges) without bringing it to my notice No prior intimation or information has been shared by HDFC Bank regarding this deduction. They are deducting the money from my Account as if it is their hard earned money which is kept in my Account. No proper discipline at all. Manner less people. Really disgusting. I want my money back to be refunded from HDFC Bank at the earliest to avoid the consequences in the future. Contact No :- [protected]

I have booked a property in Hiland greens by paying 15% then Hdfc approached me for home loan .Initially they told me That Balance money will be approved but after 1.5 months they told me that about 3.5 lac Lesser Amount can be approved.I have denyed to take the loan but my processing fees has been deducted & they are noT providing ME the file no Also.the branch is triangular paRk KolKata and Sales peRson Is deepak kAtaRia.Now i am not getting my money and document BaCk. Regards Goutam BhaduRi Goutam.[protected]@itc.in [protected]

I have a banking relationship with your bank on personal loan (Account no[protected]. My monthly ECS for Rs.11, 300 (Eleven thousand and three hundred only) deduct from my HSBC salary account. Due to some office-end administrative changes all the HSBC transactions will be stopped from May. All the HSBC salary account, loan account, credit card will be blocked. The employees of PricewaterhouseCoopers have been opened with a new salary account in AXIS Bank. I would like to change my ECS banker from HSBC to AXIS Bank as soon as possible. Request you to take the necessary action to transfer the ECS Banker as soon as possible. Please note that from mid-May HSBC salary account will not exist. I don’t want that any transaction with you will interrupt for this reason. So please let me know the necessary action point as soon as possible.

It is really unfair for HDFC Bank to charge amount for deposits and when they have clearly mentioned in there policies that it is free and how can they charge. RBI should be taking some necessary action on such kind of policies cause there are some huge amount transactions happen across India. And it is a clear case of cheating public fund. Terms & Conditions for Salary Account Cash Transactions: No.of cash transactions (Self at home and non-home branches) 4 free cash withdrawal transaction at branches Additional transactions at Rs 50/- per transaction (plus taxes) Cash Deposits - unlimited free Value of cash transactions through teller counters by Self Home Branch - Free with no limit on cash deposit and withdrawal Non Home Branch (Interbranch) - Value upto Rs. 49, 999/ per day - No charge Above Rs. 49, 999/- Rs 5/- per 1, 000/- on the full amount Third party cash transactions through teller counters (at home and non-home branches) Upto a limit of Rs.50, 000 per day - Rs.100 (plus taxes). Above Rs.50, 000 - Not allowed Local Cheque deposited for outstation accounts Free Phonebanking - IVR Free

I am really surprised to see the customer service level of HDFC Bank. According to them, Classic customers get some additional benefits. But it's just for saying and some calls from personal bankers regarding loans, credit card etc. They don't help or treat their classic customers at all. I am raising this complain for the credit card issue. Due to my work, I need to change my place often. The HDFC card division needs to update customer's address to get an updated card if someone change their place. My credit card's expiry month was August and I thought to update my address in advanced and so I sent one mail to their Credit Card division on April first week. I did not get any notification from them regarding the receiving of the letter. So, I sent them one email on April 21st asking about the status of my application (reference number for the e-mail: [protected] ). On 22nd April I got replay saying there was some signature issue and I need to send the application again. They also sent me two forms and I filled up those two forms and sent them again on 29th April. Since they took so much time to acknowledge the receipt of first application (which is really wired), I informed them in advanced regarding my 2nd application. On May 10th I got one email from them saying my new address is updated in their database and all future correspondence will be forwarded to the amended address only. They also wrote as - "We observe that we are not in receipt of the written instructions for re-despatch of your upgraded credit card. Due to security reasons, we would be unable to process your instructions through e-mail / scanned attachment received at our end. We request you to send us duly signed letter seeking reissuance of your credit card to enable us to send the credit card to the new mailing address." Now, this is the worst and ignorance replay from them which I was not expecting. I already sent application twice and still they are saying they did not get any written instructions and I need to send application once more. I have few questions to HDFC Card division - 1. Who asked you to upgrade my credit card? (The new card will charge me[protected] if I don't spend 400000 yearly) 2. Why did you block my first credit card without even updating my address? Would you take all the headache for me now? 3. How come it took more than 20 days to update me that my first application was rejected due to signature issue? Isn't it your responsibility to inform me in advanced? At least before you block my credit card? 4. Why can't you arrange some easy ways for customers to update the details? Why should I waste 80 Rs and time sending application to Card division in Chennai? You have so many branches in around the country. Then, why can't you do this small steps and provide some easy solutions to customers? 5. You say your phone banking and Internet banking is too much secure. In fact, we can do all transaction through both of them. Then how come changing address for a new Credit Card through Net banking or Phone Banking is not so secure for you? 6. Why you advertise as you give more preference to your Classic customers? Instead of harassing your classic customers, it would be better if you serve them properly. It's like classic customers are just an easy way to do telemarketing. So far I did not get better service from the personal banker other than loans offer or something else that would make more money for you. To all HDFC Bank people, please don't think I am raising this complain in a hope of fixing your worst system. I am just doing this so that other person can learn a lesson from me. I am just not getting one thing - you people offer too much incentives to your employee to get a new customer either for your Credit card or for one normal bank account. Then when one person becomes your customer, why don't you provide support? What happens to your mind then? [I still remember about getting too much call from your employees asking to take a new car. It was when I just started my job in a MNC.] Anyway, I am going to close my both accounts and my wife's account as well. In fact, long back I asked my personal banker for a home loan and she said that I would get call from my nearest brace. It's funny that till now I never get any call. Finally, I took home loan from other bank. Also, it's better to do business in other bank who treat their customers properly. I usually prefer private bank because of the service level. But sadly, you people are same like other worst service providers. Honestly saying, HDFC needs to employ person who do their duty properly. I have been a customer from 2008 and I would have happy if I could have taken the loan from HDFC itself. And possibly more transactions in coming days. Not sure how many people have patience to send same application 3 times and asked more than 3 times for a home loan info. India is developing and you need to fire all those sleeping buffaloes and hire some really active person. Hope then someone else don't have to wait 20 days to get an update and send application 3 times. Thank you, Chandan Dutta Cust Id[protected] Personal banker no - [protected] and[protected]I don't need them and stop making people fool that you provide additional support to your classic customer. It's just a marketing policy)

I saw my bank statement online. shocked to see 842.70 dedected under the name of DEPOSITORY CHARGES.. This is absolutely cheating and exploiting the customer's . Ihave a salary account of ahdfc, NOW WHILE OPENING THE ACCOUNT IT WAS TOLD THAT THE DEMAT ACCOUNT WILL B E FREE, later after few days i personally visited a hDFC branch in jogeshwai and informed them to close this demat account, the counter staff asked me to meet the manager, whicj i did, i personally submitted the cancellation form to the branch manager. But now i see the charges.. This people dont even have courtesy to inform the customer before deducting such a huge amount. I want my money back at any cost.. I am sueing HDFC for sure this timeVikram

HI I have joined HDFC Bank on 21st may 2012 and left the bank on 15th Dec 2012. My employee code was K4099. I have applied for the PF twice after resigning the bank. First they said that they have misplaced the form and so I need to send it again. I have send the complete form in the month of February 2014 and still waiting for the communication from the Bank PF Team. I have been mailing them continuously but there is no response.

Hi Team,

i have been charged with 3RD PARTY CASH TXN INC ST & EC 290414 for Rs. 112.36 and 3RD PARTY CASH TXN INC ST & EC 210414 for Rs 112.36 . I have witnessed same problem few weeks back where i raised the complaint and i got money back and it again happened. If you keep on doing this i should have to close my account

Dear Sir, This is Dinesh Kumar from bangalore, i was a customer for Hdfc credit card ([protected]) and due to some financial problem i was not able to make regular payment and was only paying my interest, once some agency guided for settlement for my HDFC credit card, even i agreed and they gave settlement for Rs 42000 on feb month for 8 emi, i had pad for for 3 months, and due to financial problem i could not continue and from augest month hdfc people started helping me saying that they have a option to extend the settlement period and told me to pay month on month and complete it, they said as if they are very helpful to me and i too started to pay month on month at last i paid was on feb 2014 and i spoke to their bank manager too, even he said only 5000 is pending and insisted me to clear it next month and the next month they started to show their original face, when no one came to collect cash i called them on april 1st week itself were they said that my settlement is invalid on august 2013 itself and not i should pay the full amount, Sir if the settlement is in valid why did the executive and manager committed that it is been extended if they would have told me that the settlement is invalid, before paying the amount i would have taken another settlement and would have cleared it So sir please help me in this case they torture me with using all slanks Sir waiting for your Reply RegardsDinesh [protected]

Dear Sir / Madam,
I found Rs 56.18/- deducted from my salary account of HDFC BANK. With out any prior information amount got deducted. I dono why it got deducted.
My account no is [protected] .My account name is Aneesh Babu Male


09 May 2014 NWD DECCHG 27-04-14 CARDEND[protected] [protected]
09 May 2014 NWD DECCHG 27-04-14 CARDEND[protected] [protected]

So please help me on this issue and revert back my amount.

This is not the way a bank should operate. Please justify the reason and refund my amount.ASAP.


Please revert my money soon.
--
Thanks & Regards,
Aneesh babu Male