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HDFC Bank Complaints & Reviews

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Updated: Dec 16, 2025
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HDFC Bank reviews & complaints page 1341

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S
Shivmohan Kahar
from Mumbai, Maharashtra
Apr 4, 2016
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Do not call registration

Address: 400068
Website: www.hdfcbank.com

I have done 3 times do not call registration (2 in jan 2016 and one today i.E. 4 april 2016) for not to get any sms, promotional mailers of my hdfc credit card. But still i am receiving. The form do not give any request number after registration as attached in the image. Just they write "thank you for sharing your preferences with us. Please give us 45 days from the day we receive this request to action the same".

Also...
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rinku00143
from New Delhi, Delhi
Apr 4, 2016
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Address: 500089
Website: na

HI Sir,

I have issue with HDFC bank credit card debt management team ([protected]@[protected], she is in HDFC Delhi Office Branch), she is so much rude whenever she want she can hangup the call in-between talk and she is not ready to give me the account statement and not ready to talk over the email. I simply asked her to share the details for my account where I have used my credit card which went to beyond 5000. And every-time I am getting calls from different-2 HDFC bank employee (Gaurav-[protected] and Pankaj-[protected]) and they misguide.


I need simple thing, whatever is pending with me, I will pay and whatever pending with HDFC bank (my reward points), bank need to pay me as that is my money.

According to my understanding, I have payed around 6700 in last month of credit card and after that I have used only 282 something rupees from the card, but when I went to pay that amount from netbanking, it started showing me zero. So I have requested customer care executive to close and and updated my number, but anyhow I did not receive any call. But after 7 months I got a call from HDFC and they are asking me to pay around 5000, so I asked them to share the final 2 months statement, so that we can come with the actual amount or if I am missing anything, so that concern can be sorted out. But HDFC bank is not ready to share anything, only want me to pay 5000 without any proper information.


Please help me out with this issue as I am employee and pay my taxes on time. But these HDFC bank peoples are making my life hell.

Best Regards,
Ranjeet Singh
[protected]
HDFC Bank customer support has been notified about the posted complaint.
Please help me out with this issue.
Dear Mr.Singh,

We have taken note of your comments expressed with regard to your credit card and the same is being reviewed as appropriate. You may look forward to receive a response to your e-mail id in 3 working days. We request you to bear with us in the interim. For any further clarifications, You may write to us at: [protected]@hdfcbank.com and we shall assist you. The reference number for this interaction is [protected].

-Bejoy,
Customer Care Assistance.
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    anu1990
    from Mumbai, Maharashtra
    Apr 4, 2016
    Resolved
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    Resolved

    Address: Lucknow, Uttar Pradesh, 226016
    Website: hdfc

    I have applied for a credit card.have given all the documents in feb to an executive named rahul but he never replied back n never bothered to inform after that...i called him n texted him ann number of times but he put my number in blacklist n when i tried to contact him through another number he disconnected the call. I do not want any service from hdfc now. I want an immediate action against him
    name :rahul
    Number: [protected]
    Aug 9, 2021
    Complaint marked as Resolved 
    HDFC Bank customer support has been notified about the posted complaint.
    Dear Customer,

    You can write to us at [protected]@hdfcbank.com along with the card details, caller details, no. on which the call was received, contact details and your issue details. Kindly mention Ref ID- TTU[protected] in the subject line. We will take it up on priority.

    -Anay
    HDFC Bank Customer Assistance
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      deepakdadheech17
      from Noida, Uttar Pradesh
      Apr 4, 2016
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      Address: Faridabad, Haryana, 121005
      Website: www.hdfcergo.com

      My policy number is [protected] which is due for renewal on 21 apr-16 and below mail i have received from bank:

      Dear pradeep kumar sharma,

      As our valued customer we thank you for choosing hdfc ergo as your preferred insurance partner. We would like to bring to your notice that your motor insurance policy reference number [protected] is due for renewal on 21-apr-2016. We request you to kindly renew your policy before expiry date to continue enjoying the benefits and coverage under the policy. Please note your renewal premium amount is rs. 6690.


      But while making payment premium was showing 10700 rs and i spoke to customer care they said we dont give complete premium charges it was not as [per your policy zero dep renewal amount you have to pay what is showing on payment gateway what stupid system is this i request to all not to take this policy they are such cheaters.

      I am going to lodge a case on consumer court
      HDFC ERGO General Insurance customer support has been notified about the posted complaint.
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        M
        manju019
        from Pune, Maharashtra
        Apr 4, 2016
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        Address: Bangalore, Karnataka, 560024

        Hi sir
        This is manjunathgouda B, my customer id is 51844063...
        Ny closing balance is 12250/- rupee but it shows 9098/- rupee in available so 3000+plus amount is varying so how did this happen...
        please give the exact reason.why it deducted..

        Regards
        Manjunathgouda
        Dear Customer,
        We regret to inform you that we cannot disclose your account details (Account Balance or Transaction details) on e-mail. This is due to security reasons.


        You can check your account balance, by calling on our toll-free number[protected] from your mobile number registered with HDFC Bank for SMS Banking. You will receive SMS with balance available in your account on the registered mobile number.


        Alternatively,


        You can visit the nearest Branch or access the Phone Banking / Net Banking / ATM / SMSBanking.


        Kindly visit the following URL to access information on our Branches as well as our PhoneBanking numbers:


        http://www.hdfcbank.com/personal/ways_to_bank/ways-to-bank-landing


        We trust you will appreciate and cooperate since this is to protect customer's interests.

        -Anay
        HDFC bank Assistance
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          L
          lalitkumarhh
          from New Delhi, Delhi
          Apr 3, 2016
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          Address: Imphal East, Manipur
          Website: www.hdfcbank.com

          Dear sir,
          I have paid a settlement amount on my credit card of hdfc bank but they are not giving any clearance from my cibil score. Please let me know if i can get the credit card account be removed from my cibil score as it is already been settled and closed. Please help any other means.I am having problem for any financial assistance to be availed.

          Thanks

          Lalitkumar mayengbam
          HDFC Bank customer support has been notified about the posted complaint.
          Dear Lalit,

          Request you to write to [protected]@hdfcbank.com along with your card and contact details with ref ID-TTU[protected] in the subject line. Will revert on priority.

          -Anay
          Customer Care Assiatnce
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            R
            rakzim
            Apr 3, 2016
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            Address: 411018
            Website: www.hdfcbank.com

            I can see that the HDFC bank has deducted Rs. 114.5 from my account under the name- Program management fee for Jan-March 2016. What is this fee about? What is the program the bank is offering? The bank did not notify me earlier about any such fees. I did not opt for any service, hence to deduct customer’s money without taking their concent is not lawful.
            HDFC Bank customer support has been notified about the posted complaint.
            Dear Rakzim,

            HDFC Premier Banking Programme is committed to provide quality experience to our customers. As a privileged customer, you are entitled to a host of exclusive privileges like discount on locker charges, preferential pricing on loans and cards, dedicated Relationship Manager, unlimited free usage of domestic ATMs and many others.
            A nominal charge of Rs. 100.00 plus taxes per quarter, per customer is being introduced as a Programme Management Fee, for Savings and Current Account holders which is applicable from Jan'16 and will be levied to your account in Mar'16. Kindly provide us your account details or registered contact details so that we can reach out to you. Alternately you can write to us at [protected]@hdfcbank.com or contact your Relationship manager for any more information on the same.

            -Anay
            Customer Care Assistance
            I am holding a NRE account and Nothing such facilities are/were provided to me and without my written confirmation bank are not supposed to deduct any amount.
            This is a clear cut disagreement in my terms. I feel cheated in this regards.
            Rs 100 may be "nominal charge" for HDFC bank, but for us it represents substantial amount of money. If it is nominal then I request the Bank to bear that charge from its deep pockets.

            Regards
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              S
              shubhanan
              from Mumbai, Maharashtra
              Apr 2, 2016
              Resolved
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              Resolved

              Address: 400066

              My name is Shubhanan sathaye
              I am having a regular saving account with HDFC. I can see that the HDFC bank has deducted Rs. 114.5 from my & my son's account under the name- Program management fee. What is this fee about? What is the program the bank is offering? The bank did not notify me earlier about any such fees. I did not opt for any service, hence to deduct customer's money without taking their concent is not lawful. I want this so called fee deposited back to both accounts.
              Apr 4, 2016
              Complaint marked as Resolved 
              HDFC Bank customer support has been notified about the posted complaint.
              Dear Shubhanan,

              HDFC Premier Banking Programme is committed to provide quality experience to our customers. As a privileged customer, you are entitled to a host of exclusive privileges like discount on locker charges, preferential pricing on loans and cards, dedicated Relationship Manager, unlimited free usage of domestic ATMs and many others.
              A nominal charge of Rs. 100.00 plus taxes per quarter, per customer is being introduced as a Programme Management Fee, for Savings and Current Account holders which is applicable from Jan'16 and will be levied to your account in Mar'16. Kindly provide us your account details or registered contact details so that we can reach out to you. Alternately you can write to us at [protected]@hdfcbank.com or contact your Relationship manager for any more information on the same.

              -Anay
              Customer Care Assistance
              Hdfc should name like "maliya recovery fee"
              HDFC Should convert this name Programme Management Fee into maliya recovery fee

              Same issue to all hdfc account member
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                Actor17
                from Mumbai, Maharashtra
                Apr 2, 2016
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                Address: 400102

                Dear, Sir/ mam

                I am Dheeraj chhatlani, I am customer of hdfc bank credit card since last Oct 2010, but i bought a mobile thru Hdfc credit card on 18/10/2015 and that time there was cash back offer 15% which i get on 17/01/2016 but still i didn't cash back
                HDFC Bank customer support has been notified about the posted complaint.
                Dear Customer,

                You can write to us at [protected]@hdfcbank.com along with card details, transaction details, contact details and your issue details. Kindly mention Ref ID- TTU[protected] in the subject line. We will take it up on priority.

                -Anay
                HDFC Bank Customer Assistance
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                  D
                  Divyahari
                  from Chennai, Tamil Nadu
                  Apr 2, 2016
                  Resolved
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                  Resolved

                  I noticed that hdfc bank has charged programme management fees to my savings account when my account even does not match the given criteria for being treated as a preferred customer. Further, they have sent no notification to me for upgrading me as their preferred customer. And when i asked them about degrading the status of my account, they say i have to visit the nearest branch for the same. I am calling their rm for last few days & yet no response. The bank has just ended up causing me inconvenience.
                  They have also been charging me for the neft transactions i do. If am a preferred customer & they charge me for the same, then why do they charge for my neft transactions too. Am very disappointed with the services of hdfc bank, especially for their poor customer support after raising a complaint. When i try to trace my complaint status with the reference number they had given me, it says that my reference number cannot be traced & i have to reach a nearest branch.
                  Am going to close my account with this bank as they simply focus on charging me fees for which i am not entitled to pay. And also am planning to file a complaint with the rbi regarding the same.
                  Apr 12, 2016
                  Complaint marked as Resolved 
                  Am very pleased and satisfied with the response of the HDFC Bank & their Customer Support. I mailed to the email address given in this forum and also raised a complaint in their official website. I got response within reasonable time (within 72 hours). Mr. Nilesh Gawde, explained me the details of the charge & also accepted my request to reverse the charges. I also got a call from the Bank intimating me about the reversal of these charges. My sincere thanks to the Customer Support of the Bank.
                  HDFC Bank customer support has been notified about the posted complaint.
                  HDFC Bank Programme Management Fee.

                  My name is Debasish Som

                  I am having a regular saving account with HDFC Bank. To my utter surprise I can see that the HDFC bank has deducted Rs. 114.5 from my account under the name- Program management fee. What is this fee about? What is the program the bank is offering? The bank did not notify me earlier about any such fees. I did not opt for any service, hence to deduct customer's money without taking their concent is unlawful. I want this so called fee deposited back to my account forthwith with compensation as they failed to give proper reply to my phone call made to them seeking explanation.
                  When called and informed about this to customer care service, they disconnected the call.
                  Dear Debasish,

                  HDFC Premier Banking Programme is committed to provide quality experience to our customers. As a privileged customer, you are entitled to a host of exclusive privileges like discount on locker charges, preferential pricing on loans and cards, dedicated Relationship Manager, unlimited free usage of domestic ATMs and many others.
                  A nominal charge of Rs. 100.00 plus taxes per quarter, per customer is being introduced as a Programme Management Fee, for Savings and Current Account holders which is applicable from Jan'16 and will be levied to your account in Mar'16. Kindly provide us your account details or registered contact details so that we can reach out to you. Alternately you can write to us at [protected]@hdfcbank.com or contact your Relationship manager for any more information on the same.

                  -Anay
                  Customer Care Assistance
                  Hi Anay,

                  Just to inform you the Relationship Manager that you have mentioned in your mail has not picked up the call when tried and after several attempts her associate received the call and assured me of conveying her my message and arrange a callback for me. As of yet none from your dedicated Relationship manager, Nitha, cared to clarify my concerned query over phone. No SERVICES as mentioned by you have been availed by me during my 4 long years of sweet association with you.

                  It is also clear from your reply mail that you have deliberately EVADED my points raised before you point-wise as to why I was not intimated beforehand when all contacts details were there with you? Why you have not followed the protocol before debiting/deducting the amount from my account and whether I am interested to go forward with these changes or status of the account.

                  I am NOT satisfied with your reply and SERVICES and would like to approach proper/competent/appropriate FORUM for compensation, if required, if you don't refund back my money debited which was arbitrarily and unlawfully deducted by you in the pretext of CLASSIC CUSTOMER.

                  I would therefore urge you to settle my account with you by refunding my monies unlawfully deducted by you and degrade my status from so called CLASSIC CUSTOMER to ordinary customer and let me know the procedure to close my account with you forthwith as I have several fixed deposits with you.

                  Thanks a lot for your arbitrary action without customers' consent for upgrading ordinary customers to CLASSIC CUSTOMERS and then in the NAME OF SERVICE deducting/debiting monies from us.

                  Regards,
                  Debasish Som
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                    R
                    Ram25011983
                    from Mumbai, Maharashtra
                    Apr 1, 2016
                    Resolved
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                    Resolved

                    Address: Chennai, Tamil Nadu, 600042

                    I have used last 5 years HDFC credit card. Unfortunately myself some of the financial problems there. Last 2.5 years I have paid-up Minimum dues, financial charges, late payment charges, over due charges and Tax also.

                    Card Limit is Rs. 25000/-

                    But I have paid Last 2.5 years Rs. 21000/- for Minimum dues, Financial charges, Late payment charges, Over due charges and Tax also. After that i have go for settlement amount Rs. 21200/-.

                    Card Num: ************** 6321

                    I called so many times to customer services. I request settlement, they said not giving for Rs. 25000/- settlement. Every month paid-up Minimum dues, Financial Charges and Tax total amount is Rs. 21000/- paid-up.

                    My salary account HDFC directly my blocked and take my salary HDFC, No intimations for me.

                    Customer services and Executive I mentally collapsed trying Up-Normal condition situation created. If anything happened for me, full reason HDFC credit card divisions and HDFC Bank.

                    Nowadays HDFC Bank heavy mentally Touchier everyday called so much of pressures and my health also problem tress.

                    It will any happened full response for HDFC Bank.

                    I have recorded every time ask about credit payment.

                    Thank you
                    Ram - [protected]
                    May 29, 2016
                    Complaint marked as Resolved 
                    I got settlement amount is Rs. 21, 100/- On 24th May-2016, but already paid-up Rs. 16, 450/- They are told next month salary fully getting HDFC without settlement. That's why getting go for settlement, they are creating big issue will happened for feature about loans and everything. plug with check leaf of amount in 21, 100/- I'm really saying MAR to APR my account holding so many bounds there especially loan amounts only they are charged Rs. 1260/- penalty, loan amounts also I didn't late payment on MAR to APR regularized every month On 4th day paid Loan No. 23239648 Please revised my loan extra payment charge Rs. 1260/- Thank you..
                    HDFC Bank customer support has been notified about the posted complaint.
                    Dear Customer,
                    We have responded to your e-mail on April 05, 2016 vide reference number[protected].

                    -Anay
                    HDFC Bank Assistance
                    Again again anything charges drawings my account ECS return charges:
                    25-May ecs chagrge 050516. Rs. 12.00
                    04-Jun DR ECS 070516. Rs. 858.75
                    At time of account hold but funds is available there. 1792/-

                    ECS amount is paying Rs. 275 & 318

                    I'm already paid so much off amounts.. Still they are getting amonts ECS return charge Rs. 870.75/-

                    Please revised that amounts.. Rs. 870/-


                    I'm very very disappointed about HDFC's bank, mantel tourcher, discloupse of mind.

                    They are creating susaid attempted situation it will anything haapend response of HDFC BANK.

                    My credit card limit Rs. 25000/-

                    [protected] to[protected] I have paidup Rs 13461/-

                    30APRIL2016 Rs. 2600/-
                    17MAY2016. Rs. 1792
                    25MAY2016. Rs. 2908/-
                    Every month of Check
                    [protected] Rs. 2950/-
                    [protected] Rs. 2950/-
                    [protected] Rs. 2730/-
                    [protected] Rs. 2590/-
                    [protected] Rs. 2590/-
                    [protected] Rs. 2590/-

                    That amounts are paying in feature, I didn't yetting food regularly because complstion paying amounts.

                    Everyday my health problem is increasing it will be chance of died.

                    They will happy HDFC BANK

                    list of members..
                    Pramod
                    Yasodha
                    Srivasan badmanaban
                    Dear sir,

                    A/c No. [protected]

                    I have so many problems with HDFC Bank last six months. Again, again problem creating HDFC Bank for my Account. So much of amounts paid Check Bounds. This month beginning showing the minus value in my account balance, after that salary credited that amount not adjusted of minus value of amount Rs. 200/-.

                    I have paying my Insurance and ECS amounts regularly debiting in my account, having of sufficient amount in my account but showing the main balance and ledger balance different amount showing there. ECS not regularized this month.

                    Every months anything Issue creating them self, i'm mentally dis appointed.

                    Why this kind of Issuance with my account status please resolve ledger balancing amounts.

                    Thanks Regards

                    Ramu - [protected]
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                      D
                      dineshg01
                      from Chennai, Tamil Nadu
                      Apr 1, 2016
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                      Address: Chennai, Tamil Nadu

                      Bank executives are explaining for what reason it is deducting and they not explaining why it is not informed to the customers. HDFC bank started these kind cheap things now a day. HDFC should tell the reason why this is not informed to the customer earlier. Moreover HDFC bank telling "host of exclusive privileges" they are not giving it for maintaining small amount like 1, 000 as minimum balance. Already they charged for alert messages. Last year also they hiked the locker fee without any information. Please reply properly.
                      HDFC Bank customer support has been notified about the posted complaint.
                      Dear Customer,

                      HDFC Premier Banking Programme is committed to provide quality experience to our customers. As a privileged customer, you are entitled to a host of exclusive privileges like discount on locker charges, preferential pricing on loans and cards, dedicated Relationship Manager, unlimited free usage of domestic ATMs and many others. Kindly provide us your account details or registered contact details so that we can reach out to you. Alternately you can write to us at [protected]@hdfcbank.com or contact your Relationship manager for any more information on the same.

                      -Bejoy
                      HDFC Bank Customer Assistance
                      Why it is not informed to the customers
                      Rs 100 may be "nominal charge" for HDFC bank, but for us it represents substantial amount of money. If it is nominal then I request the Bank to bear that charge from its deep pockets.

                      Regards
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                        A
                        arnabg143
                        from Kolkata, West Bengal
                        Apr 1, 2016
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                        Address: Kolkata, West Bengal, 700092
                        Website: www.hdfcbank.com

                        I am a savings account holder in hdfc bank. On 28th march 2016 the bank deducted rs 114.50 from my account in the name of "program management fee" without notifying me about it and without my consent which is totally illegal and fraudulent. I request you to take action against the bank for the same.

                        Branch name: jadavpur - subodh mulik road
                        Address : 5/1, subodh mallick road near 8b bus stop jadavpur kolkata-700032 west bengal india
                        Tel. [protected]
                        Fax. 033-[protected]
                        HDFC Bank customer support has been notified about the posted complaint.
                        Dear Customer,

                        HDFC Premier Banking Programme is committed to provide quality experience to our customers. As a privileged customer, you are entitled to a host of exclusive privileges like discount on locker charges, preferential pricing on loans and cards, dedicated Relationship Manager, unlimited free usage of domestic ATMs and many others.
                        A nominal charge of Rs. 100.00 plus taxes per quarter, per customer is being introduced as a Programme Management Fee, for Savings and Current Account holders which is applicable from Jan'16 and will be levied to your account in Mar'16. Kindly provide us your account details or registered contact details so that we can reach out to you. Alternately you can write to us at [protected]@hdfcbank.com or contact your Relationship manager for any more information on the same.

                        -Anay
                        HDFC Bank Customer Assistance
                        Rs 100 may be "nominal charge" for HDFC bank, but for us it represents substantial amount of money. If it is nominal then I request the Bank to bear that charge from its deep pockets.

                        Regards
                        HDFC is biggest thief in our banking.. has it been SBI deducted such money media has created a big noise..
                        we should take HDFC to consumer court. I am also be sending this kind of cheating to Priminister office.. Arun jettly may not act but Modi will
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                          Ankur Malhotra
                          from Akhnur, Jammu and Kashmir
                          Apr 1, 2016
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                          Address: Ludhiana, Punjab, 142026
                          Website: hdfcbank.com

                          I have a classic saving account in Hdfc bank. At the time of opening account they notify me that no charges are applicable for classic customer but now they deducted 114.5 rs for so called programme management fees. When contacted with branch they said extra facility is provided with it like credit card or demat account. But I am not availing this facility nor I want it. This is fraud and I want my money back.
                          HDFC Bank customer support has been notified about the posted complaint.
                          Dear Customer,

                          HDFC Premier Banking Programme is committed to provide quality experience to our customers. As a privileged customer, you are entitled to a host of exclusive privileges like discount on locker charges, preferential pricing on loans and cards, dedicated Relationship Manager, unlimited free usage of domestic ATMs and many others.
                          A nominal charge of Rs. 100.00 plus taxes per quarter, per customer is being introduced as a Programme Management Fee, for Savings and Current Account holders which is applicable from Jan'16 and will be levied to your account in Mar'16. Kindly provide us your account details or registered contact details so that we can reach out to you. Alternately you can write to us at [protected]@hdfcbank.com or contact your Relationship manager for any more information on the same.

                          -Natasha
                          HDFC Bank Customer Assistance
                          Please write to Reserve Bank of india with this complaint. if there are many complaints RBI will take action. I don't think IRDA has any say in this.

                          there are many colleages in my office who have bank account in HDFC bank.

                          we are writing to Reserve Bank of india.

                          go to Reserve bank of india website to lodge the complaint.
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                            Steven Walter
                            from Delhi, Delhi
                            Apr 1, 2016
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                            Address: Lucknow, Uttar Pradesh, 226010

                            I have an account previously it was salary account later bank converted it into the savings account and since last one year i am not using the account, now i logged in and saw that the balance is -5000. according to RBi policy bank should not let customer's account balance go negative, according to RBI bank should inform customers about this and limit the services related to the bank account but balance can not go in negative. I did not get any sms or email regarding this.
                            HDFC Bank customer support has been notified about the posted complaint.
                            Dear Customer,

                            I request you to share your account/customer Id and contact details to [protected]@hdfcbank.com with ref ID-TTU[protected] in the subject line. Will assist you better .

                            -Bejoy
                            HDFC Bank Customer Assistance
                            done
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                              Avinash892010
                              from Bengaluru, Karnataka
                              Apr 1, 2016
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                              Hello Team,

                              I have taken two personal loan from HDFC Bank.
                              Loan no : 28091125 at interest rate of appox 14%.
                              I have paid 22 EMI till now. I could see in Capgemini Office Bangalore, HDFC guys are offering loan at 12.75%.

                              I also paying approx 15% interest on other loan : 31330467.
                              My wife also paying same amount of interest, loan : 28031298, 30851188.

                              You can see I am paying lots of interest for the loan. Kindly provide some concession on interest please.
                              Kindly reassess this request and provide some concession on loan interest.

                              reg, Avinash
                              HDFC Bank customer support has been notified about the posted complaint.
                              Dear Customer,
                              We confirm our branch official Ms Harsha. has sent you an e-mail to assist you with your query.

                              Please feel free to write to us at: [protected]@hdfcbank.com for any further assistance / clarification and we shall be glad to assist you

                              -Anay
                              HDFC Bank Assistance
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                                Kartik Pateriya
                                from Bengaluru, Karnataka
                                Mar 31, 2016
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                                Address: Bhopal, Madhya Pradesh, 462042

                                Today i checked my account and there was a deduction of Rs. 114.50 without any prior notice nor there was any notification of deduction through email or SMS. Just checked my account summary and there was a deduction.
                                +1 photos
                                HDFC Bank customer support has been notified about the posted complaint.
                                Dear Customer,

                                HDFC Premier Banking Programme is committed to provide quality experience to our customers. As a privileged customer, you are entitled to a host of exclusive privileges like discount on locker charges, preferential pricing on loans and cards, dedicated Relationship Manager, unlimited free usage of domestic ATMs and many others.
                                A nominal charge of Rs. 100.00 plus taxes per quarter, per customer is being introduced as a Programme Management Fee, for Savings and Current Account holders which is applicable from Jan'16 and will be levied to your account in Mar'16. Kindly provide us your account details or registered contact details so that we can reach out to you. Alternately you can write to us at [protected]@hdfcbank.com or contact your Relationship manager for any more information on the same.

                                -Bejoy,
                                Customer Care Assistance.
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                                  Purva Kulkarni-Kale
                                  Mar 31, 2016
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                                  Address: Pune, Maharashtra, 411030

                                  I am having a regular saving account with HDFC. I can see that the HDFC bank has deducted Rs. 114.5 from my account under the name- Program management fee. What is this fee about? What is the program the bank is offering? The bank did not notify me earlier about any such fees. It is a fraud to deduct customer's money without taking their concerns. I want this so called fee deposited back to my account.
                                  HDFC Bank customer support has been notified about the posted complaint.
                                  I am having a classic account with HDFC. I can see that the HDFC bank has deducted Rs. 114.5 from my account under the name- Program management fee. What is this fee about? What is the program the bank is offering? The bank did not notify me earlier about any such fees. It is a fraud to deduct customer's money without taking their concerns. I want this amount refund in my account.
                                  A Program Management Fee of Rs 114.50 has been deducted from my account on 28 March 2016. I called customer service, they informed me, its a preferred customer fee as this is an Classic account.

                                  When the account was opened in Classic portfolio, it was informed that minimum amount of balance has to be maintained in saving to avail the facilities and no additional charges will be there. How can bank change the policy just like day over night and null its own commitments. The accounts are in classic portfolio as per terms and conditions opening the account, you can not do just like that without informing customer and taking consent.


                                  I expect you will revert me asap.
                                  HDFC bank has deducted Rs. 114.5 from my account under the name- Program management fee. What is this fee about? Why bank was deduct the amount without any confirmation form the customer. Also I don't have a Locker and no any Loans and Cards, If this amount is deducted because of dedicated Relationship Manager- I don't needed for this.

                                  I expect you will revert me asap.
                                  What is this programme management fee. Is this bank mad ? Even we dont have much money . We dont have jobs . A little saved money we have in bank, they are leviying fees on them . What a common man do who opens an account in your bank for better interest. Indians are not fool . Every outsider companies comes and made us feel cheated . What the hell is going on in this country . Give me my money back even i do not need such a small amount but it is my money . No bank has the right to take it away without my permission .
                                  What is this programme management fee. Is this hdfc bank mad ? Even we dont have much money . We dont have jobs . A little saved money we have in bank, they are leviying fees on them . What a common man do who opens an account in your bank for better interest. Indians are not fool . Every outsider companies come and make us feel cheated . What the hell is going on in this country . Give me my money back even i do not need such a small amount but it is my money . No bank has the right to take it away without my permission .
                                  HDFC bank has deducted Rs- 114.50 from my saving account as "PROGRAMME MANAGEMENT FEE" on 28th March 2016. It is really surprising and ridiculous that money got debited without my knowledge and consent. I have never opted for such kind of programme then why bank has debited money from my account. HDFC bank is cheating people to make profit, bank has no rights to deduct customers money without their consent or knowledge. I want my money to be deposited back to my account.
                                  Same here, The bank did not pre-notify about this charge.
                                  This needs to REFUNDED ...
                                  We need Ache Din !! Please
                                  HDFC Bank Customer Care's response, Apr 12, 2016
                                  Verified Support
                                  Dear SlimKid


                                  HDFC Premier Banking Programme is committed to provide quality experience to our customers. As a privileged customer, you are entitled to a host of exclusive privileges like discount on locker charges, preferential pricing on loans and cards, dedicated Relationship Manager, unlimited free usage of domestic ATMs and many others. Kindly provide us your account details or registered contact details so that we can reach out to you. Alternately you can write to us at [email protected] or contact your Relationship manager for any more information on the same.

                                  -Bejoy,
                                  Customer Care Assistance.
                                  For any deduction Bank needs notification from RBI. HDFC has to provide notification of RBI or else it has no rights to deduct such amount. Even HDFC has no sham to to say it as "A nominal charge". in a year it will be 400 + tax. Why a customer has to bear this. If bank needs more business they have provide facility. But not on customer's cost. I have also charged by same amount for "PROGRAMMANAGEMENT FEE JAN-MAR16 230316". In a year ever any RM had call me for any purpose. Even today on 04/04/2016 I called twice RM but he had no cursty to call back. So what purpose the bank is charging. Just for profit making only...
                                  its Maliya Recovery Fee
                                  EVEN WE HAVE ACCOUNTS WITH HDFC BANK (FOURE NOS>.)
                                  THEY HAVE DEBITED SUCH CHARGES QUARTERLY
                                  NO PRIOR INTIMATION EITHER

                                  BHAVESH SHAH [protected]
                                  Dear Mr Danny

                                  We have four accounts with HDFC all preferred customers

                                  Acct nos are 019XXXXXXX0242 ; 019XXXXXXX0269 ;019XXXXXXX1322 & 501XXXXXXX5589

                                  There are DEBIT ENTRIES in all of the above accounts "PROGRAMME MANAGEMENT FEES JAN MAR 2016...Rs 114.50...on[protected]

                                  Kindly explain for what and why no communication was given nor sent.

                                  BANK HAS TAKEN A VERY ARBITRARY STEP.

                                  KINDLY RESPOND IMMEDIATELY

                                  Regards


                                  Bhavesh Shah
                                  HDFC Bank has deducted Rs 114.50 from my saving a/c as Programm management fees on 28-Mar-2016.It is surprising without any intimation money is debited.Without consent how Bank can deduct the amount.
                                  What is Programm management service ?
                                  Pl refund my money.


                                  Anup Panjwani.
                                  this is cheating. matter should be taken to IRDA
                                  How do we take that matter to IRDA?any info?
                                  from my point of view we all need to open case against HDFC bank to suprime court.

                                  They cheated us.
                                  first of all, they are automatically upgraded us to prefered bank years ago and now they charging like to all o[censored]s.its i scamm like hell!
                                  HDFC bank should refund the money deducted from all our accounts, Bank cannot deduct charges from users without any valid reason. If they do not return the money, we will have to close our accounts and move to other banks.

                                  Kavita Mahule
                                  HDFC Bank Customer Care's response, Apr 11, 2016
                                  Verified Support
                                  Dear Customer,

                                  HDFC Premier Banking Programme is committed to provide quality experience to our customers. As a privileged customer, you are entitled to a host of exclusive privileges like discount on locker charges, preferential pricing on loans and cards, dedicated Relationship Manager, unlimited free usage of domestic ATMs and many others. Kindly provide us your account details or registered contact details so that we can reach out to you. Alternately you can write to us at [email protected] or contact your Relationship manager for any more information on the same.

                                  -Bejoy,
                                  Customer Care Assistance.
                                  Dear Ujwal,

                                  HDFC Premier Banking Programme is committed to provide quality experience to our customers. As a privileged customer, you are entitled to a host of exclusive privileges like discount on locker charges, preferential pricing on loans and cards, dedicated Relationship Manager, unlimited free usage of domestic ATMs and many others. Kindly provide us your account details or registered contact details so that we can reach out to you. Alternately you can write to us at [protected]@hdfcbank.com or contact your Relationship manager for any more information on the same.

                                  -Manoj
                                  Customer Care Assistance
                                  Please write to Reserve Bank of india with this complaint. if there are many complaints RBI will take action. I don't think IRDA has any say in this.

                                  there are many colleages in my office who have bank account in HDFC bank.

                                  we are writing to Reserve Bank of india.

                                  go to Reserve bank of india website to lodge the complaint.
                                  Customer id:[protected]you guys are pathetic, fraud
                                  You fraud guys deduct my amount continually and also i have raised so many complaints on that but nothing happen its almost 22 day has been passed.
                                  if money is not refunded back to our accounts we will close accounts with HDFC and move to another bank. There are pali ke pachas banks in india. Let the bank rot and its employees would be looking for jobs elsewhere. What service you are giving? Im not into loans. And should i be paying for a relationship manager to call and irritate me to make investments in dubao schemes? Please refund money back which you have taken without notice? Had you informed me earlier of the charges i would have closed the accounts then and there itself
                                  HDFC Bank Customer Care's response, Apr 28, 2016
                                  Verified Support
                                  Dear Samir,

                                  HDFC Premier Banking Programme is committed to provide quality experience to our customers. As a privileged customer, you are entitled to a host of exclusive privileges like discount on locker charges, preferential pricing on loans and cards, dedicated Relationship Manager, unlimited free usage of domestic ATMs and many others.
                                  A nominal charge of Rs. 100.00 plus taxes per quarter, per customer is being introduced as a Programme Management Fee, for Savings and Current Account holders which is applicable from Jan'16 and will be levied to your account in Mar'16. Kindly provide us your account details or registered contact details so that we can reach out to you. Alternately you can write to us at [email protected] or contact your Relationship manager for any more information on the same.

                                  Anay
                                  HDFC Bank Customer Assistance
                                  HDFC bank has deducted Rs. 114.5 from my account under the name- Program management fee. What is this fee? Why bank was deduct the amount without any confirmation form the customer. Also I don't have a Locker and no any Loans and Cards, If this amount is deducted because of dedicated Relationship Manager- I don't needed for this.

                                  I expect you will revert me.

                                  hope for the best.
                                  HDFC Bank Customer Care's response, May 13, 2016
                                  Verified Support
                                  Dear Ashish,


                                  HDFC Premier Banking Programme is committed to provide quality experience to our customers. As a privileged customer, you are entitled to a host of exclusive privileges like discount on locker charges, preferential pricing on loans and cards, dedicated Relationship Manager, unlimited free usage of domestic ATMs and many others.

                                  A nominal charge of Rs. 100.00 plus taxes per quarter, per customer is being introduced as a Programme Management Fee, for Savings and Current Account holders which is applicable from Jan'16 and will be levied to your account in Mar'16. Kindly provide us your account details or registered contact details so that we can reach out to you. Alternately you can write to us at [email protected] or contact your Relationship manager for any more information on the same.


                                  -Anay
                                  HDFC Bank Customer Assistance
                                  3 of my a/c have been charged 114.50 rs.

                                  Pathetic strategy you give tag of preferred customer and start charging us.
                                  Dear HDFC bank - I see you have mentioned about a host of exclusive privilege offered and hence charging 114.5 as program management fee quarterly (458 yearly).

                                  As a classic salary account holder, i have read about the privileges and did approach the bank for issuing a locker to me. A request was duly taken and an entry created in a log book. I was told that i am in queue and shall be contacted as soon as the next set of lockers are available. However i kept on hearing about the queue whenever i inquired about the status. On hearing about the dedicated relationship manager, i did reach out to him and learned that the locker can be issued immediately if i am willing to purchase a life insurance policy where annual premium is more than 25K per year.

                                  After waiting for 2 years and learning about the life insurance requirement for getting a locker issued, i have approached a nationalized bank and have obtained a locker facility within a months time. I have transferred my salary account to the nationalized bank and am quite impressed on how customer friendly they are these days.

                                  As you have started charging 458 yearly for the dedicated services I shall visit the branch early next week and shall request for closing my account.

                                  Thank you for all your support and services.
                                  All the best,
                                  George

                                  Customer care

                                  HDFC customer care disconnect my call & not registered my complain despite asking many time & they refused to give me complain no.
                                  Mr Manoj/HDFC Bank

                                  I did not ask for any preferential service, I need the basic services which all bank provide.
                                  Kindly change my account back to the way it was.


                                  Thank you,
                                  Ujwal Anil Mahule/Kavita Ujwal Mahule

                                  how can we pay the pending EMI's of hotlisted credit card

                                  Please explain the procedure to pay the pending EMI of hot listed credit card.I have registered the credit card in my hdfc net banking .

                                  twice amount deducted without any prior notice

                                  From my account twice Rs 112.36 has been deducted without any prior notice. My name is rajeev & contact number is [protected]
                                  Dear HDFC Customer Care,

                                  Please don't just copy paste your reply to everyone. We want to know if this was going to happen than why didn't your bank notified any of there customer about it so that poor people can close there account before that deduction. We people deposit our money in bank to save it and get interest not to pay you for your convenience. While opening account you don't mention any such terms and conditions. If is to be done than you should apply these only to your new customers not your old valuable customers. We want our valuable money back. there is a value of every amount in our life. You won't understand its value. Other banks are not deducting any such amount only HDFC is deducting means its against Government law. You cannot deduct about money of your trusted customers. We need proper reply. PLEASE DONT REPLY ME WITH YOUR COPY PASTE THING.
                                  The best thing to do is to close the accounts with this UNETHICAL bank. We should hit them where it hurts, byclosing our accounts. I have maintained a very big balance on an average for more than 3 years, and they are charging me this fee WITHOUT my consent. I am going to close my account. When I close my account and take all my money out, HDFC will lose 50 times more than the fees they are charging me. WHAT a PATHETIC bank!
                                  Hi HDFC robbers gang,

                                  Why are you robbing our hard earned money in the name of "program management fee". My customer Id is: 54560814 and 105 rs/- has been debited on 14 July 2016. Please waive off this amount at the earliest. I request all hdfc customer to close HDFC bank account and open their account in other banks which are offering better interest rates and also not looting like HDFC bank in the name of program management fee. Let's get United and raise a legal notice to HDFC bank against this fraud to Their customers.
                                  Dear Customer,
                                  HDFC Premier Banking Programme is committed to provide quality experience to our customers. As a privileged customer, you are entitled to a host of exclusive privileges like discount on locker charges, preferential pricing on loans and cards, dedicated Relationship Manager, unlimited free usage of domestic ATMs and many others.
                                  A nominal charge of Rs. 100.00 plus taxes per quarter, per customer is being introduced as a Programme Management Fee, for Savings and Current Account holders which is applicable from Jan'16 and will be levied to your account in Mar'16. Kindly provide us your account details or registered contact details so that we can reach out to you. Alternately you can write to us at [protected]@hdfcbank.com or contact your Relationship manager for any more information on the same.

                                  -Natasha
                                  HDFC Bank Assistance
                                  Hi HDFC team,

                                  I don't need any premier services you referred in the response And not using it and have no plan to avail this in future. I will request you to refund the charges you deducted without informing me about this. I want to close my account and will also send a legal notice for doing this fraud and you have to compensate me for such inconvenience caused.

                                  Regards,
                                  Parvinder
                                  My account is debited for Program Management Fee. HDFC Customer care person said that it is third party deducting and i contact the third party. Bunch of lies from HDFC. Pathetic. I will close the account. HDFC is Top Indian Bank for Unfair practices. No other bank does it. HDFC SCAM.
                                  HDFC Bank has deducted Rs 114.50 from my saving a/c as Programm management fees on 28-Mar-2016.

                                  And Rs 115 on 18-July-2016 .

                                  It is totally fraud from bank.
                                  we are putting to save our small money and Bank is deducting hidden charges.
                                  It is surprising without any intimation money is debited.

                                  It is banks way to make profit from customers.
                                  Please refund my money.
                                  HDFC Bank Customer Care's response, Oct 3, 2016
                                  Verified Support
                                  Dear Customer,
                                  Kindly write to us at [email protected] with Customer Id, charges details and your registered contact details mentioning reference Id TTU03101601 in the subject line. The concerned department will assist you.
                                  -Natasha
                                  HDFC Bank Customer Assistance
                                  HDFC Bank has deducted Rs 115/- from my saving a/c as Program management fees on 15-oct-2016.It is surprising without any intimation money is debited.Without consent how Bank can deduct the amount.
                                  What is Program management service ?
                                  Pl refund my money.

                                  Prerna Singh
                                  does anyone sent any query to RBI on why a bank can charge such fee even to yr child or yr parent account.. who given them permission . they are thief..
                                  HDFC bank has deducted RS 114.5 on 28-March-2016 from my savings a/c towards Program management fees.
                                  When i contacted Relationship manager he promised it will be reversed within few days. However i did not get that money back. To my shock again on 15-Oct-2016 another Rs 115 has been deducted towards Program management fees. Its been almost more than two months since my RM called me. Please credit my amount ASAP. I was not at all informed earlier about this via phone call.
                                  HDFC Bank Customer Care's response, Nov 2, 2016
                                  Verified Support
                                  Dear Customer,
                                  Request you to provide us your customer Id, issue details and registered contact details by writing from registered email ID at [email protected]. Please mention Reference Id TTU02111613 in the subject line. Our concerned team will get back you.
                                  -Bejoy
                                  HDFC Bank Customer Assistance
                                  Dear HDFC Bank,

                                  Rs.115 was deducted my hdfc bank savings account a week ago as program management fee. I was never informed about this fee when privilege membership was offered. This is very unfortunate that customers are tricked with a free upgrade and taking money from them after three months without any notice.

                                  I have no need for services offered to privilege members. Hence, I would like to continue with ordinary account and have the fees returned back.
                                  HDFC Bank Customer Care's response, Nov 2, 2016
                                  Verified Support
                                  Dear Customer,
                                  HDFC Premier Banking Programme is committed to provide quality experience to our customers. As a privileged customer, you are entitled to a host of exclusive privileges like discount on locker charges, preferential pricing on loans and cards, dedicated Relationship Manager, unlimited free usage of domestic ATMs and many others. Kindly provide us your account details or registered contact details so that we can reach out to you. Alternately you can write to us at [email protected] or contact your Relationship manager for any more information on the same.
                                  -Bejoy
                                  HDFC Bank Customer Assistance
                                  I dont understand why REPUTED banks do this and erode their long earned TRUST.

                                  Better to stick to govt. banks. I have an account with SBT and I have never had this kind of "cheating " experience.

                                  Ask the bank to reverse the charges or tell them you are going to close the account.
                                  That is what I am going to do.
                                  I think all the customers should take this action.
                                  Next time, the bank will think twice before levying such charges.

                                  Once again, I dont understand why REPUTED banks do this and erode their long earned TRUST.
                                  This so-called Programme Management Fee is amounting to fraud.

                                  This so-called exclusive privileges like discount on locker charges, preferential pricing on loans and cards, dedicated Relationship Manager, unlimited free usage of domestic ATMs and many others are completely false. Others banks are offering similar services or even better for no extra fees.

                                  HDFC has to reverse everyone's so-called Programme Management Fee.
                                  hdfc is a useless bank. Their customer services are poor and on top of that their charges are exorbitant.
                                  Now they have also started adding stealth charges like one people have described above.
                                  HDFC has put me into their program without my explicit permission and has charged me Rs. 115 on the 19th of May 2017. Today they put me into an Rs. 100 OPT out program without for explicit consent, tomorrow they may put me into another OPT out program of Rs. 100000 without my explicit consent as well.

                                  Why are SHAMELESS Employees of the bank continuing with such banks? It is because the employees continue with such Banks SHAMELESSLY the banks are able to do these?
                                  HDFC bank has deducted Rs. 114.5 from my account under the name- Program management fee. What is this fee? Why bank was deduct the amount without any confirmation form the customer. Also I don't have a Locker and no any Loans and Cards, If this amount is deducted because of dedicated Relationship Manager- I don't needed for this.

                                  I expect you will revert me.

                                  hope for the best.
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                                    krishnans
                                    Mar 31, 2016
                                    Resolved
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                                    Resolved

                                    Address: Chennai, Tamil Nadu, 044

                                    Chennai 3
                                    Dt.30.03.2016
                                    From
                                    Sujatha krishan & s. Krishnan
                                    Svn aiswaryam,
                                    Kandasamy colony i cross street,
                                    East tambaram, chennai 600 059 (Near vidya mandir school)

                                    To

                                    Chief manager, hdfc, chennai.

                                    Respected sir, /

                                    Sub: providing xerox copies of following documents-hdfc loan file no.[protected]

                                    [protected]
                                    Kindly arrange to provide the following documents for transfer of my housing loan from hdfc to lichfl/tambaram west, chennai 45 along with flood relief loan(From [protected]@8.5%).

                                    I requested for a xerex copy of my own document from hdfc home loan branch, tambranwest, chennai 45 and they are charging rs.573/- is highly exorbitant for middle class family affected by recent flood is a big penalty for me. If your bank is ready for offering flood relief loan at the rate of 8.5% i am very much prepared to take it even now by cancelling the lichfl loan transfer.

                                    1..Xerox copy of mod dt09.10.2014 for document no.11070/2014 executed by sujatha
                                    Krishnan and s. Krishnan (Applied already and not yet received by me)
                                    2. Construction agreenment between r, murali and s. Narayanan (Vendors power agent) on
                                    Behalf of svn properties private limited.
                                    3. List of documents letter to be corrected as 3453/2012 instead of 2453/12 (Wrongly mentioned)
                                    For which a cheque of rs, 573/- was given already by s. Krishnan). What is the penalty for
                                    Mentioning the number wrongly if it is done by us you may charge rs.573/-.Again.
                                    I request you to kindly charge only rs.573/- for issue of three of the above please duly correcting the document no and issue at the earliest.


                                    Thanking you
                                    Yours sincerely
                                    Sujatha krishnan
                                    S. Krishnan
                                    Hdfc file no.[protected]
                                    Aug 5, 2021
                                    Complaint marked as Resolved 
                                    HDFC Bank customer support has been notified about the posted complaint.
                                    Dear Sujatha Krishnan,

                                    Thank you for writing to us with your feedback. It remains our priority to redress your concerns. We would request you to post the details of your concern at http://bit.ly/1GG54RP to help us address the same effectively.

                                    Regards,
                                    Team HDFC Home Loans
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                                      Yadav suman
                                      from Agra, Uttar Pradesh
                                      Mar 31, 2016
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                                      Address: Gurgaon, Haryana, 122001

                                      Anurag Aggarwal and meenakshi mehrotra, employees of credit card department, these two gave me wrong information. They picked up my calls only once. Since then I have tried 20 calls to them but none of them picked my call and in fact they kept cutting my calls. They both are harassing me mentally. Hdfc bank mailed me be assinged these employees for clearing queries but they are not doing so. Please take a strong action against them and provide me a new officer who can resolve my issue.
                                      please dismiss them from their post.
                                      HDFC Bank customer support has been notified about the posted complaint.
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