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Home Credit India Finance Complaints & Reviews

4.2
Updated: Oct 17, 2025
Complaints 1107
Resolved
920
Unresolved
187
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Home Credit India Finance reviews & complaints page 8

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S
Siddhanta swain
May 27, 2022
Resolved
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Resolved

This fc...ng company disturbing regularly. After so many complaints still getting calls on regarding loan. Plz kind request to stop calling me. Don't want a single call from home credit customer care . Active full DND . Otherwise will be forced to take legal action.
My registered number [protected]
Thanks
Jul 2, 2022
Complaint marked as Resolved 
Home Credit India Finance customer support has been notified about the posted complaint.
Verified Support
Jun 01, 2022
Home Credit India Finance Customer Care's response
"Dear Sir,

Thank you for highlighting your concern.

We have forwarded your to concern to the relevant department and promotional calls will be stopped within 24 hours on your registered number.

Thanks
Team Home Credit".
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    A
    Anoopbharti
    from Sehore, Madhya Pradesh
    May 24, 2022
    Resolved
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    Resolved

    Address: sehore

    Hi
    I would like to inform you that I have cleared all the due for that but still its reflecting under my name as a default that I have not paid full dues and due which my credit card applications are getting rejected again and again, please update it and issue me a NOC for my loan. My number is [protected] please give a call [protected]

    Kindly send my NOC at
    Aarakash mohalla behind mata mandir
    Ganj Sehore MP. Pin 466001
    Mobile [protected]
    Jul 3, 2022
    Complaint marked as Resolved 
    Home Credit India Finance customer support has been notified about the posted complaint.
    Verified Support
    Jun 01, 2022
    Home Credit India Finance Customer Care's response
    "Dear Anoop,

    Thank you for highlighting your concern.

    We have forwarded your to concern to the relevant department and our team will contact you shortly to provide resolution.

    Thanks
    Team Home Credit".
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      J
      Jyoiti
      May 24, 2022
      Resolved
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      Resolved

      Maine 150000 ka loan sanctioned karwaya tha aur cibil me mera sanctioned amount 165000 show ho raha hai. aisa kyn hai. es problem ko resolve kiya jaye.
      Jul 3, 2022
      Complaint marked as Resolved 
      Home Credit India Finance customer support has been notified about the posted complaint.
      Verified Support
      Jun 01, 2022
      Home Credit India Finance Customer Care's response
      "Dear Sir,

      Thank you for highlighting your concern.

      With reference to your concern, we would request you to please share your Contract ID, contact number or registered email ID as we are unable to check the details as of now.

      Thank you,

      Team Home Credit."
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        J
        Jyoiti
        May 24, 2022
        Resolved
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        Resolved

        Sir I had taken a loan of 1.5 lakhs who was 30 years old. Whose EMI was 7836 every month. I took 4 months Monotorian ..According of loan time. I had to pay 1.5 lakh rupees to 235, 080 rupees. I have given 245, 108 rupees to you till now. I have made 10000 rupess more than the loan amount. And no one had given me any information about monitorium guidelines. I have not any balance with you according to my records and neither will I give any other amount . You have written in the mail that Next EMI. Which is Next EMI? . you told me to do it in April for 24112 rupees. the key amount was also getting delayed because anyone is not giving the Right information. I have all the statements now. You will check your record and don't expect penalty from me.

        Jyoti Nagpal
        Jul 3, 2022
        Complaint marked as Resolved 
        Home Credit India Finance customer support has been notified about the posted complaint.
        Verified Support
        Jun 01, 2022
        Home Credit India Finance Customer Care's response
        "Dear Ma'am,

        Thank you for highlighting your concern.

        With reference to your concern, we would request you to please share your Contract ID, contact number or registered email ID as we are unable to check the details as of now.

        Thank you,

        Team Home Credit."
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          S
          Siddhanta swain
          May 23, 2022
          Resolved
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          Resolved

          It's enough . Given complaints after complaints. Still this f... company calling repeatedly on daily basis for loan.
          A kind request plz stop calling. Active full dnd. Don't a single call from home credit India.
          Waiting for quick resolution.
          Thanks
          Jun 30, 2022
          Complaint marked as Resolved 
          Home Credit India Finance customer support has been notified about the posted complaint.
          Verified Support
          May 24, 2022
          Home Credit India Finance Customer Care's response
          "Dear Sir,

          Thank you for highlighting your concern.

          With reference to your concern, we would request you to please share your Contract ID, contact number or registered email ID as we are unable to check the details as of now.

          Thank you,

          Team Home Credit."
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            O
            OmDev Rawat
            May 21, 2022
            Resolved
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            Resolved

            My Bike Loan is completed in 2016 I want my NOC but no one send me My NOC of my address. I am many times of complaint in home credit service but did not response any thing else.
            Name Omdev Rawat
            Mob-- [protected]
            Jun 27, 2022
            Complaint marked as Resolved 
            Home Credit India Finance customer support has been notified about the posted complaint.
            Verified Support
            May 24, 2022
            Home Credit India Finance Customer Care's response
            "Dear Omdev,

            We would like to inform you that No Objection Certificate (NOC) for the loan account [protected] has already been dispatch from our end on 23-May-2022 and it will be delivered within 20 days.

            Thank you
            Home Credit"
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              G
              Gautam-15
              from Delhi, Delhi
              May 18, 2022
              Resolved
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              Resolved

              Sir I had purchased a vivo phone from Gupta Electronics on emi. And payment had already completed. But sir Gupta electronics made a fraud on my id and issue an oppo phone on my id. And now everyday home credit call me and say that pay the emi otherwise they will affect my cibil score.
              Jun 18, 2022
              Complaint marked as Resolved 
              Home Credit India Finance customer support has been notified about the posted complaint.
              Verified Support
              May 18, 2022
              Home Credit India Finance Customer Care's response
              "Dear Sir,

              Thank you for highlighting your concern.

              With reference to your concern, we would request you to please share your Contract ID, contact number or registered email ID as we are unable to check the details as of now.

              Thank you,

              Team Home Credit."
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                M
                mohitssss
                from New Delhi, Delhi
                May 12, 2022
                Resolved
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                Resolved

                I am informing you that on 1 May 2022 I have cleared my dues. I am waiting to receive my NDC from Home Credit, however, I am receiving poor customer service. They are sending me the same email template. I have called customer service numerous times, however, I still receive no response. Also, my Cibil report shows the loan as written off.

                Loan account number:-[protected]
                Jun 18, 2022
                Complaint marked as Resolved 
                Home Credit India Finance customer support has been notified about the posted complaint.
                Verified Support
                May 16, 2022
                Home Credit India Finance Customer Care's response
                "Dear Mohit,

                We would like to inform you that No Due Certificate (NDC) for the loan account [protected] has already been sent on your registered email ID on 14-May-2022.

                Thank you
                Home Credit"
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                  Y
                  Yasir McYazz
                  May 7, 2022
                  Resolved
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                  Resolved

                  Complaint against safe pay termination and support staff

                  Website: Homecredit

                  To whomsoever it may concern.

                  I am Syed Yasir Ali
                  D.O B. 15/05/1984

                  I will like to bring to your notice that I don't need safe pay services because i maintain my account balance.

                  Complaint:
                  1. First of all the shopkeeper did not ask me for the safe pay option, he applied for it on his own.
                  2. I have called your customer service thrice and the issue is still unresolved. Once...
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                  M
                  Mohit1315
                  May 7, 2022
                  Resolved
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                  Resolved

                  I got a call from your company regarding loan and i gave 13000 and now phone is switch off and when it was on I’m doing 50 calls but no answering i want my refund
                  +1 photos
                  Jun 10, 2022
                  Complaint marked as Resolved 
                  Home Credit India Finance customer support has been notified about the posted complaint.
                  Verified Support
                  May 10, 2022
                  Home Credit India Finance Customer Care's response
                  "Dear Sir,

                  Thank you for highlighting your concern.

                  With reference to your concern, we would request you to please share your Contract ID, contact number or registered email ID as we are unable to check the details as of now.

                  Thank you,

                  Team Home Credit."
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                    T
                    Toheed Khan
                    May 7, 2022
                    Resolved
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                    Resolved

                    Website: Home credit india Finance

                    Sir mene account se ecs charge close karo mene time se emi bara he mere account se ecs charge 350 se upar kata liya he muje mere rs refund chaye
                    +1 photos
                    Jun 13, 2022
                    Complaint marked as Resolved 
                    Home Credit India Finance customer support has been notified about the posted complaint.
                    Verified Support
                    May 10, 2022
                    Home Credit India Finance Customer Care's response
                    "Dear Sir,

                    Thank you for highlighting your concern.

                    With reference to your concern, we would request you to please share your Contract ID, contact number or registered email ID as we are unable to check the details as of now.

                    Thank you,

                    Team Home Credit."
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                      H
                      HHarsh Maheta
                      May 2, 2022
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                      My contract number [protected] on this there is overdue of around 4 month EMI but the thing is that not able to pay the EMI as I request settlement so many time but they are demanding one time payment which is not in my condition as I agree I request them for 30th April but due to lack of payment it was not done so now if they can extent the EMI duration and could reduce this EMI as relief then it would be great relief as from next month I will be able to pay the regular EMI on time .
                      Home Credit India Finance customer support has been notified about the posted complaint.
                      Verified Support
                      May 03, 2022
                      Home Credit India Finance Customer Care's response
                      "Dear Harsh,

                      Thank you for highlighting your concern.

                      We have forwarded your to concern to the relevant department and our team will contact you shortly to provide resolution.

                      Thanks
                      Team Home Credit".
                      May 14, 2022
                      Updated by HHarsh Maheta
                      Still waiting for the response from your team If you don't want to do it then why are you here to support the customer man
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                        M
                        M sharmila dolphia
                        Apr 27, 2022
                        Resolved
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                        Resolved

                        I have taken a 2 lakh loan for 48 months tenure in home credit finance due to some emergency i have not checked about interest n all even after knowing that i have to paying them back for double (4, 25, 000/-) but still i have never missed the payments till this COVID-19 due to this even all over world has suffered lack of job and as well money In dat time this customer care service were calling daily more 20 times even though if i answer and inform them about the situation for 3 months i have applied for mortgage and the whatever the interest falls i will pay at the end but the customer service said okay will apply but they have rejected my request without knowingly but in the meanwhile they have raised a complaint and those polices are giving me mental torture every month they ask to contact some advocate to call and sort it out but when i call that advocate those people ask me to pay 2, 80, 000/- immediately but my loan is left for 18 months where is 1, 91, 000/- including the dues paka fraud company fooling people and ask them the pay extra while returning.
                        Jun 2, 2022
                        Complaint marked as Resolved 
                        Home Credit India Finance customer support has been notified about the posted complaint.
                        Verified Support
                        Apr 28, 2022
                        Home Credit India Finance Customer Care's response
                        "Dear Sir,

                        Thank you for highlighting your concern.

                        With reference to your concern, we would request you to please share your Contract ID, contact number or registered email ID as we are unable to check the details as of now.

                        Thank you,

                        Team Home Credit."
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                          S
                          SHARANYA.K
                          Apr 24, 2022
                          Resolved
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                          Resolved

                          My sister had got sanction for personal loan of Rs. 171000 in Home credit india. She has been continuously paying the EMI without any delay. Since covid, due to the situation she couldn't pay EMI for 3 months. After that, she has been regularly paying. When asking for pre closure details, they ask to pay Rs. 1, 13, 289. But the loan period is only 48 months and she already paid for 36 months. Even the loan amount is 171000 and we already paid for 36 months, then how could be the pending amount this much available. Kindly clarify the same
                          May 26, 2022
                          Complaint marked as Resolved 
                          Home Credit India Finance customer support has been notified about the posted complaint.
                          Verified Support
                          Apr 25, 2022
                          Home Credit India Finance Customer Care's response
                          "Dear Sir,

                          Thank you for highlighting your concern.

                          With reference to your concern, we would request you to please share your Contract ID, contact number or registered email ID as we are unable to check the details as of now.

                          Thank you,

                          Team Home Credit."
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                            R
                            Ratnesh1205
                            from Mumbai, Maharashtra
                            Apr 23, 2022
                            Resolved
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                            Resolved

                            Hi,

                            I took loan from home credit & when the lockdown started they rejected my moratorium and after that they closed the and asked me to pay the full amount and that to with more interest rates & now I said I am ready to make settlement and they are not giving it on the mail and I have not received any kind of mails regarding the settlement which I asked for on the mail. and now they are saying we will make a police complaint and sent a vasuli team at home and will make my life hell. but they are not event accepting that we will not mail you it will happen on a call and I haven't received any kind of mails by them are they are not even sent me the settlement details on the mail. and now they threatening me that we are doing police complaint and will send team at your home. I have not said that ill not pay I just asked to mail me the settlement details on mail they are like we will not it will happen on call only.
                            Apr 25, 2022
                            Complaint marked as Resolved 
                            Home Credit India Finance customer support has been notified about the posted complaint.
                            Apr 23, 2022
                            Updated by Ratnesh1205
                            Hi,

                            I took loan from home credit & when the lockdown started they rejected my moratorium and after that they closed the and asked me to pay the full amount and that to with more interest rates & now I said I am ready to make settlement and they are not giving it on the mail and I have not received any kind of mails regarding the settlement which I asked for on the mail. and now they are saying we will make a police complaint and sent a vasuli team at home and will make my life hell. but they are not event accepting that we will not mail you it will happen on a call and I haven't received any kind of mails by them are they are not even sent me the settlement details on the mail. and now they threatening me that we are doing police complaint and will send team at your home. I have not said that ill not pay I just asked to mail me the settlement details on mail they are like we will not it will happen on call only. And this I'm asking from so many months that but they are not ready to mail and now they are threatening me and torcharing me and mentally harassing me. I have asking just one thing that just mail me the details and this guys are not mailing me the settlement details and now with any kind of mails they are saying that I’m not replying on there mails but they have not even sent a single mail to me if you need ill provide all the details regarding the mails they have not sent me a single mail and I just asked that I’m ready for settlement send me the mail about that but with any mails whit anything now this guys are saying we will do police complaint. This is what you guys do with send any mails they are messaging me that I’m not replying if ill get mail then I can reply na. I have not received a single mail then how will I reply.

                            Thanks & Regards
                            Ratnesh Jathar
                            Verified Support
                            Apr 25, 2022
                            Home Credit India Finance Customer Care's response
                            "Dear Sir,

                            Thank you for highlighting your concern.

                            With reference to your concern, we would request you to please share your Contract ID, contact number or registered email ID as we are unable to check the details as of now.

                            Thank you,

                            Team Home Credit."
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                              H
                              HHarsh Maheta
                              Apr 21, 2022
                              Resolved
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                              Resolved

                              Dear Team,

                              As discussed with the team and over the call that you are going to stop my collection activities on my contract [protected] but still got some call on my phone and after discussion with Office team they confirmed me that my salary is going to credit on 29th April so its request please stop all collection activities till that date nothing else also want to proceed for settlement.

                              Thanking You
                              Regards
                              HArsh Maheta
                              +1 photos
                              May 26, 2022
                              Complaint marked as Resolved 
                              Home Credit India Finance customer support has been notified about the posted complaint.
                              Verified Support
                              Apr 25, 2022
                              Home Credit India Finance Customer Care's response
                              "Dear Harsh,

                              Thank you for highlighting your concern.

                              We would like to inform you that we have stopped collection activities till 30-Apr-2022 for your loan account
                              [protected].

                              Thanks

                              Team Home Credit".
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                                K
                                Kaushal Financial
                                Apr 20, 2022
                                Resolved
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                                Resolved

                                My Loan no. Is [protected] I don't even remember about my loan but last week I let to know through call he said he is a employee of home credit and you have a running loan of about 13k ruppess which is pending for the last 1 year. Because of this I told him that I'll pay my amount at 19/04/2022 but from morning onwards he is calling me for the same... Then a doubt occure to me about this, when I check the number he is calling is spam and fake and register with some zest money then I don't respond him.. and I told him if he wants to contact me then he should talk to me at mail or from some official number.. but again he is calling me from different numbers.. but in between that process I paid a amount of 1500 ruppess through phonepay to my loan no., When I asked him how much amount I have paid to my loan accounting you are in home credit then he stabed me and said I don't know... I know you ( Teri aukat nai hai please Dene ki... And all ) after that he called my father and said lot of things he abused him also... Now I want to tell you if you don't take necessary actions against this.. then I filed a complaint home credit for the same.. I am going to mention the numbers also which he is calling from and I want a response from you till tomorrow any how... Because this is not acceptable from home credit if I am willing to pay my whole amount then I'll not tolerate this type of irrational behaviour against my family.. and if any call going to my family again tomorrow then I will file a complaint... Numbers are [protected] / [protected] / [protected] / [protected]
                                My no. Is [protected] if you want to contact me then call me on this no. But I request you to call me from that no.which is not in spam list... I already file a mail against this matter so I want your full corporation in this matter..
                                +1 photos
                                May 26, 2022
                                Complaint marked as Resolved 
                                Home Credit India Finance customer support has been notified about the posted complaint.
                                Apr 20, 2022
                                Updated by Kaushal Financial
                                I want a response in this matter till tomorrow
                                Apr 20, 2022
                                Updated by Kaushal Financial
                                My email id is piyushpk.[protected]@gmail.com
                                Mail me if any action is going to taken by you
                                Verified Support
                                Apr 25, 2022
                                Home Credit India Finance Customer Care's response
                                "Dear Piyush,

                                Thank you for highlighting your concern.

                                We have forwarded your to concern to the relevant department and our team will contact you shortly to provide resolution.

                                Thanks
                                Team Home Credit".
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                                  Deepukalsi
                                  from Delhi, Delhi
                                  Apr 15, 2022
                                  Resolved
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                                  Resolved

                                  This is to bring to your notice that my credit report shows an inquiry from your Bank, which I do not understand. As far as I know you are not permitted to inquire about any of my debt amounts without my authorization.

                                  The presence of such items on my credit report is likely to affect my credit worthiness and hamper my chances of acquiring new credit. Therefore, I request that you remove this inquiry from my credit report immediately.

                                  Please forward a written document stating that you have accepted my request.

                                  I am expecting an early response from you. For your information Please Call Me On My Number

                                  Sincerely,
                                  +1 photos
                                  May 21, 2022
                                  Complaint marked as Resolved 
                                  Home Credit India Finance customer support has been notified about the posted complaint.
                                  Verified Support
                                  Apr 18, 2022
                                  Home Credit India Finance Customer Care's response
                                  "Dear Deep,

                                  Thank you for highlighting your concern.

                                  With reference to your concern, we would request you to please share the updated Credit report in PDF format along with control number, scan copy of ID proof like Pan card and Address proof like Aadhaar card (front and back side) on [protected]@homecredit.co.in for further investigation.

                                  Also, would request you to kindly share your contact details so, that our team will contact you.

                                  Thank you,

                                  Team Home Credit."
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                                    C
                                    Chirag D Patel
                                    from Vadodara, Gujarat
                                    Apr 14, 2022
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                                    Dear Sir,

                                    I have paid off all of my emis back in 2016-17 but my loan is still active and written off.
                                    I have paid it to the collection guy of home credit.
                                    I am unable to take any mortgage due to this please help me close this loan. I have tried to contact home credit multiple times but they never get back to me.

                                    Loan account number: [protected]
                                    Name: Chirag Patel
                                    Contact number: [protected]
                                    Home Credit India Finance customer support has been notified about the posted complaint.
                                    Verified Support
                                    Apr 15, 2022
                                    Home Credit India Finance Customer Care's response
                                    "Dear Chirag,

                                    Thank you for highlighting your concern.

                                    We have forwarded your to concern to the relevant department and our team will contact you shortly to provide resolution.

                                    Thanks
                                    Team Home Credit".
                                    May 02, 2022
                                    Updated by Chirag D Patel
                                    I still haven't received the NOC, it's been more than 15 days
                                    I still haven't received the NOC
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                                      P
                                      Pratik Mundhe
                                      Apr 12, 2022
                                      Resolved
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                                      Resolved

                                      Address: c-302 mangeshi dazzel thakurli

                                      I have been called them since 1 month asking for the NOC of my loan, they say that we have sent it back, what should I do to solve my problem? got a solution
                                      May 18, 2022
                                      Complaint marked as Resolved 
                                      Home Credit India Finance customer support has been notified about the posted complaint.
                                      Verified Support
                                      Apr 13, 2022
                                      Home Credit India Finance Customer Care's response
                                      "Dear Sir,

                                      Thank you for highlighting your concern.

                                      With reference to your concern, we would request you to please share your Contract ID, contact number or registered email ID as we are unable to check the details as of now.

                                      Thank you,

                                      Team Home Credit."
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