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Home Credit India Finance Complaints & Reviews

www.homecredit.co.in
4.3
Updated: Oct 25, 2024
Complaints 1105
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920
Unresolved
185
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68
NOC for loan clearance
23
Unwanted calls on my number.
15
cibil not update post (wo) settled showing why not closed

Home Credit India Finance reviews & complaints page 12

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J
Jaiswal Sharad
Oct 21, 2021
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Too Much Spam and Calls

I am getting too much calls and i am fed up, please don't send unwanted and harassing calls...
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srikanth raghavendra rao
Oct 21, 2021
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Increase in loan tenure without information

IN spite of several reminder mails they are not giving clear information & clarity repeating same mail. For 4 months of moratorium they have increased tenure for 22 months & 90000 of loan amount i will be paying 2, 82, 450 don't understand what kind of calculation is this people are being charged with heavy interest & they are claiming that supporting & helping customers by increasing tenure. In other banks & NBFC for 4 months of moratorium...
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S
SimmyJ
Oct 18, 2021
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Daily Harassment through calls

I am not a customer of Home Credits and yet I receive daily 2-6 automated calls from this company using different numbers. This is turning into daily harassment and there is no way I can contact them to stop this. I am suffering from last 2-3 months now. They even got my number fraudulently as I have never shared it with anyone from Home Credit. Please remove my number from your database. i have attached screenshot of one days call list....
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B
Bʌɓʌ Roɱɘo
Oct 13, 2021
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About installment

I have paid my monthly emi on 11 October 2021 but home credit again debited 1954 Rs from my bank account. How you can do this to me . Because next emi date is 4th november but you debited now on 13th october 2021 . Please refund my amount otherwise I will take action against you because it's illegal... Without my permission you did this and I have paid emi of this month ... So how you can do this to me....
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T
tulsh97874
from Surat, Gujarat
Oct 12, 2021
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About harassment and fraud

My contract id-[protected]
maine 13th may 2019 ko home credit se 200000/- a ka personal loan liya jiski tenure thi 42 month 9160 ka monthly installment after 10 installment timely its due to covid-19 lockdown maine 4 month ki moratorium li... ab compony ne lockdown ke baad tenure kar di 60 month... matlab 164880/-interest lagaya... logo ko maar ka interest...are 4 month covid ki vajah se pareshan the log aur inhone loot macha rakhi......
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S
SACHINShelke167
from Aurangabad, Maharashtra
Oct 10, 2021
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Resolved

I am receiving calls on daily basis and they are disturbing me and harassing me daily

Dear Team, // Serious Concern // Reference my contact no [protected] . I am raising a complain due to telephone call harassment on daily basis 2 to 5 calls daily. I have also contacted to toll free no [protected] mentioned on web http://homecredit.co.in and mailed to [protected]@homecredit.co.in for stop call me/harassing but story remain same. My concern:- I am receiving unwanted calls approx 2 to 5 times on daily basis even on Sunday from...
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V
Vicky Sanju
Oct 10, 2021
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Over deducted amount in my account for mobile lone

Address: 1939 gali ahiran Malka Ganj delhi 110007

I have already completed my mobile lone but home credit three times amount deduct in my account and continue deduction every month so please stop deduction and refund my deducted amount
My lone number is [protected]...
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K
karan chavan
Oct 8, 2021
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Abuse me and my mom

Keep abuse me ad and my mom regarding the money how I give money... They act like they're from delhi police lady direct call my mom and start abuse ... I will do suicide...
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srikanth raghavendra rao
Sep 28, 2021
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Without intimation increased loan tenure

As mentioned have availed personal loan of 90000 & EMI of 4035 am paying regularly. Opted for Moratorium for 4 months. Now suddenly they have increased tenure from 48 months to 70 months i will be ending paying 282000 for 90000. How could they do this & also interest is too high for 4035 EMI - Principal is 700 & rest is Interest. Kindly help,...
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S
Saurabh Ssandie
Sep 27, 2021
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Ecs deduction even after paying emi before due date

My contact number is [protected]

I always pay my installment by 12th of every month although due date is 14 of every month.

But from last month i.e August I gor esc deduction message of 590 rupees for 4 times..

Then wat was point of online payment.....
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W
Wajidkhan0
from Jaipur, Rajasthan
Sep 27, 2021
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Resolved

Recovery agents abused me

Hello there I am wajid khan and I have purchased a mobile from home credit website on emi I have paid the entire amount of my loan and I also have N.O.C
Issued by home credit india then why your recovery agents are calling me shouting on my family for payment and threatening for 420 case against them please sir/mam whoever saw this please help me and save me from them Thanks 🙏🏻...
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V
VimalKumar R Singh
from Palghar, Maharashtra
Sep 24, 2021
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High rate of interest for moratorium period

Address: Thane, Maharashtra

I have taken cash loan from home credit company I paid my all 24 EMI on time .
In the meantime I have taken 4 months mortorium facility so I paid one extra EMI
Total paid EMI -25 loan tenor -24 EMI.

Now home credit tell me pay 1904 rupees more for mortorium interest amount.
Which is higher rate of interest more than 40%

I mail fallowing this for last two months but no one helping for that...
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S
SureshSahu01India
from Kanpur, Uttar Pradesh
Sep 23, 2021
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Resolved

Demanding Extra amount for Purchased Mobile Phone with EMI

Address: kanpur

Sir, Maine last year mobile phone liya tha home credit se EMI par, har mahine 1535 dene the 6 month tak, maine sari EMI ka bhugtan kar diya tha, ek EMI meri 8 october 2020 ki thi jo maine 18 october 2020 ko kari thi, usse pehle lockdown lag jane ki wajah se mere pass income bhi nahi thi to meri october 8 ki payment 18 oct 2020 ko hui aur november ki bhi advance mai kar di thi.ab company support team mere pass baar baar call karke mujhe preshan...
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Rishil Patel
Sep 21, 2021
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Loan summary changed without my consent

Address: Rishilpatel29@gmail.com

Dear sir/madam

It been more than 40 days and after so many calls and email still my issue is not solved yet
Every time they say I have forwarded your concern to the management but didn't get any response from them.

My name is rishil patel

Home credit contract ID - [protected]

As per RBI guideline for NBFC is applicable NBFC shall give notice to the borrower in the vernacular...
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R
Rishil Patel
Sep 21, 2021
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Loan summary changed without informing me

Address: Rishilpatel29@gmail.com

Dear sir/madam

It been more than 40 days and after so many calls and email still my issue is not solved yet
Every time they say I have forwarded your concern to the management but didn't get any response from them.

My name is rishil patel

Home credit contract ID - [protected]

As per RBI guideline for NBFC is applicable NBFC shall give notice to the borrower in the vernacular...
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S
Suresh suru
Sep 20, 2021
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Need to close Loan account

Address: https://www.homecredit.co.in/en
Website: www.homecredit.co.in/en

Hi Team,

From 3 weeks I've been trying to close my loan, no one is even bothered to respond to the request or provide me the details.

I have been ended up paying interest last month and now again they are delaying to provide me the details, not sure why they are doing this. I have lost all my patience and valuable time.

They are providing me amount which doesn't have any breakup details. They...
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R
Rajeshwari Ravindra Ashtekar
Sep 17, 2021
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Charging ecs unnecessary

Address: plot no 59 Shivraj chowk opposite medipoint hospital Chandannagar pune 14

I want to Stop my ecs charge as I have complete my loan facility, why are you charging my ecs when I am completely done with my loan please get my money back...
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G
Gunjankumar Trivedi
Sep 10, 2021
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Fraud doing Home Credit India Finance

Address: Mumbai
Website: www.homecredit.co.in

I have taken personal loan from Home Credit India Finance in the year of 2018 for the tenure of 42 months and i have paid all the emi's on the time.
after moratorium they automatically increased loan tenure from 42 months to 49 months. i have sent mail to the company grievance officer and customer care team,
i haven't received any update.
i have paid 34 EMI's till date and as per my contract with Home Credit India Finance...
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P
PM@14
from Mehsana, Gujarat
Sep 8, 2021
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Noc against my personal loan

Hello My Personal loan ([protected])was clear via axis bank on dated-26/08/2021.till date i have not received NOC letter by home credit.i will try to contact customer care many times but not replied. They ask we will contact you in 48hrs but today gone already 12 days and still not receive that NOC i want NOC by mail & also hard copy.

Mail id [[protected]@gmail.com]. Mo-no:-[[protected]]...
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S
stevenani
Aug 10, 2021
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Higher interest rates and Daily harrassment

Hi my loan id contract number:[protected]
Name :G Venkateswarlu,

I am taking loan amount of 50000, before due date home credit team call to me harrasing me, when I left the call no one taking, but repeatedly got calls from home credit team daili I got 20 to 30 calls from home credit, I regularly pay emi but I received calls, after emi paid also I got calls, I decided foreclose my loan amount, I asked customer care,...
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