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Home Credit India Finance Complaints & Reviews

www.homecredit.co.in
4.3
Updated: Oct 25, 2024
Complaints 1105
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920
Unresolved
185
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68
NOC for loan clearance
23
Unwanted calls on my number.
15
cibil not update post (wo) settled showing why not closed

Home Credit India Finance reviews & complaints page 11

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H
HHarsh Maheta
Dec 22, 2021
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Harassment and taking huge EMI

As due to my lost of job as i was terminated from my company and from last two month not having job and not in good condition to pay the EMI of home credit loan [protected] but still getting harassments from Agent Mr. Pankaj Choudhary - +[protected] who is making pressure on me for settlement and even i shared this concern to HOME CREDIT in Oct. month that i will not be able to pay the EMI due to lost of job but now they are saying that...
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G
Gourav 123
Dec 20, 2021
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Not getting NDC and loan settlement letter

Hi,
I have paid all settlement amount and still not getting NDC and loan settlement letter from company and their customer not picking up my phone please look into this
Contract ID [protected]...
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D
Dev Sanaliya
from morbi, Gujarat
Dec 16, 2021
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Loan tenure increased from 48 to 55

I have an loan with home credit with loan no. [protected] intially my tenure was 48 months now it has become 55 months just because I took 2months moratorium...
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M
Mintu Sahu
Dec 15, 2021
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Fraud home credit loan purpose

Address: Mango

Home credit company bahut badi fraud company hai loan dene ke liye paresan krti hai loan dene ke bad loan close nhi karti hai iska koi office nhi hai aur na koi legal company sirf fraud executive ko bhej dete hai collection ke liye paresan krte hai mently pressure dete hai loan close krte hi nhi hai sirf paisa barhne me lage hai interest jorte hai loan amount santosh gupta, prem, and [protected] yea fake executive fraud sale chor paisa lene...
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S
simply Smita
Dec 11, 2021
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Without permission restructure personal loan

Address: Satara parisar Aurangabad, Maharashtra

Dear team,
I am smita jagtap I taken loan from home credit fiance rs 1lac but due to lockdown I did not pay EMI on time but I taken moratorium after i pay regularly emi but without my permission home credit done restructure loan. Now my tenure and loan amount also increase this is not only happened with me also no of customer facing same problem without customer permission how finance company do restructure no any calls or no any...
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O
omkar lele
Dec 10, 2021
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Inappropriate Loan closure amount

Address: India

Dear Sir/ Madam,

Name: Omkar Prakash Lele

Address: 304 Matrubaug Anex near kala talav telephone exchange kalyan west - 421301

Email- [protected]@gmail.com

Mob No- [protected]

Name of entity- Home Credit India pvt ltd

Loan Account no- [protected]

Transaction: Personal Loan

Description:

I have availed Personal...
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H
hari94
Dec 6, 2021
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Ndc/noc request

Please provide noc or ndc for contract number [protected]...
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S
sourabh1996
Nov 25, 2021
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Pf related issue

Address: kannauj up

Dear Sir, I wish to tell you the date of birth present in my is UAN NO. because I am not able to turn on my UAN no. and I am like this. Can I turn on UAN No or check my PF account correctly
UAN NO:[protected]
NAME:- VIPIN KUMAR
FATHER'S NAME:- RANDHEER SINGH ESTABLISHMENT NAME :- HOME CREDIT PVT LTD....
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C
Chandrakant G.
from Navi Mumbai, Maharashtra
Nov 24, 2021
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Sawkari Type Vasooli

Address: NAVI MUMBAI

Stope cheating and harashing poor people. Your strategy of charging late penal charges is very cheatful....
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K
kapil040
from Ghaziabad, Uttar Pradesh
Nov 16, 2021
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I paid Fore closure amount after that they didn't close loan and putting fine and all(Loan No:- 3906194205 )

Dear Sir,

I would like to know that. I got a call from one of Executive of Home credit . His name is Rohit Gupta. and he said, `` Sir you took a personal loan and you have an outstanding amount to clear against your personal loan. Kindly clear that amount and your loan closed.
I have paid the foreclosure amount as per given time but Loan is not closed and still didn't get any noc and ndc. Loan number still showing active....
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S
swaraswap
from Pune, Maharashtra
Nov 14, 2021
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Loan tenure increase 51 to 84 how ?

Contract id -[protected] name swapnil annasaheb jadhav
I have taken loan for 51 months. And in loan account statement, you are showing this for 84 months. How it comes?

I have taken EMI Holiday for 3 months. And Moratorium for 5 months. Due to Covid -19 outbreak, Govt has lockdown everything. Nothing is open. And as per RBI guidelines, they have given moratorium period for 6 months that is from March 2019 to August 2019....
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S
swaraswap
from Pune, Maharashtra
Nov 13, 2021
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Loan tenure increase 51 to 84

I have taken loan for 51 months. And in loan account statement, you are showing this for 84 months. How it comes?

I have taken EMI Holiday for 3 months. And Moratorium for 5 months. Due to Covid -19 outbreak, Govt has lockdown everything. Nothing is open. And as per RBI guidelines, they have given moratorium period for 6 months that is from March 2019 to August 2019. If anyone is not earning anything, how he can pay his dues....
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S
Sudhir Nath
Nov 10, 2021
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Loan tenure increased from 36 to 60

I have an loan with home credit with loan no. [protected] intially my tenure was 36 months now it has become 60 months just because I took 5 months moratorium...
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P
Punam devi singh
Nov 6, 2021
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Issue related to moratorium interest charges

My contract id is [protected].
I took a cashloan of 30000 from home credit which I have to pay in 15 emi's but due to lockdown I took loan monetorium of three months .now I payed my 15 emi's but the always call me and harras me all the day and says that your loan tenior is 18 months .you have to pay it and threatened me that we can harm your cibil score.
According to RBI guidelines I have to pay only interest amount of these...
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D
Danishrpr
from Raipur, Chhattisgarh
Nov 2, 2021
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Spam unwanted calls

Address: Raipur

Get everyday three to four automated unwanted calls for loan please stop it ASAP
Mob: [protected]...
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P
pranava70
Oct 31, 2021
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Ecs Charge paid

I paid my emi earlier than emi date as always doing.But current month they didn't reflect my money on their server and took my some money by Ecs charge.What should i do? i need my money back...
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A
anuj@1992
from AJMER, Rajasthan
Oct 30, 2021
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Loan amount not disbursed in account

Address: ajmer

Dear sir/mam, i had applied loan for your company, which is aproved loan 125000 after then completing all proces like ecs and link banking etc. after then reacive a msg was received that your loan has been approved, but money has not come in the account yet.till now it has been 2 days. my loan acc. no. is [protected] my name is manju lata chouhan. pls chek and solve....
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J
Jivan Saab
Oct 27, 2021
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Mobile redmi 9 power 4 64

Address: royal motors sultanpur lodhi

Good morng sir my name is balvir vill masita p o tibba distt kapurthala my complaint aingst is mobile redmi 9 power mene ek mobile liya uss mujhe kuch galat lagga loan karvaya tha mobile sir mere saath kuch galat kiya hai mera 10499 ka tha mujh bola gaya ki apka loan 10499 me 3200 ghatta kr 7299 loan butt mera 10432 kiya firr mera 3200 rupaye kahha gaye mene kuch dinn annlyes ki mujhe mobile padeha 13699 mere bahute dhokha huya hai plzz meri...
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S
SACHINShelke167
from Aurangabad, Maharashtra
Oct 26, 2021
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Remove my number as soon as possible

There was a guy who's name was mangesh dhotre I had just met him only one time and he took my mobile number and misused it .
He has given my mobile number ([protected]) as reference number to home credit without my permission and I haven't take loan than why your team is calling me daily and harassing me in very badly if this issue is not solve as soon as possible then I will register a FIR against you for torturing me on daily basis...
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S
Suyash2505
Oct 26, 2021
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EMI bouse

I have pay my EMI before due date but home credit charge me for not maintaining EMI ammount...
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