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I too agree. And adding 1 more point that the rate of gold at the time of staying scheme is very low 27K, but today it is 31600. As agreed that they will give you gold rate at the time of scheme purchase... but they don't give it
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I also agree with this.
I had started a gold scheme last year around may 2016 and the Kalyan jewellers said that they will pay to he same amount for 12th month and I need to pay 11 months. So when I visit them in 11th month they say I have to purchase the item within 15 days after the scheme matures, n they said I could purchase in any store. My parents were not happy with this and so I went again next day and they said that I can purchase within 30 days and if I don't like anything then they will give me gold coins. Now just because of this my mum had to travel and came along to purchase something after the scheme matures and they denied to give me gold coins, I tried the koramangala and commercial street stores.
Again next day went to koramangala store and finally liked something and then they say they are adding only 70% of the amount we paid in a month and that would be, I paid 5k every month and they were supposed to add 5k in the 12th month but in turn they added only 3k and they argued with me saying that is how the scheme was and I could have confused. Again my mum was angry for trusting me on this. I get back to my place and discuss this with my friend who was with me when I started my gold scheme and then she scolds me for not telling her about this initially and then she showed me the paper where they had written down to explain the scheme before I started it and then I realize I was not confused, they had to pay 5k not 3k..
But I already purchased the jewellery.
So much for such a big brand name, they dont even know the specifications or any details about all these and moreover they scam people.. having a big name in the country they are still not satisfied with the money they make and are craving for more
.I will never recommend nor purchase anything from Kalyan . The worst experience ever.
It may not be my money that I lost, but it was something I was promised for, and it was my first saving as I started working.. so I started this with some hope but they made it hopeless
Again next day went to koramangala store and finally liked something and then they say they are adding only 70% of the amount we paid in a month and that would be, I paid 5k every month and they were supposed to add 5k in the 12th month but in turn they added only 3k and they argued with me saying that is how the scheme was and I could have confused. Again my mum was angry for trusting me on this. I get back to my place and discuss this with my friend who was with me when I started my gold scheme and then she scolds me for not telling her about this initially and then she showed me the paper where they had written down to explain the scheme before I started it and then I realize I was not confused, they had to pay 5k not 3k..
But I already purchased the jewellery.
So much for such a big brand name, they dont even know the specifications or any details about all these and moreover they scam people.. having a big name in the country they are still not satisfied with the money they make and are craving for more
.I will never recommend nor purchase anything from Kalyan . The worst experience ever.
It may not be my money that I lost, but it was something I was promised for, and it was my first saving as I started working.. so I started this with some hope but they made it hopeless
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