[Resolved]  DHFL Home Loan — Never go fror Home loan from DHFL almost all are suffering

If you have no reason to commit suicide, take a home loan from DHFL- the friendly home people.They cheat you at every turn and soon you look to yourself a helpless fool.When they come with the offer letter, it is roses, roses all the way:competitive rate of interest, no hidden charges, no prepayment penalty.transparency and what not. Once the deal is struck and you sign a few loose sheets, things take a U turn.They don't mean what they say and they don't say what they mean. Suddenly the interest rate goes skyward never to come down, prepayment becomes a suicidal affair :penalty charges, surcharges, hidden charges and pestering calls, make you mad if you still manage to remain sane. You might ask for a statement of account. The friendly people will never respond to your request. You might contact them over phone. The friendly people will blame it all on PLR/BPLR conundrum.You might wonder why even drastic cuts in them doesn't attract their attention.That proves that you are a fool.You might think that the friendly people are keeping their rates in the clouds to help recover their bad debts.Now it is clear that you are mad.The present rate is only 14.25%. At every rise in interest, the EMI is increased and it is kept a secret until a substantial sum becomes dues. Then begins a flurry of phone calls demanding immediate payment with penalty charge of only 24% monthly, plus additional interest, the rate of which is always a mystery.You might want to foreclose or to switchover.That is thought crime and it is because you are mad. Penalty, Surcharge and a whole lot of monsters rush in with the friendly people. You might think of legal remedy.Not easy.That is to be filed only in Bombay as per the loose sheets. The trap is very well set. While you languish not knowing what to do, you have the great pleasure of being advised by Mr.S.Wadhwan if he finds time to give lessons on loan management through the media, free of cost. Wolves appear in sheepscoat and devils cite scriptures for you. It is rumoured that regulatory mechanisms are there up the sleeves with the govt. Not sure. If at all such luxuries are there, it is quite unlikely that they will ever become operative in this beautiful country. And if they do by mistake, by then the friendly people will have made your home your tomb: at no extra cost.

yes, i agree that the services of DHFL is very poor, as i have given post dated cheques to DHFL executive but she didn't wrote the payee name on the cheque and the accounts dept of DHFl also forget to write their own company name as payee, and since last two month first they deposit cheque without payee name and when it get dishonoured from bank they write payee name and agian re deposit it, and the big joke is that for their mistake they sent me intimation letter for cheque return and ask me for a penalty of 18%, and what about the cheuqe return charges which my bank deducts from my account...

it's a real joke of DHFL i suggest to all my friends dont take any loans from DHFL am also planning to switch it from other bank

DHFL is the worst home loan provider ... All banks are charging 8-8.5 % but DHFL is still stuck at 14% . Guys are harrasing ...

Should I go for DHFL home loan

i am totally agree... same problem i am facing.. they have increased the interest rate two times in 6 months but as now all the banks has reduced the home loan interest DHFL is not doing the same. Each & every time they made an excuse of market & company policy issue... I wouldn't preffer this bank in future... that is my biggest mistake.. another problem with their system... they dont have any online facility to pay EMI or to check the loan status or any other account accessebility

same problem i am facing DHFL is the worst home loan provider ... All banks are charging 8-8.5 % but DHFL is still stuck at 13.50% . Guys are harrasing ...

No, I DisAgree . DHFL is Indias' second largest housing finance company DHFL Gives Home loans to lot of Middle & lower income groups allover india with lowest interest rate. They give good service to all customers.They follow the rules & regulations of RBI & NHB current ROI for New loan stating from 8.75%, No pre payment charges for up to 20% in a financial year, Free accidental cover for all borrowers, The above complaint given persons are requested to contact the concern branch manager to solve your problems

Its one of worst financial institution i have ever seen..private lenders are far better than this socalled financial institution.. they are very quick in hiking the interest rate but they never decrease the interest rate according to the market... i am not sure...their employees r enough trained to handle the customers..i never got the professional response from those guys... finally i can say..dont believe in these robbers... go to nationalized banks even though they take much longer time to process the loan. waiting.. patiently for 4 months is far better than suffering for the next 15/20 years.

I do not know what is the role of RBI. Sitting mum. They don't control the Pvt Housing Finance Firms. Because, they (RBI) are also Indians only, taking bribe is easy way out, than finding fault with the firm. i was duped by the agent, maybe it is our fault too not checking properly.

DHFL — without notice put emi

sir i am a jamil ahmed loan a/c no00000259.dhfl put my emi without notice and not a singal date.my contact no is [protected].

Dont take any loan from DHFL as they are the worst and not providing the loan in time, there processing fees are very high comparing to other bank. They is lots of hidden cost which they will disclose after sanctioning the loan. There Rate of interset is also very high so plzz dont go loan from DHFL bank - plz help me
bank branch - rs puram coimbatore - if take me out of this
Marketing people rajesh

dear all i had a plan to take home loan. can u suggest me which bank can i go with.?

Friends really thanks for your valuable suggesion, recently we see ads in televison promoting DHFL home loan please we need to stop all these nonsense from DHFL, let save our friends from taking loan from harrasing finacial institutions

please solve my case i am verry poor man . kindly request me?
my self om parkash a/c no:1728 baldev nagar gali no:14 gurgaon (haryana)122001
my phone no :[protected]
mobile no :[protected] mai apka pura bacaya rashi kisi se ley kar dena chahata
huu kirpa karke mera byaje kam karey mai byaje deney mie asamarth hoo meri kamai
bhi gujarey layake hai kirpa mera biyaje maff kiya jaye. mai apka abhari rhooga.
om parkash

DHFL is the worst i have ever experienced a bank.Their tag lines do not suit what they do.I have approached them on Sep 2008 and till now i do not get any kind of response either for yes or No.
Please do not go for DHFL..

My Net Salary in Hand is 22, 800/- my Date of Birth[protected] I would like to know how much maximum House Loan I can get From Your Company.

Thank God, I saved from DHFL just at the beginning itself. The customer care person who has yet to get the loan santioned, avoiding mu calls and telling me call you within next 15 minutes which never happened even after two days. I wll avoid DHFL now. Thanks friends

I completely agree with you my friend. They took two month to process my loan...always saying the cheque is ready... no one available to bring it from HO..or training is on in HO so it is held u and such reasins.. finally before disbursment..they put in additional conditions ...saying Manager was on leave so they were not aware of the conditions... Thay also demanded interest from me for the period when the cheques was issued...but was never handed over to me...I have cancelled my application and hope they refund my amount soon

Dear All,

I have taken A Home Loan from DHFL, They are cheated people, so before going for home loan, take all the details, then go for loan.

Mo-[protected].

yes i Agree, I have applied for mortgage loan of my flat at badllapur, Three month the dhfl person is telling me that your loan will sanction with in 7 working days, But after 3 month is have seen the status that beyond kalyan no sanction of loan,

DHFL has taken professinal fees of rs, 5000 at a time of filling the form, when I have seen that beyond kalyan no sanction of loan, so i have rejected the loan, but yet I have not received the professional fees amount, i amt getting messaage from Ganesh Dewkole & Sandeep Gupta the Chitter person of DFHL

I Request to all the person who are going to DHFL for housing loan, not to go for DHFL .